HUDSON VALLEY

P.O. BOX 1071
Poughkeepsie, NY 12602

Phone: 1-845-463-3011

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 15802
Date Established 1963
Assets $4,843.76 million
Loans $2,851.68 million
Deposits $4,335.06 million
Capital $523.91 million

Hudson Valley is an NCUA insured institution located in Poughkeepsie, NY. It was founded in 1963 and has approximately $4843.76 millions in assets.

Who can join?

If you live, work, worship, volunteer, or attend school in Dutchess, Ulster, Orange, or Putnam County, you are eligible for membership.

Once you join, members of your immediate family or household are also eligible to join.

If your name appears as a joint owner on another member’s account and you do not have a primary account of your own, you are not yet a member— but you are eligible to join.

Field of Membership Restrictions

Membership in Hudson Valley Federal Credit Union is open to those who live, work, volunteer, worship, or attend school in Dutchess, Ulster, Orange, or Putnam Counties in New York.

Deposit Rates - March 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.11% $1,000 $19,999 Learn MoreShow Less
Money Market
0.20% $20,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.11% $1,000 $19,999 Learn MoreShow Less
Premium Money Market Account
0.20% $20,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.50% $500 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.25% $500 $49,999 Learn MoreShow Less
0.70% $500 $49,999 Learn MoreShow Less
1.50% $500 $49,999 Learn MoreShow Less
Special: 12 Mo CD
2.71% $750 - Learn MoreShow Less
1.60% $500 $49,999 Learn MoreShow Less
1.75% $500 $49,999 Learn MoreShow Less
1.80% $500 $49,999 Learn MoreShow Less
2.05% $500 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $5 - Learn MoreShow Less
Special: 12 Mo VIRA
2.71% $750 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $5 - Learn MoreShow Less

Loan Rates - March 24, 2019

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 2.74% 2.74% $724.17
4 Year 2.74% 2.74% $550.49
5 Year 2.74% 2.74% $446.33
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Hudson Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Hudson Valley Locations


Financial Details

Hudson Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hudson Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hudson Valley U.S. Average
4.73% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Hudson Valley had $22,066,079 in non-current loans and $5,589,020 in owned assets. To cover these potential losses it had $523,910,731 in net worth and $60,950,465 in loans loss reserves. That gives it a Texas Ratio of 4.73%.

Net Worth
Hudson Valley U.S. Average
11.05% 13.08%

Hudson Valley FCU has a net worth of 11.05% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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