HUDSON VALLEY

P.O. BOX 1071
Poughkeepsie, NY 12602

Phone: 1-845-463-3011

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 15802
Date Established 1963
Assets $4,935.68 million
Loans $3,006.17 million
Deposits $4,392.33 million
Capital $552.08 million

Hudson Valley is an NCUA insured institution located in Poughkeepsie, NY. It was founded in 1963 and has approximately $4935.68 millions in assets.

Who can join?

If you live, work, worship, volunteer, or attend school in Dutchess, Ulster, Orange, or Putnam County, you are eligible for membership.

Once you join, members of your immediate family or household are also eligible to join.

If your name appears as a joint owner on another member’s account and you do not have a primary account of your own, you are not yet a member— but you are eligible to join.

Field of Membership Restrictions

Membership in Hudson Valley Federal Credit Union is open to those who live, work, volunteer, worship, or attend school in Dutchess, Ulster, Orange, or Putnam Counties in New York.

Deposit Rates - May 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.11% $1,000 $19,999 Learn MoreShow Less
Money Market
0.20% $20,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.11% $1,000 $19,999 Learn MoreShow Less
Premium Money Market Account
0.20% $20,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.72% $500 $49,999 Learn MoreShow Less
Special: 24 Mo FIRA
3.25% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.25% $500 $49,999 Learn MoreShow Less
6 Mo CD
0.85% $500 $49,999 Learn MoreShow Less
1.50% $500 $49,999 Learn MoreShow Less
Special: 24 Mo CD
3.25% $500 - Learn MoreShow Less
24 Mo CD
1.75% $500 $49,999 Learn MoreShow Less
1.75% $500 $49,999 Learn MoreShow Less
1.80% $500 $49,999 Learn MoreShow Less
2.05% $500 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $5 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $5 - Learn MoreShow Less

Loan Rates - May 23, 2019

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 2.74% 2.74% $724.17
4 Year 2.74% 2.74% $550.49
5 Year 2.74% 2.74% $446.33
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Branches

Below are Hudson Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Hudson Valley Locations


Financial Details

Hudson Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hudson Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hudson Valley U.S. Average
8.37% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Hudson Valley had $41,590,125 in non-current loans and $9,674,388 in owned assets. To cover these potential losses it had $552,078,653 in net worth and $60,580,632 in loans loss reserves. That gives it a Texas Ratio of 8.37%.

Net Worth
Hudson Valley U.S. Average
11.38% 13.61%

Hudson Valley FCU has a net worth of 11.38% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hudson Valley

Branches and Savings

What is Hudson Valley?

A federal credit union, registered with the NCUA under certificate #15802.
Learn more about credit unions here.

Is Hudson Valley FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Hudson Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are Hudson Valley's share account and share certificate rates?

Hudson Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hudson Valley?

Hudson Valley has total capital of $552.08 million. Full information on Hudson Valley's financial position is located above.

Who owns Hudson Valley?

Credit Unions are owned by their members.

Where are Hudson Valley branches located?

See branch locations nearby.

Are Hudson Valley ATMs Open 24/7?

Do Hudson Valley ATMs accept cash deposits?

Can Hudson Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hudson Valley have a mobile app?

Does Hudson Valley have mobile deposit?

Does Hudson Valley have quick pay?

How can Hudson Valley transfer money to other banks or credit unions?

Does Hudson Valley report to credit bureaus?

Does Hudson Valley use Chexsystems?

Does Hudson Valley use Equifax?

What is Hudson Valley's toll free phone number?

What is Hudson Valley's ACH Routing Number?

What is Hudson Valley's SWIFT code?

Where can I find Hudson Valley's wire transfer form?

What is the Hudson Valley address for deposits?

What Products Does Hudson Valley Offer

Does Hudson Valley offer mortgages?

Compare mortgage rates here.

Does Hudson Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hudson Valley offer auto and RV loans?

Compare auto loan rates here.

Does Hudson Valley offer student loans or personal loans?

Compare personal loan rates here.

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