Members Choice Of Central Texas Credit Union - Nationwide Branches
Featured - 30 Year Fixed Mortgage Rates 2025
Featured - Home Equity Line Of Credit Rates 2025
PenFed Credit Union
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0.000 %
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$0
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Interest-only payments during the 10-year draw period
- Loans Amounts from $25,000 - $500,000.
- Get a HELOC from PenFed to Put Your Home Equity to Work.
- HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
- Home Equity Line of Credit - Equal Housing Lender.
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Third Federal Savings and Loan
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Intro APR
6.990 %
After Intro: 6.990 %
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$0
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Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
- Third Federal rate are typically 20% lower than other leaders
- Guaranteed Lowest Rate
- No closing costs, prepayment penalties, or minimum draw requirements
- 10 year draw period
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Splash Financial
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Intro APR
7.250 %
After Intro: 7.250 %
Intro Period: 8 months
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$25,000
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This rate is variable and will fluctuate with the Prime Rate as published in the Wall Street Journal. Variable Annual Percentage Rate (APR) for first and second lien position home equity lines of credit will vary with the Prime Rate as published in the Wall Street Journal. As of 11/4/2025, the variable rate for new home equity lines of credit is Prime – 0.25% to Prime + 2.50% (6.75% APR to 9.50% APR). Your rate will not exceed 18.000% APR. Making minimum interest-only payments will not pay down your principal. An annual fee of $100 will apply every year after the first year from the date of funding.
*Not all applicants are eligible for the maximum line of credit amount or the maximum combined loan to value (LTV). The property type, applicant creditworthiness, verified income, and third party property valuation all may affect eligibility. Maximum LTV ratios of 90%, 80% or 70% apply depending on creditworthiness and property eligibility. Offer available for owner-occupied, 1-4 unit residential properties only.
For HELOC amounts at and above $100,000, Splash requires an initial draw of at least $75,000. For line amounts less than $100,000, you must draw at least 75% initially. Additional draw amounts are subject to lender minimums.
**To check the rates and terms you qualify for, Splash Financial conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
- Borrow up to $500,000*
- Apply 100% online in minutes with a user-friendly platform
- Check your rate without affecting your credit **
- Tap into home equity today
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