Mid American Credit Union - Nationwide Branches
| Branch | Address | View Lobby Hours |
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Overland Park Branch
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9201 W 87th St, Overland Park, KS 66212 |
View Lobby Hours
|
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Topeka Branch
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707 SE Quincy St, Topeka, KS 66603 |
View Lobby Hours
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NE Branch Office
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2993 N Webb Rd, Wichita, KS 67226 |
View Lobby Hours
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Sedgwick County
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525 N Main St, Wichita, KS 67203 |
View Lobby Hours
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Main Office
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8404 W Kellogg Dr, Wichita, KS 67209 |
View Lobby Hours
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Lawrence Branch
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550 N Wakarusa Dr, Lawrence, KS 66049 |
View Lobby Hours
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Larned
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114 W 5th St, Larned, KS 67550 |
View Lobby Hours
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Featured - 30 Year Fixed Mortgage Rates 2025
NMLS ID: 401822
|
6.116%
|
6.000% |
0.63 |
$3,995 |
$1,919 |
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|
NMLS ID: 1025894
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6.227%
|
6.125% |
0.88 |
$3,500 |
$1,945 |
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|
NMLS ID: 6606
|
6.331%
|
6.240% |
1.00 |
$3,069 |
$1,969 |
Learn More
|
Featured - Home Equity Line Of Credit Rates 2025
Achieve Loans
See Table
|
Intro APR
6.740 %
After Intro: 6.740 %
|
$0
|
Learn More
More Info
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Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity.
- Competitive rates, Pre-qualify in minutes
- Mortgage Advisors standing by to help find the best solution
- Flexible terms with fast funding
- Minimum credit score: 600
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Third Federal Savings and Loan
See Table
|
Intro APR
6.990 %
After Intro: 6.990 %
|
$0
|
Learn More
More Info
|
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
- Third Federal rate are typically 20% lower than other leaders
- Guaranteed Lowest Rate
- No closing costs, prepayment penalties, or minimum draw requirements
- 10 year draw period
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