MID AMERICAN

Headquarters

8404 W KELLOGG DR
Wichita, KS 67209
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.03% 1.40% →
1-Year CD 0.50% 1.15% →
2-Year CD 0.60% 1.26% →
5-Year CD 0.80% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Mid American is an NCUA insured institution located in Wichita, KS. It was founded in 1936 and has approximately $312.51 millions in assets.

Who can join?

If you live, work or worship in one of the Kansas counties Mid American serves, you are eligible to join.

Family members of a Mid American Credit Union member are eligible to join (spouse, parent, stepparent, grandparent, child, step-child, sibling, grandchild or former spouse).

You are eligible to join if you are work for a company or organization with a permanent office in the state of Kansas. Retirees from such companies and organizations are also eligible to join.

Members of Consumers United Program are eligible to join.

NCUA Insured Yes
Charter Number # # 65378
Date Established 1936
Assets $312.51 million
Loans $278.99 million
Deposits $250.62 million
Capital $30.94 million
 

Field of Membership Restrictions

Membership is open to those who live, work or worship in Reno, Harvey, Sedgwick, Butler, Cowley, Chase, Morris, Jackson, Wabaunsee, Riley, Pottawatome, Osage, Douglas, Franklin, Pawnee, Kiowa, Miami, or Leavenworth Counties

Deposit Rates - July 6, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.03% $100 - Learn More
Money Market
0.05% $1 $9,999 Learn More
Money Market
0.10% $10,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $1,000 - Learn More
12 Mo CD
0.50% $1,000 - Learn More
18 Mo CD
0.55% $1,000 - Learn More
24 Mo CD
0.60% $1,000 - Learn More
Special: 33 Mo CD
0.90% $25,000 - Learn More
36 Mo CD
0.70% $1,000 - Learn More
48 Mo CD
0.80% $1,000 - Learn More
Special: 59 Mo CD
1.10% $25,000 - Learn More
60 Mo CD
0.80% $1,000 - Learn More
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.50% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $500 - Learn MoreShow Less

Loan Rates - July 6, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MID AMERICAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.039% 3.000% 0.50 $1,250 $1,055 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to MID AMERICAN
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Mid American branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Mid American Locations


Financial Details

Mid American Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mid American. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mid American U.S. Average
20.21% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Mid American had $6,331,356 in non-current loans and $349,440 in owned assets. To cover these potential losses it had $30,940,344 in net worth and $2,114,295 in loans loss reserves. That gives it a Texas Ratio of 20.21%.

Net Worth
Mid American U.S. Average
9.9% 13.86%

Mid American FCU has a net worth of 9.9% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mid American

Branches and Savings

What is Mid American?

A federal credit union, registered with the NCUA under certificate #65378.
Learn more about credit unions here.

Is Mid American FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mid American?

Please see Field of Membership information above for information on who is eligible to join.

What are Mid American's share account and share certificate rates?

Mid American's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mid American?

Mid American has total capital of $30.94 million. Full information on Mid American's financial position is located above.

Who owns Mid American?

Credit Unions are owned by their members.

Where are Mid American branches located?

See branch locations nearby.

Are Mid American ATMs Open 24/7?

Do Mid American ATMs accept cash deposits?

Can Mid American customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mid American have a mobile app?

Does Mid American have mobile deposit?

Does Mid American have quick pay?

How can Mid American transfer money to other banks or credit unions?

Does Mid American report to credit bureaus?

Does Mid American use Chexsystems?

Does Mid American use Equifax?

What is Mid American's toll free phone number?

What is Mid American's ACH Routing Number?

What is Mid American's SWIFT code?

Where can I find Mid American's wire transfer form?

What is the Mid American address for deposits?

What Products Does Mid American Offer

Does Mid American offer mortgages?

Compare mortgage rates here.

Does Mid American offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mid American offer auto and RV loans?

Compare auto loan rates here.

Does Mid American offer student loans or personal loans?

Compare personal loan rates here.

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