Mid American Credit Union

Headquarters

8404 W Kellogg Dr
Wichita, KS 67209
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.03% 4.01% →
1-Year CD 0.50% 4.50% →
2-Year CD 0.60% 4.73% →
5-Year CD 0.80% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Mid American is an NCUA insured institution located in Wichita, KS. It was founded in 1936 and has approximately $405.66 millions in assets.

Who can join?

If you live, work or worship in one of the Kansas counties Mid American serves, you are eligible to join.

Family members of a Mid American Credit Union member are eligible to join (spouse, parent, stepparent, grandparent, child, step-child, sibling, grandchild or former spouse).

You are eligible to join if you are work for a company or organization with a permanent office in the state of Kansas. Retirees from such companies and organizations are also eligible to join.

Members of Consumers United Program are eligible to join.

NCUA Insured Yes / State-Chartered
Charter Number # # 65378
Date Established 1936
Assets $405.66 million
Loans $354.61 million
Deposits $329.67 million
Capital $39.37 million
 

Field of Membership Restrictions

Membership is open to those who live, work or worship in Reno, Harvey, Sedgwick, Butler, Cowley, Chase, Morris, Jackson, Wabaunsee, Riley, Pottawatome, Osage, Douglas, Franklin, Pawnee, Kiowa, Miami, or Leavenworth Counties

Deposit Rates - November 28, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.03% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 28, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MID AMERICAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
7.653% 7.500% 1.00 $3,750 $1,749 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
6.121% 6.000% 0.88 $3,245 $1,499 Learn More
Rocket Mortgage
NMLS ID: 3030
7.400% 7.250% 1.00 $3,750 $1,706 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to MID AMERICAN
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Mid American branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Mid American Locations



Climate Initiatives

MID AMERICAN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Mid American Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mid American. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mid American U.S. Average
21.27% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Mid American had $7,980,081 in non-current loans and $666,487 in owned assets. To cover these potential losses it had $39,374,522 in net worth and $1,272,078 in loans loss reserves. That gives it a Texas Ratio of 21.27%.

Net Worth
Mid American U.S. Average
9.71% 12.40%

Mid American FCU has a net worth of 9.71% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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