Mid American Credit Union
Headquarters
8404 W Kellogg Dr
Wichita, KS 67209
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2024 Overview
General Credit Union Information
Mid American is an NCUA insured institution located in Wichita, KS. It was founded in 1936 and has approximately $422.72 millions in assets.
Who can join?
If you live, work or worship in one of the Kansas counties Mid American serves, you are eligible to join.
Family members of a Mid American Credit Union member are eligible to join (spouse, parent, stepparent, grandparent, child, step-child, sibling, grandchild or former spouse).
You are eligible to join if you are work for a company or organization with a permanent office in the state of Kansas. Retirees from such companies and organizations are also eligible to join.
Members of Consumers United Program are eligible to join.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 65378 |
| Date Established | 1936 |
| Assets | $422.72 million |
| Loans | $380.18 million |
| Deposits | $346.94 million |
| Capital | $41.82 million |
Field of Membership Restrictions
Membership is open to those who live, work or worship in Reno, Harvey, Sedgwick, Butler, Cowley, Chase, Morris, Jackson, Wabaunsee, Riley, Pottawatome, Osage, Douglas, Franklin, Pawnee, Kiowa, Miami, or Leavenworth Counties
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.03% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Mid American
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.734% | 6.625% | 0.88 | $3,603 | $2,049 | Learn More |
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 3029 |
7.008% | 6.875% | 0.88 | $4,492 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Mid American
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Branches
Below are Mid American branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
MID AMERICAN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Mid American Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Mid American. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Mid American | U.S. Average |
|---|---|
| 35.67% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Mid American had $14,846,145 in non-current loans and $535,097 in owned assets. To cover these potential losses it had $41,821,250 in net worth and $1,304,056 in loans loss reserves. That gives it a Texas Ratio of 35.67%.
Net Worth
| Mid American | U.S. Average |
|---|---|
| 9.87% | 13.62% |
Mid American FCU has a net worth of 9.87% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Mid American
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