Pioneer Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Desert Sage FCU	1104 W Finch DR, Nampa, ID 83651	View Lobby Hours
Broadway	2250 S Broadway Ave, Boise, ID 83706	View Lobby Hours
Caldwell	416 S Kimball Ave, Caldwell, ID 83605	View Lobby Hours
Glenns Ferry	72 Commercial St, Glenns Ferry, ID 83623	View Lobby Hours
Gooding	1624 Main St, Gooding, ID 83330	View Lobby Hours
Eagle	1580 E State St, Eagle, ID 83616	View Lobby Hours
Meridian	850 E Fairview Ave, Meridian, ID 83642	View Lobby Hours
Hailey	841 N Main St, Hailey, ID 83333	View Lobby Hours
Pioneer Express	3197 E 8th N, Mountain Home, ID 83647	View Lobby Hours
Mountain Home	250 W 3rd S, Mountain Home, ID 83647	View Lobby Hours
Jerome	1865 S Lincoln Ave, Jerome, ID 83338	View Lobby Hours
Twin Falls	1439 N College Rd, Twin Falls, ID 83301	View Lobby Hours
Middleton	551 S Middleton Rd, Middleton, ID 83644	View Lobby Hours
Base	605 Gunfighter Ave, Mountain Home AFB, ID 83648	View Lobby Hours
Nampa	3000 12th Ave Rd, Nampa, ID 83686	View Lobby Hours
Main	250 W 3rd S, Mountain Home, ID 83647	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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