Pioneer Federal Credit Union

Headquarters

250 W 3rd S
Mountain Home, ID 83647
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.65% →
1-Year CD 0.25% 2.02% →
2-Year CD 0.60% 3.00% →
5-Year CD 0.95% 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Pioneer is an NCUA insured institution located in Mountain Home, ID. It was founded in 1954 and has approximately $665.1 millions in assets.

Who can join?

Persons who live, worship, work in, or attend school in, and businesses and other legal entities located in Ada, Blaine, Camas, Canyon, and Elmore County, Idaho are eligible.

Members of the Mountain Home Air Force Base Retirement Association who are receiving services from the Association are also eligible.

Persons who live in Gooding, Jerome and Twin Falls Counties: persons who regularly work, worship, perform volunteer services or participate in associations headquartered in Gooding, Jerome and Twin Falls Counties.

All employees of retail, wholesale, manufacturing, cooperative, industrial, and distribution establishments that are located in Adams, Gem, Owyhee, Payette, and Washington Counties, Idaho; and spouses of persons who died while within the field of membership of Pioneer Federal Credit Union.

In addition, immediate family members are eligible to join if they have a family member who is eligible for membership. The family member does not have to be a current member of Pioneer Federal Credit Union.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9247
Date Established 1954
Assets $665.10 million
Loans $428.61 million
Deposits $602.31 million
Capital $58.63 million
 

Field of Membership Restrictions

Membership in Pioneer Federal Credit Union is open to the following: (1) those who live, work, attend school or worship in Ada, Blaine, Camas, Canyon, and Elmore Counties in Idaho; (2) employees of retail, wholesale, manufacturing, cooperative, industrial, and distribution establishments in Adams, Gem, Owyhee, Payette, and Washington Counties in Idaho; (3) those who live, work, attend school, volunteer or worship in Gooding, Jerome and Twin Falls Counties in Idaho; (4) members of the Mountain Home Air Force Base Retirement Association.

Deposit Rates - June 25, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
0.95% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More

Loan Rates - June 25, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PIONEER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
5.190% 5.125% 0.75 $1,832 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.240 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to PIONEER
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Pioneer branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Pioneer Locations



Climate Initiatives

PIONEER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Pioneer Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pioneer. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pioneer U.S. Average
4.91% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Pioneer had $2,893,479 in non-current loans and $175,067 in owned assets. To cover these potential losses it had $58,626,176 in net worth and $3,883,085 in loans loss reserves. That gives it a Texas Ratio of 4.91%.

Net Worth
Pioneer U.S. Average
8.81% 12.36%

Pioneer FCU has a net worth of 8.81% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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