PIONEER

250 W 3RD S
Mountain Home, ID 83647

Notable Rates APY Vs.Others
Savings 0.05% 2.20% →
1-Year CD 0.75% 2.25% →
2-Year CD 1.25% 2.30% →
5-Year CD 2.00% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Pioneer is an NCUA insured institution located in Mountain Home, ID. It was founded in 1954 and has approximately $505.83 millions in assets.

Who can join?

Persons who live, worship, work in, or attend school in, and businesses and other legal entities located in Ada, Blaine, Camas, Canyon, and Elmore County, Idaho are eligible.

Members of the Mountain Home Air Force Base Retirement Association who are receiving services from the Association are also eligible.

Persons who live in Gooding, Jerome and Twin Falls Counties: persons who regularly work, worship, perform volunteer services or participate in associations headquartered in Gooding, Jerome and Twin Falls Counties.

All employees of retail, wholesale, manufacturing, cooperative, industrial, and distribution establishments that are located in Adams, Gem, Owyhee, Payette, and Washington Counties, Idaho; and spouses of persons who died while within the field of membership of Pioneer Federal Credit Union.

In addition, immediate family members are eligible to join if they have a family member who is eligible for membership. The family member does not have to be a current member of Pioneer Federal Credit Union.

NCUA Insured Yes
Charter Number # # 9247
Date Established 1954
Assets $505.83 million
Loans $404.39 million
Deposits $453.47 million
Capital $46.17 million
 

Field of Membership Restrictions

Membership in Pioneer Federal Credit Union is open to the following: (1) those who live, work, attend school or worship in Ada, Blaine, Camas, Canyon, and Elmore Counties in Idaho; (2) employees of retail, wholesale, manufacturing, cooperative, industrial, and distribution establishments in Adams, Gem, Owyhee, Payette, and Washington Counties in Idaho; (3) those who live, work, attend school, volunteer or worship in Gooding, Jerome and Twin Falls Counties in Idaho; (4) members of the Mountain Home Air Force Base Retirement Association.

Deposit Rates - January 26, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,500 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.75% $500 - Learn MoreShow Less
Special: 13 Mo FIRA
2.00% $500 - Learn MoreShow Less
Special: 25 Mo FIRA
2.10% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.75% $10,000 - Learn MoreShow Less
Special: 13 Mo CD
2.00% $500 - Learn MoreShow Less
18 Mo CD
1.00% $10,000 - Learn MoreShow Less
24 Mo CD
1.25% $10,000 - Learn MoreShow Less
Special: 25 Mo CD
2.10% $500 - Learn MoreShow Less
36 Mo CD
1.50% $10,000 - Learn MoreShow Less
48 Mo CD
1.75% $10,000 - Learn MoreShow Less
60 Mo CD
2.00% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.45% $100 - Learn MoreShow Less

Loan Rates - January 26, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for PIONEER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
3.320% 3.250% 0.50 $2,253 $1,089 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.384% 3.375% 0.13 $285 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to PIONEER
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Pioneer branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Pioneer Locations


Financial Details

Pioneer Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pioneer. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pioneer U.S. Average
4.80% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Pioneer had $2,056,314 in non-current loans and $253,680 in owned assets. To cover these potential losses it had $46,171,308 in net worth and $1,997,504 in loans loss reserves. That gives it a Texas Ratio of 4.80%.

Net Worth
Pioneer U.S. Average
9.12% 13.65%

Pioneer FCU has a net worth of 9.12% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pioneer

Branches and Savings

What is Pioneer?

A federal credit union, registered with the NCUA under certificate #9247.
Learn more about credit unions here.

Is Pioneer FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Pioneer?

Please see Field of Membership information above for information on who is eligible to join.

What are Pioneer's share account and share certificate rates?

Pioneer's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pioneer?

Pioneer has total capital of $46.17 million. Full information on Pioneer's financial position is located above.

Who owns Pioneer?

Credit Unions are owned by their members.

Where are Pioneer branches located?

See branch locations nearby.

Are Pioneer ATMs Open 24/7?

Do Pioneer ATMs accept cash deposits?

Can Pioneer customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pioneer have a mobile app?

Does Pioneer have mobile deposit?

Does Pioneer have quick pay?

How can Pioneer transfer money to other banks or credit unions?

Does Pioneer report to credit bureaus?

Does Pioneer use Chexsystems?

Does Pioneer use Equifax?

What is Pioneer's toll free phone number?

What is Pioneer's ACH Routing Number?

What is Pioneer's SWIFT code?

Where can I find Pioneer's wire transfer form?

What is the Pioneer address for deposits?

What Products Does Pioneer Offer

Does Pioneer offer mortgages?

Compare mortgage rates here.

Does Pioneer offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pioneer offer auto and RV loans?

Compare auto loan rates here.

Does Pioneer offer student loans or personal loans?

Compare personal loan rates here.

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