Randolph-brooks Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Steiner Ranch	5145 Ranch Road 620 N, Austin, TX 78732	View Lobby Hours
Encino Commons	21910 US Highway 281 N, San Antonio, TX 78258	View Lobby Hours
Seguin Northwest	1103 N State Highway 46, Seguin, TX 78155	View Lobby Hours
Plano	1801 Dallas Pkwy, Plano, TX 75093	View Lobby Hours
Southpark Meadows	315 W Slaughter Ln, Austin, TX 78748	View Lobby Hours
Domain	10712 Burnet Road, Austin, TX 78758	View Lobby Hours
NORTHCLIFFE	22015 N IH-35, Schertz, TX 78154	View Lobby Hours
RIGSBY	2202 Semlinger Rd, San Antonio, TX 78220	View Lobby Hours
San Marcos	1203 Thorpe Ln, San Marcos, TX 78666	View Lobby Hours
Buda	5045 Old Goforth Rd, Buda, TX 78610	View Lobby Hours
Seton	3110 N Lamar Blvd, Austin, TX 78705	View Lobby Hours
Gonzales	1712 Sarah DeWitt Drive, Gonzales, TX 78629	View Lobby Hours
Ben White	205 W Ben White Blvd, Austin, TX 78704	View Lobby Hours
Lockhart	1340 S Colorado St, Lockhart, TX 78644	View Lobby Hours
Kerrville	1801 Sidney Baker St, Kerrville, TX 78028	View Lobby Hours
Seguin	1600 E Court St, Seguin, TX 78155	View Lobby Hours
North Austin	14100 N Interstate 35, Austin, TX 78728	View Lobby Hours
New Braunfels	994 N Interstate 35, New Braunfels, TX 78130	View Lobby Hours
Round Rock	101 University Oaks, Round Rock, TX 78665	View Lobby Hours
Culebra	10567 Culebra Rd, San Antonio, TX 78251	View Lobby Hours
Lake Creek	10135 Lake Creek Pkwy, Austin, TX 78729	View Lobby Hours
IH 10@utsa	14410 W Interstate 10, San Antonio, TX 78249	View Lobby Hours
Potranco	10581 Potranco Rd, San Antonio, TX 78251	View Lobby Hours
Summit	6475 Baywater Dr, San Antonio, TX 78229	View Lobby Hours
Floresville	156 US Highway 181 S, Floresville, TX 78114	View Lobby Hours
Bandera Pointe	11432 W Loop 1604 N, San Antonio, TX 78254	View Lobby Hours
Mission South	201 SW Military Dr, San Antonio, TX 78221	View Lobby Hours
Schertz	4980 FM 3009, Schertz, TX 78154	View Lobby Hours
Marshall Road	23737 Bulverde Rd, San Antonio, TX 78259	View Lobby Hours
Randolph AFB	701 Harmon Dr, Randolph Afb, TX 78150	View Lobby Hours
Live Oak	12415 Converse Rd, Universal City, TX 78148	View Lobby Hours
Gold Canyon	2080 N Loop 1604 E, San Antonio, TX 78232	View Lobby Hours
Woodlake	7649 FM 78, San Antonio, TX 78244	View Lobby Hours
Thousand Oaks	12307 Nacogdoches Rd, San Antonio, TX 78217	View Lobby Hours
Bulverde Crossing	155 Bulverde Crossing Rd, Bulverde, TX 78163	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 292473	5.975%	5.875%	0.50	$3,464	$1,893	Learn More
NMLS ID: 399799	6.219%	6.125%	0.63	$3,372	$1,945	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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