RANDOLPH-BROOKS

P.O. Box 2097
Universal City, TX 78148

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8111
Date Established 1952
Assets $8,987.98 million
Loans $7,123.30 million
Deposits $7,215.25 million
Capital $1,079.25 million

Randolph-brooks is an NCUA insured institution located in Universal City, TX. It was founded in 1952 and has approximately $8987.98 millions in assets.

Who can join?

Qualifying for membership is a simple process that takes about 10 minutes. Once you're qualified, opening a new account online will take about 15 minutes. Anyone can join.
https://www.rbfcu.org/NB/html/Become/JoinToday.htm

Field of Membership Restrictions

Membership in Randolph-Brooks Federal Credit Union is open to those who live or work at Randolph Air Force Base, eight underserved areas of San Antonio and Austin, Texas, and employees and associates of the select employer group.

Deposit Rates - November 20, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.60% $2,500 $24,999 Learn MoreShow Less
Money Market
0.60% $25,000 $74,999 Learn MoreShow Less
Premium Money Market Account
0.70% $10,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.60% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.27% $1,000 $4,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA
0.40% $1 $24,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - November 20, 2018

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 3.10% 3.10% $728.13
4 Year 3.10% 3.10% $554.46
5 Year 3.10% 3.10% $450.33
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Randolph-brooks branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Randolph-brooks Locations

Financial Details

Randolph-brooks Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Randolph-brooks. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Randolph-brooks U.S. Average
2.25% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Randolph-brooks had $23,565,294 in non-current loans and $1,447,045 in owned assets. To cover these potential losses it had $1,079,246,276 in net worth and $33,674,360 in loans loss reserves. That gives it a Texas Ratio of 2.25%.

Net Worth
Randolph-brooks U.S. Average
12% 13.21%

Randolph-brooks FCU has a net worth of 12% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Randolph-brooks

What is Randolph-brooks?

A federal credit union, registered with the NCUA under certificate #8111.
Learn more about credit unions here.

Is Randolph-brooks FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Randolph-brooks?

Please see Field of Membership information above for information on who is eligible to join.

What are Randolph-brooks's share account and share certificate rates?

Randolph-brooks's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Randolph-brooks?

Randolph-brooks has total capital of $1,079.25 million. Full information on Randolph-brooks's financial position is located above.

Who owns Randolph-brooks?

Credit Unions are owned by their members.

Where are Randolph-brooks branches located?

See branch locations nearby.

Are Randolph-brooks ATMs Open 24/7?

Do Randolph-brooks ATMs accept cash deposits?

Can Randolph-brooks customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Randolph-brooks have a mobile app?

Does Randolph-brooks have mobile deposit?

Does Randolph-brooks have quick pay?

How can Randolph-brooks transfer money to other banks or credit unions?

Does Randolph-brooks report to credit bureaus?

Does Randolph-brooks use Chexsystems?

Does Randolph-brooks use Equifax?

What is Randolph-brooks's toll free phone number?

What is Randolph-brooks's ACH Routing Number?

What is Randolph-brooks's SWIFT code?

Where can I find Randolph-brooks's wire transfer form?

What is the Randolph-brooks address for deposits?

What Products Does Randolph-brooks Offer

Does Randolph-brooks offer mortgages?

Compare mortgage rates here.

Does Randolph-brooks offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Randolph-brooks offer auto and RV loans?

Compare auto loan rates here.

Does Randolph-brooks offer student loans or personal loans?

Compare personal loan rates here.

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