RANDOLPH-BROOKS
P.O. Box 2097
Universal City, TX 78148
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Phone 1-210-945-3333
2020 Overview
General Credit Union Information
Randolph-brooks is an NCUA insured institution located in Universal City, TX. It was founded in 1952 and has approximately $9596.76 millions in assets.
Who can join?
Qualifying for membership is a simple process that takes about 10 minutes. Once you're qualified, opening a new account online will take about 15 minutes. Anyone can join.
https://www.rbfcu.org/NB/html/Become/JoinToday.htm
| NCUA Insured | Yes |
| Charter Number # | # 8111 |
| Date Established | 1952 |
| Assets | $9,596.76 million |
| Loans | $7,157.23 million |
| Deposits | $8,101.89 million |
| Capital | $1,221.61 million |
Field of Membership Restrictions
Deposit Rates - June 1, 2020
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $1 | - |
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Money Market
|
1.10% | $2,500 | $9,999 |
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|
Money Market
|
0.60% | $10,000 | $24,999 |
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|
Money Market
|
0.45% | $25,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
1.06% | $5,000 | $19,999 |
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| 6 Mo CD
|
1.06% | $75,000 | - |
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| 12 Mo CD
|
1.26% | $5,000 | $19,999 |
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| 12 Mo CD
|
1.26% | $75,000 | - |
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|
| 18 Mo CD
|
1.26% | $5,000 | $19,999 |
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|
| 18 Mo CD
|
1.26% | $75,000 | - |
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| 24 Mo CD
|
1.41% | $5,000 | $19,999 |
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|
| 24 Mo CD
|
1.41% | $75,000 | - |
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|
| 30 Mo CD
|
1.41% | $5,000 | $19,999 |
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|
| 30 Mo CD
|
1.41% | $75,000 | - |
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|
| 36 Mo CD
|
1.51% | $5,000 | $19,999 |
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| 36 Mo CD
|
1.51% | $75,000 | - |
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|
| 48 Mo CD
|
1.57% | $5,000 | $19,999 |
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|
| 48 Mo CD
|
1.57% | $75,000 | - |
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|
| 60 Mo CD
|
1.67% | $5,000 | $19,999 |
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|
| 60 Mo CD
|
1.67% | $75,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.40% | $1 | $24,999 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
1.26% | $1,000 | $4,999 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | - | Learn More |
Loan Rates - June 1, 2020
Your Current Location: Virginia, VA 20146
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit | 2.77% | 2.75% | Varies | |
Compare with 3.75 RATE Line of Credit from PenFed Credit Union
See All Home Equity Rates |
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| 10 Year Loan | 3.38% | 3.35% | $490.92 | |
| 15 Year Loan | 3.52% | 3.50% | $357.44 | |
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 2.70% | 2.70% | $723.73 | |
| 4 Year | 2.70% | 2.70% | $550.05 | |
| 5 Year | 2.70% | 2.70% | $445.89 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Jumbo | 3.14% | 2.95% | $1,720.45 | |
| 15 Year Fixed Conforming | 3.18% | 2.95% | $1,720.45 | |
| 20 Year Fixed Jumbo | 3.54% | 3.50% | $1,449.90 | |
| 20 Year Fixed Conforming | 3.59% | 3.50% | $1,449.90 | |
| 30 Year Fixed Jumbo | 3.66% | 3.63% | $1,140.83 | |
| 30 Year Fixed Conforming | 3.69% | 3.63% | $1,140.83 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Jumbo | 3.14% | 2.95% | $1,720.45 | |
| 15 Year Fixed Conforming | 3.18% | 2.95% | $1,720.45 | |
| 20 Year Fixed Jumbo | 3.54% | 3.50% | $1,449.90 | |
| 20 Year Fixed Conforming | 3.59% | 3.50% | $1,449.90 | |
| 30 Year Fixed Jumbo | 3.66% | 3.63% | $1,140.83 | |
Compare with 3.872% APR and 3.750% 30-Year Fixed RATE from Rocket Mortgage
See All Mortgage Rates |
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| 30 Year Fixed Conforming | 3.69% | 3.63% | $1,140.83 | |
|
Compare with 3.872% APR and 3.750% 30-Year Fixed RATE from Rocket Mortgage
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are Randolph-brooks branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Randolph-brooks Locations
Financial Details
Randolph-brooks Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Randolph-brooks. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Randolph-brooks | U.S. Average |
|---|---|
| 3.70% | 5.92 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2019, Randolph-brooks had $42,299,098 in non-current loans and $4,533,003 in owned assets. To cover these potential losses it had $1,221,613,769 in net worth and $42,422,008 in loans loss reserves. That gives it a Texas Ratio of 3.70%.
Net Worth
| Randolph-brooks | U.S. Average |
|---|---|
| 12.72% | 13.86% |
Randolph-brooks FCU has a net worth of 12.72% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Randolph-brooks
Branches and Savings
What is Randolph-brooks?
A federal credit union, registered with the NCUA under certificate #8111.
Learn more about credit unions here.
Is Randolph-brooks FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Randolph-brooks?
Please see Field of Membership information above for information on who is eligible to join.
How big is Randolph-brooks?
Randolph-brooks has total capital of $1,221.61 million. Full information on Randolph-brooks's financial position is located above.
Who owns Randolph-brooks?
Credit Unions are owned by their members.
Where are Randolph-brooks branches located?
See branch locations nearby.
Are Randolph-brooks ATMs Open 24/7?
Do Randolph-brooks ATMs accept cash deposits?
Can Randolph-brooks customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Randolph-brooks have a mobile app?
Does Randolph-brooks have mobile deposit?
Does Randolph-brooks have quick pay?
How can Randolph-brooks transfer money to other banks or credit unions?
Does Randolph-brooks report to credit bureaus?
Does Randolph-brooks use Chexsystems?
Does Randolph-brooks use Equifax?
What is Randolph-brooks's toll free phone number?
What is Randolph-brooks's ACH Routing Number?
What is Randolph-brooks's SWIFT code?
Where can I find Randolph-brooks's wire transfer form?
What is the Randolph-brooks address for deposits?
What Products Does Randolph-brooks Offer
Does Randolph-brooks offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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