Schoolsfirst Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
OFFICE	3801 W TEMPLE AVE BLDG 35, POMONA, CA 91768	View Lobby Hours
Palmdale	1201 W Rancho Vista Blvd Ste A, Palmdale, CA 93551	View Lobby Hours
Valencia	27067 McBean Pkwy, Valencia, CA 91355	View Lobby Hours
Lancaster	43816 15th St W, Lancaster, CA 93534	View Lobby Hours
Redlands	411 6th St, Redlands, CA 92374	View Lobby Hours
Costa Mesa	2300 Harbor Blvd Ste H1, Costa Mesa, CA 92626	View Lobby Hours
Cypress	6828 Katella Ave, Cypress, CA 90630	View Lobby Hours
Corona In-Store Branch	550 Hidden Valley Pkwy, Corona, CA 92879	View Lobby Hours
Cerritos	17500 Bloomfield Ave, Cerritos, CA 90703	View Lobby Hours
Anaheim Hills	8160 E Santa Ana Canyon Rd Ste 184, Anaheim, CA 92808	View Lobby Hours
Anaheim	590 N Euclid St, Anaheim, CA 92801	View Lobby Hours
Fountain Valley	18651 Brookhurst St, Fountain Valley, CA 92708	View Lobby Hours
Mission Viejo - Crown Valley	26440 La Alameda, Mission Viejo, CA 92691	View Lobby Hours
Norwalk In-Store	11300 Firestone Blvd, Norwalk, CA 90650	View Lobby Hours
Placentia	377 E Chapman Ave, Placentia, CA 92870	View Lobby Hours
Downey	9125 Imperial Hwy Ste A, Downey, CA 90242	View Lobby Hours
Mission Viejo - Santa Margarita	27825 Santa Margarita Pkwy Ste C, Mission Viejo, CA 92691	View Lobby Hours
Moreno Valley	12831 Moreno Beach Dr Ste 108, Moreno Valley, CA 92555	View Lobby Hours
San Bernardino In-Store	161 E 40th St, San Bernardino, CA 92404	View Lobby Hours
San Juan Capistrano	33122 Valle Rd Bldg C, San Juan Capistrano, CA 92675	View Lobby Hours
Tustin RH1	15442 Newport Ave, Tustin, CA 92780	View Lobby Hours
Tustin RH3	15222 Del Amo Ave, Tustin, CA 92780	View Lobby Hours
Walnut	515 N Grand Ave, Walnut, CA 91789	View Lobby Hours
West Covina	332 S California Ave Spc 7076A, West Covina, CA 91790	View Lobby Hours
Gardena	15706 Crenshaw Blvd, Gardena, CA 90249	View Lobby Hours
Riverside University	1209 University Ave, Riverside, CA 92507	View Lobby Hours
Santa Ana	2115 N Broadway, Santa Ana, CA 92706	View Lobby Hours
Glendale USD Loan District and Service Center	223 N Jackson St, Glendale, CA 91206	View Lobby Hours
Rancho Cucamonga	8865 Foothill Blvd, Rancho Cucamonga, CA 91730	View Lobby Hours
Huntington Beach	7251 Warner Ave, Huntington Beach, CA 92647	View Lobby Hours
Victorville	13605 Bear Valley Rd Ste 102, Victorville, CA 92392	View Lobby Hours
CSUF Campus	800 N State College Blvd, Fullerton, CA 92831	View Lobby Hours
Fullerton In-Store Branch	1040 E Bastanchury Rd, Fullerton, CA 92835	View Lobby Hours
Garden Grove	13008 Harbor Blvd, Garden Grove, CA 92843	View Lobby Hours
Irvine	5305 Alton Pkwy, Irvine, CA 92604	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 292473	5.975%	5.875%	0.50	$3,464	$1,893	Learn More
NMLS ID: 399799	6.219%	6.125%	0.63	$3,372	$1,945	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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