PO BOX 11547
Santa Ana, CA 92711
Phone: 1-714-258-4000
| NCUA Insured | Yes |
| Charter Number # | # 24212 |
| Date Established | 1934 |
| Assets | $15,206.28 million |
| Loans | $8,761.80 million |
| Deposits | $12,976.13 million |
| Capital | $1,737.66 million |
Schoolsfirst is an NCUA insured institution located in Santa Ana, CA. It was founded in 1934 and has approximately $15206.28 millions in assets.
Who can join?
SchoolsFirst FCU’s service area is the following Southern California counties:
Imperial
Kern
Los Angeles
Orange
Riverside
San Bernardino
San Diego
San Luis Obispo
Santa Barbara
Ventura
Within those counties, we serve employees of the following educational entities:
Public elementary and secondary schools
Private elementary and secondary schools that are listed as a private school in
the California Department of Education School Directory
County Superintendents of Schools
Community Colleges
Authorized colleges and universities that offer degree programs
Authorized education foundations
In addition, we serve the following:
Members of the boards of trustees of eligible schools
Educators who have retired from one of the above eligible educational entities, who received or are receiving a pension or annuity from
that entity’s retirement program, such as STRS or PERS
Immediate family members of any existing SchoolsFirst FCU Member (spouse, mother, father, brother, sister, son, daughter, grandparent, grandchild)
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $5 | - | Learn More |
|
Money Market
|
0.30% | $2,000 | $9,999 | Learn More |
|
Money Market
|
0.40% | $10,000 | $24,999 | Learn More |
|
Money Market
|
0.55% | $25,000 | $49,999 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
|
|
2.25% | $500 | $19,999 | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
|
|
1.40% | $500 | $19,999 | Learn More |
| 3 Mo CD
|
1.55% | $100,000 | - | Learn More |
|
|
2.00% | $500 | $19,999 | Learn More |
| 6 Mo CD
|
2.15% | $100,000 | - | Learn More |
|
|
2.20% | $500 | $19,999 | Learn More |
| 12 Mo CD
|
2.35% | $100,000 | - | Learn More |
|
|
2.45% | $500 | $19,999 | Learn More |
| 18 Mo CD
|
2.65% | $100,000 | - | Learn More |
|
|
2.50% | $500 | $19,999 | Learn More |
| 24 Mo CD
|
2.70% | $100,000 | - | Learn More |
|
|
2.50% | $500 | $19,999 | Learn More |
| 30 Mo CD
|
2.70% | $100,000 | - | Learn More |
|
|
2.55% | $500 | $19,999 | Learn More |
| 36 Mo CD
|
2.80% | $100,000 | - | Learn More |
|
|
2.65% | $500 | $19,999 | Learn More |
| 48 Mo CD
|
2.90% | $100,000 | - | Learn More |
|
|
2.95% | $500 | $19,999 | Learn More |
| 60 Mo CD
|
3.10% | $100,000 | - | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.55% | $10 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | $24,999 | Learn More |
Your Current Location: Virginia, VA 20146
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 3.14% | 3.14% | $728.57 | |
| 4 Year | 3.14% | 3.14% | $554.91 | |
| 5 Year | 3.14% | 3.14% | $450.77 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Jumbo | 3.48% | 3.38% | $1,771.90 | |
| 15 Year Fixed Conforming | 3.60% | 3.50% | $1,787.21 | |
| 30 Year Fixed Jumbo | 3.81% | 3.75% | $1,157.79 | |
| 30 Year Fixed Conforming | 4.06% | 4.00% | $1,193.54 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Jumbo | 3.48% | 3.38% | $1,771.90 | |
| 15 Year Fixed Conforming | 3.60% | 3.50% | $1,787.21 | |
| 30 Year Fixed Jumbo | 3.81% | 3.75% | $1,157.79 | |
Compare with 4.500% APR and 4.500% 30-Year Fixed RATE from Rocket Mortgage
See All Mortgage Rates |
||||
| 30 Year Fixed Conforming | 4.06% | 4.00% | $1,193.54 | |
|
Compare with 4.500% APR and 4.500% 30-Year Fixed RATE from Rocket Mortgage
See All Mortgage Rates |
||||
Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Below are Schoolsfirst branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of Schoolsfirst. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Schoolsfirst | U.S. Average |
|---|---|
| 2.67% | 7.49 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2018, Schoolsfirst had $46,686,107 in non-current loans and $1,370,285 in owned assets. To cover these potential losses it had $1,737,663,745 in net worth and $64,870,184 in loans loss reserves. That gives it a Texas Ratio of 2.67%.
| Schoolsfirst | U.S. Average |
|---|---|
| 11.42% | 13.61% |
Schoolsfirst FCU has a net worth of 11.42% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #24212.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
Schoolsfirst has total capital of $1,737.66 million. Full information on Schoolsfirst's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
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