Schoolsfirst

Po Box 11547
Santa Ana, CA 92711

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24212
Date Established 1934
Assets $13,867.34 million
Loans $6,935.29 million
Deposits $11,897.26 million
Capital $1,513.85 million

Schoolsfirst is an NCUA insured institution located in Santa Ana, CA. It was founded in 1934 and has approximately $13867.34 millions in assets.

Who can join?

SchoolsFirst FCU’s service area is the following Southern California counties:

Imperial
Kern
Los Angeles
Orange
Riverside
San Bernardino
San Diego
San Luis Obispo
Santa Barbara
Ventura


Within those counties, we serve employees of the following educational entities:

Public elementary and secondary schools

Private elementary and secondary schools that are listed as a private school in
the California Department of Education School Directory

County Superintendents of Schools

Community Colleges

Authorized colleges and universities that offer degree programs

Authorized education foundations


In addition, we serve the following:

Members of the boards of trustees of eligible schools

Educators who have retired from one of the above eligible educational entities, who received or are receiving a pension or annuity from
that entity’s retirement program, such as STRS or PERS

Immediate family members of any existing SchoolsFirst FCU Member (spouse, mother, father, brother, sister, son, daughter, grandparent, grandchild)

Field of Membership Restrictions

Membership in SchoolsFirst Federal Credit Union is open to employees and retirees of public or private schools, community colleges, authorized universities or colleges, or members of authorized education foundations in Imperial, San Diego, Kern, Riverside, San Luis Obispo, Los Angeles, Orange, Santa Barbara, or Ventura Counties in California.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.50% $500 $19,999 Learn MoreShow Less
6 Mo CD 10K
0.95% $500 $19,999 Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.25% $500 $19,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.20% $10 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.15% $2,000 $9,999 Learn MoreShow Less
MM 10K
0.15% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.20% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 $24,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
3 Year 1.84% 1.84% $714.32 Learn MoreShow Less
4 Year 1.84% 1.84% $540.63 Learn MoreShow Less
5 Year 1.84% 1.84% $436.45 Learn MoreShow Less
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Schoolsfirst branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Schoolsfirst Locations

Financial Details

Schoolsfirst Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Schoolsfirst. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Schoolsfirst U.S. Average
2.49% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Schoolsfirst had $37,063,126 in non-current loans and $2,017,004 in owned assets. To cover these potential losses it had $1,513,852,854 in net worth and $58,395,716 in loans loss reserves. That gives it a Texas Ratio of 2.49%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Schoolsfirst U.S. Average
10.91% 13.03

Schoolsfirst FCU has a net worth of 10.91% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On

What is ?

A federal credit union, registered with the NCUA under certificate #24212.
Learn more about credit unions here.

Is FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join ?

Please see Field of Membership information above for information on who is eligible to join.

What are 's share account and share certificate rates?

's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is ?

has total capital of $1,513.85 million. Full information on 's financial position is located above.

Who owns ?

Credit Unions are owned by their members.

Where are branches located?

See branch locations nearby.

Are ATMs Open 24/7?

Do ATMs accept cash deposits?

Can customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does have a mobile app?

Does have mobile deposit?

Does have quick pay?

How can transfer money to other banks or credit unions?

Does report to credit bureaus?

Does use Chexsystems?

Does use Equifax?

What is 's toll free phone number?

What is 's ACH Routing Number?

What is 's SWIFT code?

Where can I find 's wire transfer form?

What is the address for deposits?

What Products Does Offer

Does offer mortgages?

Compare mortgage rates here.

Does offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does offer auto and RV loans?

Compare auto loan rates here.

Does offer student loans or personal loans?

Compare personal loan rates here.

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