Scott Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
301 N Fourth Street Branch	301 North Fourth Street, Breese, IL 62230	View Lobby Hours
Tempo Bank, A Federal Savings Bank	28 West Broadway Street, Trenton, IL 62293	View Lobby Hours
Home Office	101 Credit Union Way, Edwardsville, IL 62025	View Lobby Hours
Wood River Branch	570 Wesley Dr, Wood River, IL 62095	View Lobby Hours
Fairview Heights Branch	555 Lincoln Hwy, Fairview Heights, IL 62208	View Lobby Hours
East Belleville Branch	648 Carlyle Ave, Belleville, IL 62221	View Lobby Hours
Scott AFB Branch	302 W Winters St, Scott Air Force Base, IL 62225	View Lobby Hours
OFallon Branch	712 E Highway 50, O Fallon, IL 62269	View Lobby Hours
Millstadt Member Zone	548 E Washington St Ste 2, Millstadt, IL 62260	View Lobby Hours
Caseyville Branch	2134 S Morrison Ave, Caseyville, IL 62232	View Lobby Hours
Mascoutah Branch	1248 W Main St, Mascoutah, IL 62258	View Lobby Hours
Highland Branch	12455 State Route 143, Highland, IL 62249	View Lobby Hours
Troy Branch	501 Edwardsville Rd, Troy, IL 62294	View Lobby Hours
Waterloo Branch	1019 N Illinois Route 3, Waterloo, IL 62298	View Lobby Hours
Edwardsville Branch	1067 S State Route 157, Edwardsville, IL 62025	View Lobby Hours
West Belleville Branch	4807 W Main St, Belleville, IL 62226	View Lobby Hours
Collinsville Branch	1100 Belt Line Rd, Collinsville, IL 62234	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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