SCOTT

101 CREDIT UNION WAY
Edwardsville, IL 62025

Notable Rates APY Vs.Others
Savings 0.25% 2.60% →
1-Year CD 1.70% 2.25% →
2-Year CD 1.85% 2.50% →
5-Year CD 2.35% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Scott is an NCUA insured institution located in Edwardsville, IL. It was founded in 1943 and has approximately $1288.19 millions in assets.

Who can join?

In order to qualify for membership you must meet one of the requirements below:

Active or retired military, including reserve components and civilian employees or retired civilian employees,

Scott AFB authorized personnel

Relatives and family members of SCU members and employees

Members of Sam's Club of O'Fallon, IL,

Anyone who lives or works in any of the following Illinois counties:
Monroe, Madison, St. Clair, Randolph, Perry, Franklin, Jefferson, Washington, Clinton, Marion, Bond, Macoupin, Montgomery, Fayette, Effingham, Williamson, and Jackson

NCUA Insured Yes
Charter Number # # 66370
Date Established 1943
Assets $1,288.19 million
Loans $984.27 million
Deposits $1,062.55 million
Capital $123.81 million
 

Field of Membership Restrictions

Membership in Scott Credit Union is open to those who live or work in Bond, Clinton, Effingham, Fayette, Franklin, Jackson, Jefferson, Macoupin, Madison, Marion, Monroe, Montgomery, Perry, Randolph, St. Clair, Washington, or Williamson Counties in Illinois or in St. Louis County in Missouri. Membership is also open to active, reserve, or retired military or civilian employees of Scott Air Force Base and other Select Employer Groups.

Deposit Rates - November 20, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.95% $2,500 $9,999 Learn MoreShow Less
Money Market
0.95% $10,000 $24,999 Learn MoreShow Less
Money Market
1.00% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.70% $500 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.90% $2,500 $49,999 Learn MoreShow Less
1.70% $1,000 $49,999 Learn MoreShow Less
1.75% $1,000 $49,999 Learn MoreShow Less
1.85% $1,000 $49,999 Learn MoreShow Less
1.95% $1,000 $49,999 Learn MoreShow Less
2.05% $1,000 $49,999 Learn MoreShow Less
2.10% $1,000 $49,999 Learn MoreShow Less
2.35% $1,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $100 $9,999 Learn MoreShow Less

Loan Rates - November 20, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SCOTT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.530% 3.500% 0.38 $938 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
First Internet Bank
NMLS ID: 424182
3.529% 3.500% 0.38 $910 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

Note to SCOTT
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Scott branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Scott Locations


Financial Details

Scott Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Scott. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Scott U.S. Average
9.05% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Scott had $12,200,228 in non-current loans and $2 in owned assets. To cover these potential losses it had $123,814,054 in net worth and $10,970,398 in loans loss reserves. That gives it a Texas Ratio of 9.05%.

Net Worth
Scott U.S. Average
9.61% 13.65%

Scott FCU has a net worth of 9.61% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Scott

Branches and Savings

What is Scott?

A federal credit union, registered with the NCUA under certificate #66370.
Learn more about credit unions here.

Is Scott FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Scott?

Please see Field of Membership information above for information on who is eligible to join.

What are Scott's share account and share certificate rates?

Scott's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Scott?

Scott has total capital of $123.81 million. Full information on Scott's financial position is located above.

Who owns Scott?

Credit Unions are owned by their members.

Where are Scott branches located?

See branch locations nearby.

Are Scott ATMs Open 24/7?

Do Scott ATMs accept cash deposits?

Can Scott customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Scott have a mobile app?

Does Scott have mobile deposit?

Does Scott have quick pay?

How can Scott transfer money to other banks or credit unions?

Does Scott report to credit bureaus?

Does Scott use Chexsystems?

Does Scott use Equifax?

What is Scott's toll free phone number?

What is Scott's ACH Routing Number?

What is Scott's SWIFT code?

Where can I find Scott's wire transfer form?

What is the Scott address for deposits?

What Products Does Scott Offer

Does Scott offer mortgages?

Compare mortgage rates here.

Does Scott offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Scott offer auto and RV loans?

Compare auto loan rates here.

Does Scott offer student loans or personal loans?

Compare personal loan rates here.

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