Utah Community Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Juab High School	802 N 650 E, Nephi, UT 84648	View Lobby Hours
South Orem	311 E 800 S, Orem, UT 84097	View Lobby Hours
Springville	724 N Main St, Springville, UT 84663	View Lobby Hours
Wasatch High School	930 S 500 E, Heber City, UT 84032	View Lobby Hours
Utah Valley University	800 W University Pkwy Ste SC101E, Orem, UT 84058	View Lobby Hours
Lehi	3333 N Digital Dr, Lehi, UT 84043	View Lobby Hours
Salem	272 N 200 E, Salem, UT 84653	View Lobby Hours
Nephi	119 N Main St, Nephi, UT 84648	View Lobby Hours
Santaquin	129 E Main St, Santaquin, UT 84655	View Lobby Hours
Riverwoods	188 River Park Dr, Provo, UT 84604	View Lobby Hours
Saratoga Springs	1364 N Commerce Dr, Saratoga Springs, UT 84045	View Lobby Hours
Stadium	1900 N Canyon Rd, Provo, UT 84604	View Lobby Hours
North Orem	305 W 800 N, Orem, UT 84057	View Lobby Hours
Pleasant Grove	105 E State Rd, Pleasant Grove, UT 84062	View Lobby Hours
Spanish Fork	810 N Main St, Spanish Fork, UT 84660	View Lobby Hours
American Fork	196 N West State Rd, American Fork, UT 84003	View Lobby Hours
East Bay	1501 S 40 E, Provo, UT 84606	View Lobby Hours
Payson	1012 W 800 S, Payson, UT 84651	View Lobby Hours
Heber	875 S Main St, Heber City, UT 84032	View Lobby Hours
Highland	5310 W 10700 N, Highland, UT 84003	View Lobby Hours
Salt Lake Branch	39 W 2100 S, Salt Lake City, UT 84115	View Lobby Hours
Sandy Branch	10692 S State St, Sandy, UT 84070	View Lobby Hours
Administrative Office	37 W 1700 S, Salt Lake City, UT 84115	View Lobby Hours
Magna Branch	9024 W Magna Main St, Magna, UT 84044	View Lobby Hours
Taylorsville Branch	6189 S Redwood Rd, Taylorsville, UT 84123	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Utah Community Credit Union - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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