Utah Community

Headquarters

360 W 4800 N
Provo, UT 84604
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.55% 0.67% →
2-Year CD 0.85% 0.75% →
5-Year CD 1.30% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Utah Community is an NCUA insured institution located in Provo, UT. It was founded in 1955 and has approximately $2182.33 millions in assets.

Who can join?

The credit union serves anyone who lives, works, worships, or attends school in Utah, Wasatch, Juab, or Sanpete Counties.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10709
Date Established 1955
Assets $2,182.33 million
Loans $1,367.83 million
Deposits $1,952.01 million
Capital $202.76 million
 

Field of Membership Restrictions

Membership in Utah Community Credit Union is open to those who live, work, worship or attend school or worship Utah, Wasatch, Juab or Sanpete Counties.

Deposit Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.30% $10,000 $14,999 Learn More
60 Mo CD
1.30% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UTAH COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to UTAH COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Utah Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Utah Community Locations


Financial Details

Utah Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Utah Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Utah Community U.S. Average
3.09% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Utah Community had $6,596,460 in non-current loans and $317,266 in owned assets. To cover these potential losses it had $202,756,725 in net worth and $20,646,269 in loans loss reserves. That gives it a Texas Ratio of 3.09%.

Net Worth
Utah Community U.S. Average
10.17% 12.67%

Utah Community FCU has a net worth of 10.17% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Utah Community

Branches and Savings

What is Utah Community?

A federal credit union, registered with the NCUA under certificate #10709.
Learn more about credit unions here.

Is Utah Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Utah Community is insured by the NCUA.

Who can join Utah Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Utah Community's share account and share certificate rates?

Utah Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Utah Community?

Utah Community has total capital of $202.76 million. Full information on Utah Community's financial position is located above.

Who owns Utah Community?

Credit Unions are owned by their members.

Where are Utah Community branches located?

See branch locations nearby.

Are Utah Community ATMs Open 24/7?

Do Utah Community ATMs accept cash deposits?

Can Utah Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Utah Community have a mobile app?

Does Utah Community have mobile deposit?

Does Utah Community have quick pay?

How can Utah Community transfer money to other banks or credit unions?

Does Utah Community report to credit bureaus?

Does Utah Community use Chexsystems?

Does Utah Community use Equifax?

What is Utah Community's toll free phone number?

What is Utah Community's ACH Routing Number?

What is Utah Community's SWIFT code?

Where can I find Utah Community's wire transfer form?

What is the Utah Community address for deposits?

What Products Does Utah Community Offer

Does Utah Community offer mortgages?

Compare mortgage rates here.

Does Utah Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Utah Community offer auto and RV loans?

Compare auto loan rates here.

Does Utah Community offer student loans or personal loans?

Compare personal loan rates here.

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