Virginia Credit Union, Inc., - Nationwide Branches

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Branch	Address	View Lobby Hours
Radford Branch	6103 Fulk Dr Ste C, Fairlawn, VA 24141	View Lobby Hours
Brookside	6435 Williamson Rd, Roanoke, VA 24019	View Lobby Hours
Administration Building	202 4th St NE Bldg A, Roanoke, VA 24016	View Lobby Hours
Westlake Branch	12975 Booker T Washington Hwy, Hardy, VA 24101	View Lobby Hours
Vinton Branch	1056 by Pass Rd # Rt, Vinton, VA 24179	View Lobby Hours
Salem Branch	1436 W Main St, Salem, VA 24153	View Lobby Hours
Rocky Mount Branch	40 Member One Way, Rocky Mount, VA 24151	View Lobby Hours
Lynchburg Branch	7114 Timberlake Rd, Lynchburg, VA 24502	View Lobby Hours
Southwest Branch	2310 Electric Rd, Roanoke, VA 24018	View Lobby Hours
Orange Ave Branch	1445 Mexico Way NE, Roanoke, VA 24012	View Lobby Hours
Christiansburg Branch	105 Oaktree Blvd, Christiansburg, VA 24073	View Lobby Hours
New Main Office	202 4th St NE Bldg B, Roanoke, VA 24016	View Lobby Hours
Corporate Headquarters	202 4th St NE Bldg C, Roanoke, VA 24016	View Lobby Hours
Waterford	13505 Tredegar Lake Pkwy, Midlothian, VA 23112	View Lobby Hours
CHESTER BRANCH	13025 Jefferson Davis Hwy, Chester, VA 23831	View Lobby Hours
BOULDERS	7500 Boulder View Dr, North Chesterfield, VA 23225	View Lobby Hours
COSNERS CORNER BRANCH	9951 Jefferson Davis Hwy, Fredericksburg, VA 22407	View Lobby Hours
SOUTHPARK BRANCH	301 Temple Lake Dr, Colonial Heights, VA 23834	View Lobby Hours
TOWER BRANCH	101 N 14th St, Richmond, VA 23219	View Lobby Hours
KOGER CENTER BRANCH	1200 Koger Center Blvd, North Chesterfield, VA 23235	View Lobby Hours
GLENSIDE BRANCH	5427 Glenside Dr, Richmond, VA 23228	View Lobby Hours
DOWNTOWN BRANCH	720 E Broad St, Richmond, VA 23219	View Lobby Hours
FREDERICKSBURG BRANCH	2150 Gordon W Shelton Blvd, Fredericksburg, VA 22401	View Lobby Hours
VIRGINIA CENTER COMMONS BRANCH	10165 Brook Rd, Glen Allen, VA 23059	View Lobby Hours
SHORT PUMP BRANCH	4001 Lauderdale Dr, Richmond, VA 23233	View Lobby Hours
HANOVER BRANCH	Creighton Crossing Shopping Center, Mechanicsville, VA 23111	View Lobby Hours
GENITO BRANCH	11030 Hull Street Rd, Midlothian, VA 23112	View Lobby Hours
DMV BRANCH	2300 W Broad St, Richmond, VA 23269	View Lobby Hours
WEST BROAD BRANCH	9498 W Broad St, Henrico, VA 23294	View Lobby Hours
FARMVILLE BRANCH	100 Midtown Ave, Farmville, VA 23901	View Lobby Hours
SEMINOLE SQUARE BRANCH	120 Seminole Ct, Charlottesville, VA 22901	View Lobby Hours

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Reviews on Virginia Credit Union, Inc.,

LA | Aug 14, 2023

Staff customer service very poor. Long wait times due to limited staffing.

Meriaam_123 | Mar 30, 2022

one of the smaller less experienced credit unions I have never had to ride to branch to bring an ID and Drivers license ok people modern technology!!! Very poor customer service

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 399799	6.124%	6.000%	1.00	$4,412	$1,919	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

Virginia Credit Union, Inc., - Nationwide Branches

Reviews on Virginia Credit Union, Inc.,

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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