Virginia Credit Union, Inc.,: Waterford - 13505 Tredegar Lake Pkwy Location
13505 Tredegar Lake Pkwy
Midlothian, VA
23112
Phone 8043236000
Visit Virginia Credit Union, Inc., main page
Your Location:
Harrodsburg,Kentucky
Virginia Credit Union, Inc., : Waterford — distance 394.9 mi
Deposit Rates - October 30, 2025
| Savings and Money Market Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Regular
|
0.05% | $100 | - |
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|
| SAV
|
0.40% | $500 | - |
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|
|
Money Market
|
0.05% | $100 | $9,999 |
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|
|
Money Market
|
1.45% | $10,000 | - |
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|
|
Premium Money Market Account
|
0.05% | $100 | $24,999 |
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|
|
Premium Money Market Account
|
1.95% | $25,000 | $49,999 |
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|
|
Premium Money Market Account
|
2.20% | $50,000 | $99,999 |
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|
|
Premium Money Market Account
|
2.45% | $100,000 | $249,999 |
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|
|
Premium Money Market Account
|
2.80% | $250,000 | - |
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|
| CD Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
2.25% | $500 | $4,999 |
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|
| 6 Month
|
2.25% | $5,000 | $49,999 |
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|
| 6 Month
|
2.45% | $50,000 | $99,999 |
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|
| 6 Mo CD
|
2.65% | $100,000 | - |
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|
| 12 Mo CD
|
3.65% | $500 | $4,999 |
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|
| 12 Month
|
3.66% | $5,000 | $49,999 |
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|
| 12 Month
|
3.85% | $50,000 | $99,999 |
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|
| 12 Mo CD
|
4.05% | $100,000 | - |
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|
| 24 Mo CD
|
3.35% | $500 | $4,999 |
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|
| 24 Month
|
3.36% | $5,000 | $49,999 |
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|
| 24 Month
|
3.55% | $50,000 | $99,999 |
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|
| 24 Mo CD
|
3.75% | $100,000 | - |
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|
| 36 Mo CD
|
3.40% | $500 | $4,999 |
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|
| 36 Month
|
3.41% | $5,000 | $49,999 |
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|
| 36 Month
|
3.60% | $50,000 | $49,999 |
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|
| 36 Mo CD
|
3.80% | $100,000 | - |
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|
| 48 Mo CD
|
3.40% | $500 | $4,999 |
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|
| 48 Month
|
3.41% | $5,000 | $49,999 |
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|
| 48 Month
|
3.60% | $50,000 | $99,999 |
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|
| 48 Mo CD
|
3.80% | $100,000 | - |
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|
| 60 Mo CD
|
3.50% | $500 | $4,999 |
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|
| 60 Month
|
3.51% | $5,000 | $49,999 |
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|
| 60 Month
|
3.70% | $50,000 | $99,999 |
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|
| 60 Mo CD
|
3.90% | $100,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.05% | $1 | $4,999 | Learn More |
| INTCK
|
0.25% | $5,000 | - | Learn More |
Loan Rates - October 30, 2025
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit See Table |
5.50% | 5.50% | Varies | |
Compare with 6.74 RATE Line of Credit from Achieve Loans
See All Home Equity Rates |
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| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 2.99% | 2.99% | $726.92 | |
| 4 Year | 2.99% | 2.99% | $553.25 | |
| 5 Year | 3.49% | 3.49% | $454.68 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Conforming See Amortization Table |
7.84% | 7.25% | $2,182.96 | |
| 7 Year Adjustable Conforming See Amortization Table |
7.83% | 7.50% | $2,237.49 | |
| 10 Year Adjustable Conforming See Amortization Table |
7.75% | 7.38% | $2,211.25 | |
| 15 Year Fixed Conforming See Amortization Table |
6.67% | 6.50% | $2,787.54 | |
| 20 Year Fixed Conforming See Amortization Table |
7.41% | 7.38% | $2,554.47 | |
| 30 Year Fixed Conforming See Amortization Table |
7.26% | 7.13% | $2,156.98 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Conforming See Amortization Table |
7.84% | 7.25% | $2,182.96 | |
| 7 Year Adjustable Conforming See Amortization Table |
7.83% | 7.50% | $2,237.49 | |
| 10 Year Adjustable Conforming See Amortization Table |
7.75% | 7.38% | $2,211.25 | |
| 15 Year Fixed Conforming See Amortization Table |
6.67% | 6.50% | $2,787.54 | |
| 20 Year Fixed Conforming See Amortization Table |
7.41% | 7.38% | $2,554.47 | |
| 30 Year Fixed Conforming See Amortization Table |
7.26% | 7.13% | $2,156.98 | |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Veterans United Home Loans
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.