Webster First Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
main office	20 Felton St, Cambridge, MA 2138	View Lobby Hours
Cambridge Teachers FCU	20 Felton St, Cambridge, MA 2138	View Lobby Hours
Fitchburg	65 North St, Fitchburg, MA 1420	View Lobby Hours
Charlton	20 Trolley Crossing Rd, Charlton, MA 1507	View Lobby Hours
Vital Records	282 Main St, Douglas, MA 1516	View Lobby Hours
Spencer	118 W Main St, Spencer, MA 1562	View Lobby Hours
Auburn	547 Southbridge St, Auburn, MA 1501	View Lobby Hours
West Boylston	149 W Boylston St, West Boylston, MA 1583	View Lobby Hours
Saugus Main	509 Main St, Saugus, MA 1906	View Lobby Hours
Douglas	282 Main St, Douglas, MA 1516	View Lobby Hours
Operations Center	271 Greenwood St, Worcester, MA 1607	View Lobby Hours
Worcester	275 Greenwood St, Worcester, MA 1607	View Lobby Hours
Whitinsville	1298 Providence Rd, Whitinsville, MA 1588	View Lobby Hours
Dudley	16 Airport Rd, Dudley, MA 1571	View Lobby Hours
Webster	1 N Main St, Webster, MA 1570	View Lobby Hours
Saugus Lincoln	448 Lincoln Ave, Saugus, MA 1906	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 401822	6.758%	6.625%	0.75	$4,395	$2,049	Learn More
NMLS ID: 401822						Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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