WEBSTER FIRST

271 Greenwood St, P O Box 70505
Worcester, MA 01607

Notable Rates APY Vs.Others
Savings 0.10% 2.25% →
1-Year CD 1.66% 2.25% →
2-Year CD 1.87% 2.50% →
5-Year CD 2.28% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Webster First is an NCUA insured institution located in Worcester, MA. It was founded in 1934 and has approximately $1025.21 millions in assets.

Who can join?

If you live, work, or worship in Essex, Middlesex, Suffolk, or Worcester County of Massachusetts, then you are eligible to become a member of Webster First Federal Credit Union.

NCUA Insured Yes
Charter Number # # 24557
Date Established 1934
Assets $1,025.21 million
Loans $851.10 million
Deposits $715.59 million
Capital $194.92 million
 

Field of Membership Restrictions

Membership in Webster First Federal Credit Union is open to those who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester Counties in Massachusetts.

Deposit Rates - December 12, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $1,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.66% $100 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.55% $1,000 - Learn MoreShow Less
6 Mo CD
0.80% $1,000 - Learn MoreShow Less
12 Mo CD
1.66% $500 - Learn MoreShow Less
24 Mo CD
1.87% $500 - Learn MoreShow Less
36 Mo CD
2.02% $500 - Learn MoreShow Less
48 Mo CD
2.07% $500 - Learn MoreShow Less
60 Mo CD
2.28% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $5 - Learn MoreShow Less

Loan Rates - December 12, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WEBSTER FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($252) $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to WEBSTER FIRST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Webster First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Webster First Locations


Financial Details

Webster First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Webster First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Webster First U.S. Average
2.04% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Webster First had $3,465,739 in non-current loans and $547,887 in owned assets. To cover these potential losses it had $194,919,138 in net worth and $2,239,610 in loans loss reserves. That gives it a Texas Ratio of 2.04%.

Net Worth
Webster First U.S. Average
19.01% 13.65%

Webster First FCU has a net worth of 19.01% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Webster First

Branches and Savings

What is Webster First?

A federal credit union, registered with the NCUA under certificate #24557.
Learn more about credit unions here.

Is Webster First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Webster First?

Please see Field of Membership information above for information on who is eligible to join.

What are Webster First's share account and share certificate rates?

Webster First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Webster First?

Webster First has total capital of $194.92 million. Full information on Webster First's financial position is located above.

Who owns Webster First?

Credit Unions are owned by their members.

Where are Webster First branches located?

See branch locations nearby.

Are Webster First ATMs Open 24/7?

Do Webster First ATMs accept cash deposits?

Can Webster First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Webster First have a mobile app?

Does Webster First have mobile deposit?

Does Webster First have quick pay?

How can Webster First transfer money to other banks or credit unions?

Does Webster First report to credit bureaus?

Does Webster First use Chexsystems?

Does Webster First use Equifax?

What is Webster First's toll free phone number?

What is Webster First's ACH Routing Number?

What is Webster First's SWIFT code?

Where can I find Webster First's wire transfer form?

What is the Webster First address for deposits?

What Products Does Webster First Offer

Does Webster First offer mortgages?

Compare mortgage rates here.

Does Webster First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Webster First offer auto and RV loans?

Compare auto loan rates here.

Does Webster First offer student loans or personal loans?

Compare personal loan rates here.

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