Wescom Central Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Main Branch Seaside Office	4242 Gigling Rd, Seaside, CA 93955	View Lobby Hours
Salinas Office	900 S Main St, Salinas, CA 93901	View Lobby Hours
King City Office	510R Canal St Ste R, King City, CA 93930	View Lobby Hours
West Covina	477 N Azusa Ave, West Covina, CA 91791	View Lobby Hours
Palmdale	39575 Trade Center Dr, Palmdale, CA 93551	View Lobby Hours
Oxnard	1861 E Ventura Blvd, Oxnard, CA 93036	View Lobby Hours
Redlands	9990 Alabama St Ste B, Redlands, CA 92374	View Lobby Hours
Riverside	3825 Tyler St, Riverside, CA 92503	View Lobby Hours
Sherman Oaks	5000 Van Nuys Blvd, Sherman Oaks, CA 91403	View Lobby Hours
Signal Hill	2600 Cherry Ave, Signal Hill, CA 90755	View Lobby Hours
Simi Valley	2691 Tapo Canyon Rd, Simi Valley, CA 93063	View Lobby Hours
Stevenson Ranch	24939 Pico Canyon Rd Ste D, Stevenson Ranch, CA 91381	View Lobby Hours
Thousand Oaks	11 E Hillcrest Dr Ste A, Thousand Oaks, CA 91360	View Lobby Hours
Tustin	2979 El Camino Real, Tustin, CA 92782	View Lobby Hours
Pasadena	123 S Marengo Ave, Pasadena, CA 91101	View Lobby Hours
Torrance	19780 Hawthorne Blvd, Torrance, CA 90503	View Lobby Hours
Corona	3431 Grand Oaks Ste 102, Corona, CA 92881	View Lobby Hours
Pasadena	123 S Marengo Ave, Pasadena, CA 91101	View Lobby Hours
Costa Mesa	2701 Harbor Blvd, Costa Mesa, CA 92626	View Lobby Hours
Hawthorne	2871 W 120th St, Hawthorne, CA 90250	View Lobby Hours
Irvine	15378 Alton Pkwy, Irvine, CA 92618	View Lobby Hours
Laguna Niguel	28121 Crown Valley Pkwy, Laguna Niguel, CA 92677	View Lobby Hours
La Habra	1401 S Beach Blvd, La Habra, CA 90631	View Lobby Hours
Ontario	4330 Mills Cir, Ontario, CA 91764	View Lobby Hours
Orange	3743 W Chapman Ave Ste C, Orange, CA 92868	View Lobby Hours
Ops Center	5601 E La Palma Ave, Anaheim, CA 92807	View Lobby Hours
Culver City	10970 Jefferson Blvd, Culver City, CA 90230	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 292473	5.890%	5.750%	0.88	$4,901	$1,868	Learn More
NMLS ID: 399799	6.124%	6.000%	1.00	$4,412	$1,919	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Wescom Central Credit Union - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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