Wescom Central Credit Union


123 S Marengo Ave
Pasadena, CA 91101
See all branch locations →

Phone 1-888-493-7266

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD 4.00% 5.50% →
2-Year CD 4.20% 5.00% →
5-Year CD 4.50% 4.61% →
30-Year Mortgage 7.30% 0.00% →
15-Year Mortgage 6.84% 0.00% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Wescom Central is an NCUA insured institution located in Pasadena, CA. It was founded in 1934 and has approximately $5881.35 millions in assets.

Who can join?

Membership Information

Individuals: You’re eligible to join Wescom if you live, work, worship, or go to school in Los Angeles, Orange, Riverside, San Bernardino, Ventura, San Diego, or Santa Barbara counties. Visit any one of our 28 branches to open a new account.

You are also eligible if you are a family member (spouse, domestic partner, sibling, parent, child, grandparent, grandchild, aunt, uncle, niece, or nephew) of a Wescom Credit Union member in good standing.

NCUA Insured Yes / State-Chartered
Charter Number # # 66703
Date Established 1934
Assets $5,881.35 million
Loans $3,157.26 million
Deposits $4,328.81 million
Capital $482.12 million

Field of Membership Restrictions

Membership in Wescom Credit Union is open to those who live, work, attend school or worship in Orange, Los Angeles, San Bernadino, Riverside, San Diego, Ventura, or Santa Barbara Counties in California and to employees of the credit union's Select Employer Group.

Deposit Rates - March 2, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.25% $2,500 $9,999 Learn More
Money Market
1.35% $10,000 $24,999 Learn More
Money Market
1.40% $25,000 $49,999 Learn More
Money Market
1.50% $50,000 $99,999 Learn More
Money Market
1.70% $100,000 $249,999 Learn More
Money Market
2.00% $250,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
Platinum Signature Member 3-Month (90 to 179 days)
2.50% $500 - Learn More
Platinum Signature Member 6-Month (180 to 364 days)
3.50% $500 - Learn More
Platinum Signature Member 12-Month (12 to 17 months)
4.00% $500 - Learn More
Platinum Signature Member 18-Month (18 to 23 months)
4.10% $500 - Learn More
Platinum Signature Member 24-Month (24 to 35 months)
4.20% $500 - Learn More
36-month College Saver
4.30% $250 - Learn More
Platinum Signature Member 36-Month (36 to 47 months)
4.30% $500 - Learn More
Platinum Signature Member 48-Month (48 to 59 months)
4.40% $500 - Learn More
Platinum Signature Member 60-Month
4.50% $500 - Learn More

Loan Rates - March 2, 2024

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
3 Year 2.74% 2.74% $724.17
4 Year 2.74% 2.74% $550.49
5 Year 2.74% 2.74% $446.33
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Below are Wescom Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Wescom Central Locations

Climate Initiatives

WESCOM CENTRAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Wescom Central Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wescom Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wescom Central U.S. Average
1.05% 5.37

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2023, Wescom Central had $4,934,525 in non-current loans and $214,769 in owned assets. To cover these potential losses it had $482,117,543 in net worth and $6,110,324 in loans loss reserves. That gives it a Texas Ratio of 1.05%.

Net Worth
Wescom Central U.S. Average
8.15% 13.46%

Wescom Central FCU has a net worth of 8.15% versus the BestCashCow average of 13.46. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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