Westerra Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
AURORA CITY PLACE BRANCH	14305 E Alameda Ave, Aurora, CO 80012	View Lobby Hours
GREEN MOUNTAIN PLAZA	375 Union Blvd, Lakewood, CO 80228	View Lobby Hours
BELMAR BRANCH	98 Wadsworth Blvd Unit 130, Lakewood, CO 80226	View Lobby Hours
STAPLETON BRANCH	3700 Quebec St Unit 102, Denver, CO 80207	View Lobby Hours
GREEN MTN BRANCH	355 Union Blvd, Lakewood, CO 80228	View Lobby Hours
ARVADA BRANCH	7270 W 88th Ave, Arvada, CO 80003	View Lobby Hours
CHERRY CREEK BRANCH	3700 E Alameda Ave, Denver, CO 80209	View Lobby Hours
HIMALAYA BRANCH	5698 S Himalaya St Unit B, Centennial, CO 80015	View Lobby Hours
LITTLETON BRANCH	8906 W Bowles Ave, Littleton, CO 80123	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 6606	6.215%	6.125%	1.00	$3,075	$1,945	Learn More
NMLS ID: 1025894	6.220%	6.125%	0.75	$3,244	$1,945	Learn More
NMLS ID: 1907						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV

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