3700 E Alameda Ave
Denver, CO 80209
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.05% →
1-Year CD 0.60% 1.05% →
2-Year CD 0.80% 1.11% →
5-Year CD 1.10% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Westerra is an NCUA insured institution located in Denver, CO. It was founded in 1934 and has approximately $1609.72 millions in assets.

Who can join?

Everyone in the 5-county Denver metro area can join. One must stop by a branch to apply. Branch locations include, Arvada, Aurora, Centennial, Denver, Lakewood, Green Mountain, Littleton, and Parker.

NCUA Insured Yes
Charter Number # # 65788
Date Established 1934
Assets $1,609.72 million
Loans $955.61 million
Deposits $1,396.00 million
Capital $194.37 million

Field of Membership Restrictions

Membership in Westerra Credit Union is open to the following: (1) those who live or work in Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas or Jefferson Counties in Colorado; (2) those who live or work in City of Aurora, Colorado; (3) employees, students, retirees, and graduates in Denver Public Schools and Jeffco Public Schools; (4) employees of Safeway Corporation and other Select Employer Groups.

Deposit Rates - August 8, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.05% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 8, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WESTERRA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Westerra branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Westerra Locations

Financial Details

Westerra Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Westerra. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Westerra U.S. Average
2.60% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Westerra had $5,110,732 in non-current loans and $71,500 in owned assets. To cover these potential losses it had $194,371,529 in net worth and $4,972,876 in loans loss reserves. That gives it a Texas Ratio of 2.60%.

Net Worth
Westerra U.S. Average
12.07% 13.61%

Westerra FCU has a net worth of 12.07% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Westerra

Branches and Savings

What is Westerra?

A federal credit union, registered with the NCUA under certificate #65788.
Learn more about credit unions here.

Is Westerra FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Westerra?

Please see Field of Membership information above for information on who is eligible to join.

What are Westerra's share account and share certificate rates?

Westerra's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Westerra?

Westerra has total capital of $194.37 million. Full information on Westerra's financial position is located above.

Who owns Westerra?

Credit Unions are owned by their members.

Where are Westerra branches located?

See branch locations nearby.

Are Westerra ATMs Open 24/7?

Do Westerra ATMs accept cash deposits?

Can Westerra customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Westerra have a mobile app?

Does Westerra have mobile deposit?

Does Westerra have quick pay?

How can Westerra transfer money to other banks or credit unions?

Does Westerra report to credit bureaus?

Does Westerra use Chexsystems?

Does Westerra use Equifax?

What is Westerra's toll free phone number?

What is Westerra's ACH Routing Number?

What is Westerra's SWIFT code?

Where can I find Westerra's wire transfer form?

What is the Westerra address for deposits?

What Products Does Westerra Offer

Does Westerra offer mortgages?

Compare mortgage rates here.

Does Westerra offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Westerra offer auto and RV loans?

Compare auto loan rates here.

Does Westerra offer student loans or personal loans?

Compare personal loan rates here.

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