Westerra Credit Union

Headquarters

3700 E Alameda Ave
Denver, CO 80209
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.01% →
1-Year CD 0.60% 4.65% →
2-Year CD 0.80% 4.73% →
5-Year CD 1.10% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Westerra is an NCUA insured institution located in Denver, CO. It was founded in 1934 and has approximately $1972.84 millions in assets.

Who can join?

Everyone in the 5-county Denver metro area can join. One must stop by a branch to apply. Branch locations include, Arvada, Aurora, Centennial, Denver, Lakewood, Green Mountain, Littleton, and Parker.

NCUA Insured Yes / State-Chartered
Charter Number # # 65788
Date Established 1934
Assets $1,972.84 million
Loans $1,060.17 million
Deposits $1,789.02 million
Capital $193.14 million
 

Field of Membership Restrictions

Membership in Westerra Credit Union is open to the following: (1) those who live or work in Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas or Jefferson Counties in Colorado; (2) those who live or work in City of Aurora, Colorado; (3) employees, students, retirees, and graduates in Denver Public Schools and Jeffco Public Schools; (4) employees of Safeway Corporation and other Select Employer Groups.

Deposit Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WESTERRA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
5.758% 5.690% 0.75 $1,858 $1,450 Learn More
Neighbors Bank
NMLS ID:
Learn More
Eligibility.org
NMLS ID: 1907
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to WESTERRA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Westerra branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Westerra Locations



Climate Initiatives

WESTERRA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Westerra Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Westerra. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Westerra U.S. Average
1.43% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Westerra had $2,784,283 in non-current loans and $14,500 in owned assets. To cover these potential losses it had $193,135,958 in net worth and $2,734,450 in loans loss reserves. That gives it a Texas Ratio of 1.43%.

Net Worth
Westerra U.S. Average
9.79% 12.40%

Westerra FCU has a net worth of 9.79% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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