Workers Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Hannaford (Chelmsford)	66 Drum Hill Rd, Chelmsford, MA 1824	View Lobby Hours
Chelmsford Office	6 Turnpike Rd, Chelmsford, MA 1824	View Lobby Hours
Groton Office	308 Main St, Groton, MA 1450	View Lobby Hours
WalMart (Leom) Office	11 Jungle Rd, Leominster, MA 1453	View Lobby Hours
Acton-Boxborough RHS	36 Charter Rd, Acton, MA 1720	View Lobby Hours
Watertower Plaza Office	319 N Main St, Leominster, MA 1453	View Lobby Hours
Chelmsford High School	200 Richardson Rd, N Chelmsford, MA 1863	View Lobby Hours
Acton Office	452 Great Rd, Acton, MA 1720	View Lobby Hours
Twin City Office	881 Merriam Ave, Leominster, MA 1453	View Lobby Hours
Townsend Office	221 Main St, Townsend, MA 1469	View Lobby Hours
Lancaster Office	145 Main St, Lancaster, MA 1523	View Lobby Hours
Orange Office	32 New Athol Rd, Orange, MA 1364	View Lobby Hours
Main Office	815 Main St, Fitchburg, MA 1420	View Lobby Hours
Gardner	171 Main St, Gardner, MA 1440	View Lobby Hours
Lunenburg Office	603 Massachusetts Ave, Lunenburg, MA 1462	View Lobby Hours
Westford Office	294 Littleton Road #296, Westford, MA 1886	View Lobby Hours
Fitchburg HS	1050 Westminster St, Fitchburg, MA 1420	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 2578474	5.862%	5.750%	0.88	$3,930	$1,868	Learn More
NMLS ID: 2059741	5.934%	5.875%	0.63	$2,051	$1,893	Learn More
NMLS ID: 1025894	6.353%	6.250%	0.88	$3,503	$1,971	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Agave Home Loans See Table	0.000 %	$0	Learn More More Info
This closed-end, fully amortizing home equity loan offers repayment terms from 15 to 30 years. The Annual Percentage Rate (APR) typically ranges from approximately 7.75% to 13.00%, depending on factors such as credit qualifications, loan-to-value ratio, property type, and market conditions. Origination fees of about 2% to 4% of the loan amount (potentially higher) may apply, and additional closing costs and fees may be required; these will be disclosed in your loan estimate. Minimum loan size of $50,000. All loan applications are subject to credit approval and formal underwriting, and product availability may vary based on property location, state restrictions, and other eligibility criteria. Rates and terms are for illustrative purposes only and are subject to change without notice; this is not a commitment to lend or an offer of credit. Homeowners insurance is required, and flood insurance may be required if the property is located in a Special Flood Hazard Area. Your home secures this loan, and you could lose your property if you fail to make payments. The maximum APR will not exceed the maximum permitted by law in your jurisdiction, and minimum and maximum loan amounts may apply. All information is provided “as is” without warranty of any kind. The lender assumes no liability for errors or omissions and reserves the right to modify or discontinue products at any time without prior notice. REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Top 3 in Customer Satisfaction by Lending Tree Q4 2024
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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