Fitchburg, MA 01420


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 66479
Date Established 1914
Assets $1,732.27 million
Loans $1,248.85 million
Deposits $1,145.30 million
Capital $176.83 million

Workers is an NCUA insured institution located in Fitchburg, MA. It was founded in 1914 and has approximately $1732.27 millions in assets.

Who can join?

People who either reside in Massachusetts or New Hampshire or work for a company that is based in Massachusetts are eligible to join.

Field of Membership Restrictions

Membership in Workers' Credit Union is open to those who live or work in the state of Massachusetts.

Deposit Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $50 $9,999 Learn MoreShow Less
Money Market
0.25% $10,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.30% $1,000 $49,999 Learn MoreShow Less
2.12% $500 $24,999 Learn MoreShow Less
Special: 23 Mo FIRA
2.84% $500 $24,999 Learn MoreShow Less
Special: 47 Mo FIRA
3.05% $25,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.00% $500 $24,999 Learn MoreShow Less
1.75% $500 $24,999 Learn MoreShow Less
2.12% $500 $24,999 Learn MoreShow Less
2.22% $500 $24,999 Learn MoreShow Less
Special: 23 Mo CD
2.84% $500 $24,999 Learn MoreShow Less
2.33% $500 $24,999 Learn MoreShow Less
2.43% $500 $24,999 Learn MoreShow Less
Special: 47 Mo CD
3.05% $25,000 - Learn MoreShow Less
2.69% $500 $24,999 Learn MoreShow Less
2.99% $500 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.10% $50 - Learn MoreShow Less
Checking Rates APY MIN FEE
High Interest Checking 1.75% $0 $0.00 Learn MoreShow Less

Loan Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WORKERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.029% 4.000% 0.38 $858 $1,194 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
PenFed Credit Union
NMLS ID: 401822
4.502% 4.375% 0.50 $3,750 $1,249 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Workers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Workers Locations

Financial Details

Workers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Workers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Workers U.S. Average
4.15% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Workers had $7,472,780 in non-current loans and $85,000 in owned assets. To cover these potential losses it had $176,829,793 in net worth and $5,499,571 in loans loss reserves. That gives it a Texas Ratio of 4.15%.

Net Worth
Workers U.S. Average
10.2% 13.21%

Workers FCU has a net worth of 10.2% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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