A.a.e.c. Credit Union

Headquarters

1104 S Arlington Heights Rd
Arlington Heigh, IL 60005
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Notable Rates APY Vs.Others
Savings 0.60% 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.45% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

A.a.e.c. is an NCUA insured institution located in Arlington Heigh, IL. It was founded in 1955 and has approximately $117.99 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 60648
Date Established 1955
Assets $117.99 million
Loans $48.98 million
Deposits $102.42 million
Capital $15.07 million
 

Field of Membership Restrictions

AAEC Credit Union is available to all of the employees, and their family members, of school districts 21, 23, 25, 26, 57, 59, 214, NSSEO, and Harper College, but initiating your membership status will entail that you complete a signature card and a make a savings deposit of $25.

Deposit Rates - September 16, 2026

Your Current Location: Virginia, VA

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.60% $2,500 $4,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1 $99 Learn MoreShow Less
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 16, 2026

Your Current Location: Virginia, VA

There are currently no loan rates available for A.a.e.c.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2026

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Featured - Virginia Home Equity Line Of Credit Rates 2026

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Note to A.a.e.c.
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Branches

Below are A.a.e.c. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Williamsburg,Virginia


A.a.e.c. Locations


BranchDistance Map View Lobby Hours

AAEC Credit Union Office

685.63 A View Lobby Hours


Climate Policy and Initiatives

A.A.E.C. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

A.a.e.c. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of A.a.e.c.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
A.a.e.c. U.S. Average
0.76% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, A.a.e.c. had $104,666 in non-current loans and $13,085 in owned assets. To cover these potential losses it had $15,065,563 in net worth and $401,621 in loans loss reserves. That gives it a Texas Ratio of 0.76%.

Net Worth
A.a.e.c. U.S. Average
12.77% 14.48%

A.a.e.c. FCU has a net worth of 12.77% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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