DAVIESS COUNTY TEACHERS

P O BOX 1986
Owensboro, KY 42302

Notable Rates APY Vs.Others
Savings 0.05% 2.20% →
1-Year CD 1.61% 2.20% →
2-Year CD 1.81% 2.20% →
5-Year CD N.A. 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Daviess County Teachers is an NCUA insured institution located in Owensboro, KY. It was founded in 1971 and has approximately $46.86 millions in assets.

NCUA Insured Yes
Charter Number # # 20684
Date Established 1971
Assets $46.86 million
Loans $33.36 million
Deposits $41.62 million
Capital $4.86 million
 

Deposit Rates - February 21, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.12% $10,000 $24,999 Learn MoreShow Less
Money Market
0.15% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.61% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.75% $500 - Learn MoreShow Less
6 Mo CD
1.00% $500 - Learn MoreShow Less
12 Mo CD
1.61% $500 - Learn MoreShow Less
18 Mo CD
1.71% $500 - Learn MoreShow Less
24 Mo CD
1.81% $500 - Learn MoreShow Less
36 Mo CD
1.91% $500 - Learn MoreShow Less
48 Mo CD
2.02% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.40% $1 - Learn MoreShow Less

Loan Rates - February 21, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for DAVIESS COUNTY TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.375% 3.375% 0.00 ($22) $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

Note to DAVIESS COUNTY TEACHERS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Daviess County Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Daviess County Teachers Locations


Financial Details

Daviess County Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Daviess County Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Daviess County Teachers U.S. Average
6.86% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Daviess County Teachers had $350,896 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,859,563 in net worth and $258,264 in loans loss reserves. That gives it a Texas Ratio of 6.86%.

Net Worth
Daviess County Teachers U.S. Average
10.36% 13.65%

Daviess County Teachers FCU has a net worth of 10.36% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Daviess County Teachers

Branches and Savings

What is Daviess County Teachers?

A federal credit union, registered with the NCUA under certificate #20684.
Learn more about credit unions here.

Is Daviess County Teachers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Daviess County Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Daviess County Teachers's share account and share certificate rates?

Daviess County Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Daviess County Teachers?

Daviess County Teachers has total capital of $4.86 million. Full information on Daviess County Teachers's financial position is located above.

Who owns Daviess County Teachers?

Credit Unions are owned by their members.

Where are Daviess County Teachers branches located?

See branch locations nearby.

Are Daviess County Teachers ATMs Open 24/7?

Do Daviess County Teachers ATMs accept cash deposits?

Can Daviess County Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Daviess County Teachers have a mobile app?

Does Daviess County Teachers have mobile deposit?

Does Daviess County Teachers have quick pay?

How can Daviess County Teachers transfer money to other banks or credit unions?

Does Daviess County Teachers report to credit bureaus?

Does Daviess County Teachers use Chexsystems?

Does Daviess County Teachers use Equifax?

What is Daviess County Teachers's toll free phone number?

What is Daviess County Teachers's ACH Routing Number?

What is Daviess County Teachers's SWIFT code?

Where can I find Daviess County Teachers's wire transfer form?

What is the Daviess County Teachers address for deposits?

What Products Does Daviess County Teachers Offer

Does Daviess County Teachers offer mortgages?

Compare mortgage rates here.

Does Daviess County Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Daviess County Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Daviess County Teachers offer student loans or personal loans?

Compare personal loan rates here.

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