Day Air Credit Union

Headquarters

Po Box 292980
Kettering, OH 45429
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 4.35% →
1-Year CD 1.00% 4.59% →
2-Year CD 1.05% 4.47% →
5-Year CD 1.25% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Day Air is an NCUA insured institution located in Kettering, OH. It was founded in 1944 and has approximately $892.88 millions in assets.

Who can join?

If you live, work, worship or attend school in any of the following counties in Ohio, you qualify for membership:
• Montgomery County
• Greene County
• Warren County
• Miami County
• Butler County
• Champaign County
• Clark County
• Preble County
• Darke County
Family Members Too!
If you have a family member who is an existing member, you can also join!

University of Dayton
All UD Students, Alumni, Faculty, and Staff are eligible to join Day Air Credit Union.

NCUA Insured Yes / State-Chartered
Charter Number # # 66835
Date Established 1944
Assets $892.88 million
Loans $692.75 million
Deposits $733.73 million
Capital $129.46 million
 

Field of Membership Restrictions

Membership in Day Air Credit Union is open to the following: (1) those who live, work, attend school or worship in the Miami Valley/Dayton region of Ohio, including Montgomery, Greene, Warren, Miami, Butler, Champaign, Clark, Preble, and Darke Counties; (2) employees of the VA Medical center; (3) University of Dayton students, faculty, alumni and staff.

Deposit Rates - September 29, 2026

Your Current Location: Tennessee, TN

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.45% $2,500 $2,999 Learn More
Money Market
0.60% $10,000 $14,999 Learn More
Money Market
0.60% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
1.00% $10,000 $14,999 Learn More
12 Mo CD
1.00% $100,000 $199,999 Learn More
18 Mo CD
1.00% $10,000 $14,999 Learn More
18 Mo CD
1.00% $100,000 $199,999 Learn More
24 Mo CD
1.05% $10,000 $14,999 Learn More
24 Mo CD
1.05% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 29, 2026

Your Current Location: Tennessee, TN

There are currently no loan rates available for Day Air

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Tennessee 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Tennessee Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Day Air
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Branches

Below are Day Air branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Tullahoma,Tennessee



Climate Policy and Initiatives

DAY AIR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Day Air Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Day Air. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Day Air U.S. Average
7.82% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Day Air had $7,576,864 in non-current loans and $3,001,527 in owned assets. To cover these potential losses it had $129,456,399 in net worth and $5,741,413 in loans loss reserves. That gives it a Texas Ratio of 7.82%.

Net Worth
Day Air U.S. Average
14.5% 14.48%

Day Air FCU has a net worth of 14.5% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Day Air

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