Georgia Power Valdosta

Headquarters

1707 Dow Street
Valdosta, GA 31601
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.66% →
1-Year CD 0.75% 0.67% →
2-Year CD 0.80% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Georgia Power Valdosta is an NCUA insured institution located in Valdosta, GA. It was founded in 1958 and has approximately $26.23 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12291
Date Established 1958
Assets $26.23 million
Loans $10.36 million
Deposits $23.12 million
Capital $2.97 million
 

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $100 - Learn More
Money Market
0.20% $2,500 $9,999 Learn More
Money Market
0.25% $10,000 $24,999 Learn More
Money Market
0.35% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $1,000 $24,999 Learn More
6 Mo CD
0.50% $100,000 - Learn More
12 Mo CD
0.55% $1,000 $24,999 Learn More
12 Mo CD
0.75% $100,000 - Learn More
24 Mo CD
0.60% $1,000 $24,999 Learn More
24 Mo CD
0.80% $100,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 - Learn MoreShow Less

Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GEORGIA POWER VALDOSTA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to GEORGIA POWER VALDOSTA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Georgia Power Valdosta branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Georgia Power Valdosta Locations


Financial Details

Georgia Power Valdosta Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Georgia Power Valdosta. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Georgia Power Valdosta U.S. Average
8.78% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Georgia Power Valdosta had $263,954 in non-current loans and $6,475 in owned assets. To cover these potential losses it had $2,965,126 in net worth and $116,652 in loans loss reserves. That gives it a Texas Ratio of 8.78%.

Net Worth
Georgia Power Valdosta U.S. Average
11.3% 12.67%

Georgia Power Valdosta FCU has a net worth of 11.3% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Georgia Power Valdosta

Branches and Savings

What is Georgia Power Valdosta?

A federal credit union, registered with the NCUA under certificate #12291.
Learn more about credit unions here.

Is Georgia Power Valdosta FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Georgia Power Valdosta is insured by the NCUA.

Who can join Georgia Power Valdosta?

Please see Field of Membership information above for information on who is eligible to join.

What are Georgia Power Valdosta's share account and share certificate rates?

Georgia Power Valdosta's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Georgia Power Valdosta?

Georgia Power Valdosta has total capital of $2.97 million. Full information on Georgia Power Valdosta's financial position is located above.

Who owns Georgia Power Valdosta?

Credit Unions are owned by their members.

Where are Georgia Power Valdosta branches located?

See branch locations nearby.

Are Georgia Power Valdosta ATMs Open 24/7?

Do Georgia Power Valdosta ATMs accept cash deposits?

Can Georgia Power Valdosta customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Georgia Power Valdosta have a mobile app?

Does Georgia Power Valdosta have mobile deposit?

Does Georgia Power Valdosta have quick pay?

How can Georgia Power Valdosta transfer money to other banks or credit unions?

Does Georgia Power Valdosta report to credit bureaus?

Does Georgia Power Valdosta use Chexsystems?

Does Georgia Power Valdosta use Equifax?

What is Georgia Power Valdosta's toll free phone number?

What is Georgia Power Valdosta's ACH Routing Number?

What is Georgia Power Valdosta's SWIFT code?

Where can I find Georgia Power Valdosta's wire transfer form?

What is the Georgia Power Valdosta address for deposits?

What Products Does Georgia Power Valdosta Offer

Does Georgia Power Valdosta offer mortgages?

Compare mortgage rates here.

Does Georgia Power Valdosta offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Georgia Power Valdosta offer auto and RV loans?

Compare auto loan rates here.

Does Georgia Power Valdosta offer student loans or personal loans?

Compare personal loan rates here.

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