Hamilton Horizons Federal Credit Union
Headquarters
3535 Quakerbridge Rd Suite 600
Hamilton, NJ 08619
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2024 Overview
General Credit Union Information
Hamilton Horizons is an NCUA insured institution located in Hamilton, NJ. It was founded in 1954 and has approximately $22.44 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 9411 |
| Date Established | 1954 |
| Assets | $22.44 million |
| Loans | $14.91 million |
| Deposits | $21.58 million |
| Capital | $1.29 million |
Deposit Rates - May 9, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.02% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.06% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.06% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.03% | $2,500 | $3,499 | Learn More |
Loan Rates - May 9, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Hamilton Horizons
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.654% | 6.500% | 1.00 | $5,138 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.993% | 6.875% | 1.00 | $3,864 | $2,103 | Learn More |
NMLS ID: 3030 |
7.578% | 7.500% | 0.75 | $2,453 | $2,238 | Learn More |
NMLS ID: 3029 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Hamilton Horizons
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Branches
Below are Hamilton Horizons branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
HAMILTON HORIZONS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Hamilton Horizons Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Hamilton Horizons. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Hamilton Horizons | U.S. Average |
|---|---|
| 6.56% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Hamilton Horizons had $79,484 in non-current loans and $6,900 in owned assets. To cover these potential losses it had $1,293,732 in net worth and $22,735 in loans loss reserves. That gives it a Texas Ratio of 6.56%.
Net Worth
| Hamilton Horizons | U.S. Average |
|---|---|
| 5.75% | 13.62% |
Hamilton Horizons FCU has a net worth of 5.75% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Hamilton Horizons
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