1201 N Eastman Rd
Kingsport, TN 37664
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.20% →
1-Year CD 0.50% 1.10% →
2-Year CD N.A. 1.15% →
5-Year CD 1.21% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Horizon is an NCUA insured institution located in Kingsport, TN. It was founded in 1932 and has approximately $57.61 millions in assets.

NCUA Insured Yes
Charter Number # # 68138
Date Established 1932
Assets $57.61 million
Loans $41.06 million
Deposits $53.53 million
Capital $4.33 million

Field of Membership Restrictions

Membership is open to employees of the City of Kingsport, City of Church Hill, City of Mount Carmel, Wesco, AGC Industries and subsidiaries, U.S. Post Office (Kingsport), and many select employer groups within a 100-mile radius of Kingsport, Tennessee.

Deposit Rates - August 6, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
1.11% $100,000 $199,999 Learn More
60 Mo CD
1.16% $10,000 $14,999 Learn More
60 Mo CD
1.21% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.30% $1 $499 Learn MoreShow Less

Loan Rates - August 6, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HORIZON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Horizon branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Horizon Locations

Financial Details

Horizon Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Horizon. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Horizon U.S. Average
20.47% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Horizon had $473,100 in non-current loans and $492,113 in owned assets. To cover these potential losses it had $4,331,251 in net worth and $383,415 in loans loss reserves. That gives it a Texas Ratio of 20.47%.

Net Worth
Horizon U.S. Average
7.51% 13.61%

Horizon FCU has a net worth of 7.51% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Horizon

Branches and Savings

What is Horizon?

A federal credit union, registered with the NCUA under certificate #68138.
Learn more about credit unions here.

Is Horizon FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Horizon?

Please see Field of Membership information above for information on who is eligible to join.

What are Horizon's share account and share certificate rates?

Horizon's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Horizon?

Horizon has total capital of $4.33 million. Full information on Horizon's financial position is located above.

Who owns Horizon?

Credit Unions are owned by their members.

Where are Horizon branches located?

See branch locations nearby.

Are Horizon ATMs Open 24/7?

Do Horizon ATMs accept cash deposits?

Can Horizon customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Horizon have a mobile app?

Does Horizon have mobile deposit?

Does Horizon have quick pay?

How can Horizon transfer money to other banks or credit unions?

Does Horizon report to credit bureaus?

Does Horizon use Chexsystems?

Does Horizon use Equifax?

What is Horizon's toll free phone number?

What is Horizon's ACH Routing Number?

What is Horizon's SWIFT code?

Where can I find Horizon's wire transfer form?

What is the Horizon address for deposits?

What Products Does Horizon Offer

Does Horizon offer mortgages?

Compare mortgage rates here.

Does Horizon offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Horizon offer auto and RV loans?

Compare auto loan rates here.

Does Horizon offer student loans or personal loans?

Compare personal loan rates here.

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