Horizon Credit Union of Kingsport

Headquarters

1201 N Eastman Rd
Kingsport, TN 37664
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ACH 264279334

Notable Rates APY Vs.Others
Savings 0.15% 4.15% →
1-Year CD 0.50% 4.59% →
2-Year CD N.A. 4.45% →
5-Year CD 1.21% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Horizon Credit Union Of Kingsport is an NCUA insured institution located in Kingsport, TN. It was founded in 1932 and has approximately $60.03 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68138
Date Established 1932
Assets $60.03 million
Loans $42.13 million
Deposits $53.99 million
Capital $6.95 million
 

Field of Membership Restrictions

Membership is open to employees of the City of Kingsport, City of Church Hill, City of Mount Carmel, Wesco, AGC Industries and subsidiaries, U.S. Post Office (Kingsport), and many select employer groups within a 100-mile radius of Kingsport, Tennessee.

Deposit Rates - September 15, 2026

Your Current Location: New York, NY 10116

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
1.11% $100,000 $199,999 Learn More
60 Mo CD
1.16% $10,000 $14,999 Learn More
60 Mo CD
1.21% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 $499 Learn MoreShow Less

Loan Rates - September 15, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Horizon Credit Union of Kingsport

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Horizon Credit Union Of Kingsport branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Horizon Credit Union Of Kingsport Locations around zip code 10116




Climate Policy and Initiatives

HORIZON is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Horizon Credit Union Of Kingsport Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Horizon Credit Union Of Kingsport. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Horizon Credit Union Of Kingsport U.S. Average
9.12% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Horizon Credit Union Of Kingsport had $638,266 in non-current loans and $5,000 in owned assets. To cover these potential losses it had $6,946,581 in net worth and $104,139 in loans loss reserves. That gives it a Texas Ratio of 9.12%.

Net Worth
Horizon Credit Union Of Kingsport U.S. Average
11.57% 14.48%

Horizon Credit Union Of Kingsport FCU has a net worth of 11.57% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Horizon Credit Union of Kingsport

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