INDUSTRIAL CU OF WHATCOM COUNTY

PO BOX 1767
Bellingham, WA 98227

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 1.00% 2.25% →
2-Year CD 1.25% 2.30% →
5-Year CD N.A. 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Industrial Cu Of Whatcom County is an NCUA insured institution located in Bellingham, WA. It was founded in 1941 and has approximately $251.71 millions in assets.

Who can join?

If you live or work in the state of Washington, you are eligible to become a member of Industrial Credit Union.

NCUA Insured Yes
Charter Number # # 66337
Date Established 1941
Assets $251.71 million
Loans $191.79 million
Deposits $226.88 million
Capital $21.53 million
 

Field of Membership Restrictions

Industrial Credit Union of Washington is open to anyone that resides or works throughout the entire state.

Deposit Rates - January 24, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,500 $9,999 Learn MoreShow Less
Money Market
0.10% $10,000 $24,999 Learn MoreShow Less
Money Market
0.15% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.00% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $1,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 - Learn MoreShow Less
18 Mo CD
1.25% $1,000 - Learn MoreShow Less
24 Mo CD
1.25% $1,000 - Learn MoreShow Less
36 Mo CD
1.50% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $24,999 Learn MoreShow Less

Loan Rates - January 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for INDUSTRIAL CU OF WHATCOM COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.402% 3.375% 0.38 $838 $1,106 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.384% 3.375% 0.13 $285 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to INDUSTRIAL CU OF WHATCOM COUNTY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Industrial Cu Of Whatcom County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Industrial Cu Of Whatcom County Locations


Financial Details

Industrial Cu Of Whatcom County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Industrial Cu Of Whatcom County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Industrial Cu Of Whatcom County U.S. Average
5.38% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Industrial Cu Of Whatcom County had $949,548 in non-current loans and $274,306 in owned assets. To cover these potential losses it had $21,527,803 in net worth and $1,220,226 in loans loss reserves. That gives it a Texas Ratio of 5.38%.

Net Worth
Industrial Cu Of Whatcom County U.S. Average
8.55% 13.65%

Industrial Cu Of Whatcom County FCU has a net worth of 8.55% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Industrial Cu Of Whatcom County

Branches and Savings

What is Industrial Cu Of Whatcom County?

A federal credit union, registered with the NCUA under certificate #66337.
Learn more about credit unions here.

Is Industrial Cu Of Whatcom County FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Industrial Cu Of Whatcom County?

Please see Field of Membership information above for information on who is eligible to join.

What are Industrial Cu Of Whatcom County's share account and share certificate rates?

Industrial Cu Of Whatcom County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Industrial Cu Of Whatcom County?

Industrial Cu Of Whatcom County has total capital of $21.53 million. Full information on Industrial Cu Of Whatcom County's financial position is located above.

Who owns Industrial Cu Of Whatcom County?

Credit Unions are owned by their members.

Where are Industrial Cu Of Whatcom County branches located?

See branch locations nearby.

Are Industrial Cu Of Whatcom County ATMs Open 24/7?

Do Industrial Cu Of Whatcom County ATMs accept cash deposits?

Can Industrial Cu Of Whatcom County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Industrial Cu Of Whatcom County have a mobile app?

Does Industrial Cu Of Whatcom County have mobile deposit?

Does Industrial Cu Of Whatcom County have quick pay?

How can Industrial Cu Of Whatcom County transfer money to other banks or credit unions?

Does Industrial Cu Of Whatcom County report to credit bureaus?

Does Industrial Cu Of Whatcom County use Chexsystems?

Does Industrial Cu Of Whatcom County use Equifax?

What is Industrial Cu Of Whatcom County's toll free phone number?

What is Industrial Cu Of Whatcom County's ACH Routing Number?

What is Industrial Cu Of Whatcom County's SWIFT code?

Where can I find Industrial Cu Of Whatcom County's wire transfer form?

What is the Industrial Cu Of Whatcom County address for deposits?

What Products Does Industrial Cu Of Whatcom County Offer

Does Industrial Cu Of Whatcom County offer mortgages?

Compare mortgage rates here.

Does Industrial Cu Of Whatcom County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Industrial Cu Of Whatcom County offer auto and RV loans?

Compare auto loan rates here.

Does Industrial Cu Of Whatcom County offer student loans or personal loans?

Compare personal loan rates here.

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