Kaskaskia Valley Community Credit Union

Headquarters

401 S Poplar St
Centralia, IL 62801
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Notable Rates APY Vs.Others
Savings 0.10% 5.00% →
1-Year CD 0.10% 4.75% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Kaskaskia Valley Community is an NCUA insured institution located in Centralia, IL. It was founded in 1982 and has approximately $29.37 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 65988
Date Established 1982
Assets $29.37 million
Loans $17.69 million
Deposits $26.58 million
Capital $2.32 million
 

Deposit Rates - October 7, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.10% $10,000 $14,999 Learn More
12 Mo CD
0.10% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 7, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Kaskaskia Valley Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are Kaskaskia Valley Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Kaskaskia Valley Community Locations around zip code 85001


BranchDistance Map View Lobby Hours

Main Office

1265.41 A View Lobby Hours


Climate Policy and Initiatives

KASKASKIA VALLEY COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Kaskaskia Valley Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kaskaskia Valley Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kaskaskia Valley Community U.S. Average
1.11% 5.13

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2026, Kaskaskia Valley Community had $26,546 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,321,894 in net worth and $77,450 in loans loss reserves. That gives it a Texas Ratio of 1.11%.

Net Worth
Kaskaskia Valley Community U.S. Average
7.91% 14.54%

Kaskaskia Valley Community FCU has a net worth of 7.91% versus the BestCashCow average of 14.54. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Kaskaskia Valley Community

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