L'oreal Usa Federal Credit Union

Headquarters

P.o. Box 1202
Mountainside, NJ 07092
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.02% →
1-Year CD 0.30% 1.52% →
2-Year CD N.A. 2.31% →
5-Year CD N.A. 3.00% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

L'oreal Usa is an NCUA insured institution located in Mountainside, NJ. It was founded in 1972 and has approximately $30.59 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 21109
Date Established 1972
Assets $30.59 million
Loans $8.51 million
Deposits $24.91 million
Capital $5.64 million
 

Field of Membership Restrictions

Must be a L’Oreal employee.

Deposit Rates - May 18, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More

Loan Rates - May 18, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for L'OREAL USA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
4.937% 4.875% 0.75 $1,782 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to L'OREAL USA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are L'oreal Usa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


L'oreal Usa Locations



Climate Initiatives

L'OREAL USA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

L'oreal Usa Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of L'oreal Usa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
L'oreal Usa U.S. Average
0.30% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, L'oreal Usa had $14,942 in non-current loans and $2,250 in owned assets. To cover these potential losses it had $5,640,347 in net worth and $122,843 in loans loss reserves. That gives it a Texas Ratio of 0.30%.

Net Worth
L'oreal Usa U.S. Average
18.44% 12.36%

L'oreal Usa FCU has a net worth of 18.44% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for L'OREAL USA

There are currently no comments for L'OREAL USA. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →