PLANITES

300 E RANDOLPH ST FL 14
Chicago, IL 60601

Notable Rates APY Vs.Others
Savings 0.50% 1.90% →
1-Year CD 1.50% 1.90% →
2-Year CD 2.00% 1.95% →
5-Year CD N.A. 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Planites is an NCUA insured institution located in Chicago, IL. It was founded in 1955 and has approximately $33.08 millions in assets.

NCUA Insured Yes
Charter Number # # 61643
Date Established 1955
Assets $33.08 million
Loans $13.82 million
Deposits $29.06 million
Capital $3.79 million
 

Field of Membership Restrictions

Membership is open to employees of HCSC, Hallmark, FDL, Dental Network and all other subsidiaries and affiliates of HCSC.

Deposit Rates - April 8, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.55% $500 $24,999 Learn MoreShow Less
3 Mo CD
0.55% $25,000 - Learn MoreShow Less
6 Mo CD
1.00% $500 $24,999 Learn MoreShow Less
6 Mo CD
1.00% $25,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $500 $24,999 Learn MoreShow Less

Loan Rates - April 8, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PLANITES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
3.500 %
$0 Learn More
More Info

Note to PLANITES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Planites branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Planites Locations


Financial Details

Planites Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Planites. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Planites U.S. Average
1.59% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Planites had $64,001 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,788,212 in net worth and $228,303 in loans loss reserves. That gives it a Texas Ratio of 1.59%.

Net Worth
Planites U.S. Average
11.45% 13.86%

Planites FCU has a net worth of 11.45% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Planites

Branches and Savings

What is Planites?

A federal credit union, registered with the NCUA under certificate #61643.
Learn more about credit unions here.

Is Planites FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Planites?

Please see Field of Membership information above for information on who is eligible to join.

What are Planites's share account and share certificate rates?

Planites's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Planites?

Planites has total capital of $3.79 million. Full information on Planites's financial position is located above.

Who owns Planites?

Credit Unions are owned by their members.

Where are Planites branches located?

See branch locations nearby.

Are Planites ATMs Open 24/7?

Do Planites ATMs accept cash deposits?

Can Planites customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Planites have a mobile app?

Does Planites have mobile deposit?

Does Planites have quick pay?

How can Planites transfer money to other banks or credit unions?

Does Planites report to credit bureaus?

Does Planites use Chexsystems?

Does Planites use Equifax?

What is Planites's toll free phone number?

What is Planites's ACH Routing Number?

What is Planites's SWIFT code?

Where can I find Planites's wire transfer form?

What is the Planites address for deposits?

What Products Does Planites Offer

Does Planites offer mortgages?

Compare mortgage rates here.

Does Planites offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Planites offer auto and RV loans?

Compare auto loan rates here.

Does Planites offer student loans or personal loans?

Compare personal loan rates here.

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