46 MAIN ST
Chicopee, MA 01020
Polish National is an NCUA insured institution located in Chicopee, MA. It was founded in 1921 and has approximately $620.04 millions in assets.
Who can join?
Individuals who live, work or attend school in Hampden, Hampshire, Berkshire and Franklin counties of Western Massachusetts are eligible to become members.
| NCUA Insured | Yes |
| Charter Number # | # 66597 |
| Date Established | 1921 |
| Assets | $620.04 million |
| Loans | $510.73 million |
| Deposits | $489.36 million |
| Capital | $77.69 million |
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $10 | - | Learn More |
|
Money Market
|
0.15% | $1,000 | $24,999 | Learn More |
|
Money Market
|
0.20% | $25,000 | $74,999 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
0.41% | $250 | - | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.10% | $500 | - | Learn More |
| 6 Mo CD
|
0.36% | $500 | - | Learn More |
| 12 Mo CD
|
0.41% | $500 | - | Learn More |
| 18 Mo CD
|
0.51% | $500 | - | Learn More |
| 24 Mo CD
|
0.71% | $500 | - | Learn More |
| 36 Mo CD
|
1.02% | $500 | - | Learn More |
| 48 Mo CD
|
1.17% | $500 | - | Learn More |
| 60 Mo CD
|
1.53% | $500 | - | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.10% | $10 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $10 | - | Learn More |
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for POLISH NATIONAL
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2890 License#: MC-3098 |
3.284% | 3.250% | 0.38 | $1,070 | $1,089 | Learn More |
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Figure Home Equity Line |
0.000 %
|
$0 |
Learn More
More Info |
Third Federal Savings and Loans |
3.740 %
|
$0 |
Learn More
More Info |
Note to POLISH NATIONAL
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Below are Polish National branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of Polish National. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Polish National | U.S. Average |
|---|---|
| 0.70% | 5.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2019, Polish National had $547,862 in non-current loans and $7,149 in owned assets. To cover these potential losses it had $77,694,625 in net worth and $1,696,937 in loans loss reserves. That gives it a Texas Ratio of 0.70%.
| Polish National | U.S. Average |
|---|---|
| 12.53% | 13.65% |
Polish National FCU has a net worth of 12.53% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #66597.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
Polish National has total capital of $77.69 million. Full information on Polish National's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
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