POTLATCH NO 1

1025 WARNER AVE
Lewiston, ID 83501

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2734
Date Established 1938
Assets $1,047.83 million
Loans $935.96 million
Deposits $942.98 million
Capital $100.19 million

Potlatch No 1 is an NCUA insured institution located in Lewiston, ID. It was founded in 1938 and has approximately $1047.83 millions in assets.

Who can join?

P1FCU is open to persons who:

Live in, regularly work, attend school, worship, perform volunteer services, participate in associations, are a business or other legal entity, or participate in programs to alleviate poverty or distress, in the following Idaho and Washington counties:
Asotin, Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce, Shoshone, Valley, Whitman.

You may also be eligible for membership if you are the spouse of a person who died while within the field of membership,

A member’s immediate family or household, or organization of such is also eligible for membership.

Field of Membership Restrictions

Membership in Potlatch No 1 Federal Credit Union is open to those who live, work, attend school, worship, perform volunteer services in, or participate in programs to alleviate poverty or distress in one of the following Idaho or Washington Counties: Asotin, Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce, Shoshone, Valley, Whitman.

Deposit Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $500 $9,999 Learn MoreShow Less
Money Market
0.60% $10,000 $99,999 Learn MoreShow Less
Premium Money Market Account
0.60% $10,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.55% $500 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $10,000 $99,999 Learn MoreShow Less
6 Mo CD
0.75% $100,000 - Learn MoreShow Less
2.55% $10,000 $99,999 Learn MoreShow Less
12 Mo CD
2.55% $100,000 - Learn MoreShow Less
2.65% $10,000 $99,999 Learn MoreShow Less
18 Mo CD
2.65% $100,000 - Learn MoreShow Less
2.75% $10,000 $99,999 Learn MoreShow Less
24 Mo CD
2.75% $100,000 - Learn MoreShow Less
36 Mo CD
3.15% $10,000 $99,999 Learn MoreShow Less
36 Mo CD
3.15% $100,000 - Learn MoreShow Less
48 Mo CD
3.25% $10,000 $99,999 Learn MoreShow Less
48 Mo CD
3.25% $100,000 - Learn MoreShow Less
60 Mo CD
3.35% $10,000 $99,999 Learn MoreShow Less
60 Mo CD
3.35% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $35 $9,999 Learn MoreShow Less

Loan Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for POTLATCH NO 1

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
4.146% 4.125% 0.25 $638 $1,212 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
PenFed Credit Union
NMLS ID: 401822
4.502% 4.375% 0.50 $3,750 $1,249 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to POTLATCH NO 1
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Potlatch No 1 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Potlatch No 1 Locations


Financial Details

Potlatch No 1 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Potlatch No 1. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Potlatch No 1 U.S. Average
9.41% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Potlatch No 1 had $9,034,044 in non-current loans and $1,032,150 in owned assets. To cover these potential losses it had $100,187,739 in net worth and $6,808,246 in loans loss reserves. That gives it a Texas Ratio of 9.41%.

Net Worth
Potlatch No 1 U.S. Average
9.56% 13.21%

Potlatch No 1 FCU has a net worth of 9.56% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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