POTLATCH NO 1

1025 WARNER AVE
Lewiston, ID 83501

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2734
Date Established 1938
Assets $1,047.83 million
Loans $935.96 million
Deposits $942.98 million
Capital $100.19 million

Potlatch No 1 is an NCUA insured institution located in Lewiston, ID. It was founded in 1938 and has approximately $1047.83 millions in assets.

Who can join?

P1FCU is open to persons who:

Live in, regularly work, attend school, worship, perform volunteer services, participate in associations, are a business or other legal entity, or participate in programs to alleviate poverty or distress, in the following Idaho and Washington counties:
Asotin, Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce, Shoshone, Valley, Whitman.

You may also be eligible for membership if you are the spouse of a person who died while within the field of membership,

A member’s immediate family or household, or organization of such is also eligible for membership.

Field of Membership Restrictions

Membership in Potlatch No 1 Federal Credit Union is open to those who live, work, attend school, worship, perform volunteer services in, or participate in programs to alleviate poverty or distress in one of the following Idaho or Washington Counties: Asotin, Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce, Shoshone, Valley, Whitman.

Deposit Rates - November 20, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $500 $9,999 Learn MoreShow Less
Money Market
0.60% $10,000 $99,999 Learn MoreShow Less
Premium Money Market Account
0.60% $10,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.55% $500 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $35 $9,999 Learn MoreShow Less

Loan Rates - November 20, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for POTLATCH NO 1

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.659% 4.625% 0.00 $1,117 $1,286 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.751% 4.750% 0.00 $30 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.500% 5.500% 0.00 $0 $1,420 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.49% $284 Learn More
Third Federal Savings and Loans 4.24% $246 Learn More

Note to POTLATCH NO 1
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Potlatch No 1 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Potlatch No 1 Locations

Financial Details

Potlatch No 1 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Potlatch No 1. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Potlatch No 1 U.S. Average
9.41% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Potlatch No 1 had $9,034,044 in non-current loans and $1,032,150 in owned assets. To cover these potential losses it had $100,187,739 in net worth and $6,808,246 in loans loss reserves. That gives it a Texas Ratio of 9.41%.

Net Worth
Potlatch No 1 U.S. Average
9.56% 13.21%

Potlatch No 1 FCU has a net worth of 9.56% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Potlatch No 1

What is Potlatch No 1?

A federal credit union, registered with the NCUA under certificate #2734.
Learn more about credit unions here.

Is Potlatch No 1 FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Potlatch No 1?

Please see Field of Membership information above for information on who is eligible to join.

What are Potlatch No 1's share account and share certificate rates?

Potlatch No 1's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Potlatch No 1?

Potlatch No 1 has total capital of $100.19 million. Full information on Potlatch No 1's financial position is located above.

Who owns Potlatch No 1?

Credit Unions are owned by their members.

Where are Potlatch No 1 branches located?

See branch locations nearby.

Are Potlatch No 1 ATMs Open 24/7?

Do Potlatch No 1 ATMs accept cash deposits?

Can Potlatch No 1 customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Potlatch No 1 have a mobile app?

Does Potlatch No 1 have mobile deposit?

Does Potlatch No 1 have quick pay?

How can Potlatch No 1 transfer money to other banks or credit unions?

Does Potlatch No 1 report to credit bureaus?

Does Potlatch No 1 use Chexsystems?

Does Potlatch No 1 use Equifax?

What is Potlatch No 1's toll free phone number?

What is Potlatch No 1's ACH Routing Number?

What is Potlatch No 1's SWIFT code?

Where can I find Potlatch No 1's wire transfer form?

What is the Potlatch No 1 address for deposits?

What Products Does Potlatch No 1 Offer

Does Potlatch No 1 offer mortgages?

Compare mortgage rates here.

Does Potlatch No 1 offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Potlatch No 1 offer auto and RV loans?

Compare auto loan rates here.

Does Potlatch No 1 offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Potlatch No 1

There are currently no comments for Potlatch No 1. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →