271 Union St
New Bedford, MA 02740
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Southcoast is an NCUA insured institution located in New Bedford, MA. It was founded in 1976 and has approximately $59.99 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 22426 |
| Date Established | 1976 |
| Assets | $59.99 million |
| Loans | $38.20 million |
| Deposits | $48.49 million |
| Capital | $7.16 million |
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.35% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.35% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.50% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.50% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Your Current Location: New York, NY 10116
There are currently no loan rates available for Southcoast
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Note to Southcoast
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Below are Southcoast branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 166.51 | A | View Lobby Hours | |
| 174.42 | B | View Lobby Hours | |
| 175.96 | C | View Lobby Hours | |
| 177.83 | D | View Lobby Hours | |
| 188.77 | E | View Lobby Hours |
SOUTHCOAST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Southcoast. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Southcoast | U.S. Average |
|---|---|
| 5.93% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Southcoast had $130,154 in non-current loans and $302,813 in owned assets. To cover these potential losses it had $7,160,919 in net worth and $139,360 in loans loss reserves. That gives it a Texas Ratio of 5.93%.
| Southcoast | U.S. Average |
|---|---|
| 11.94% | 14.48% |
Southcoast FCU has a net worth of 11.94% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 13, 2026
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Customer Reviews for Southcoast
1.0 out of 5 based on 2 ratings
Kbelken
September 19, 2020 |
Absolutely terrible customer service. Please don’t get any type of loan through them. It’s not worth the frustration.
Is this review helpful? Yes:0 / No: 0
Kbelken
September 14, 2020 |
This credit union has terrible service and customer support. Would to recommend getting any type of loan through them.
Is this review helpful? Yes:0 / No: 0
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