Star Choice Credit Union


Our records indicate that this credit union has been acquired by SHAREPOINT.


Headquarters

10750 France Ave S
Bloomington, MN 55431
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.50% 5.25% →
2-Year CD 0.60% 4.50% →
5-Year CD 0.95% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Star Choice is an NCUA insured institution located in Bloomington, MN. It was founded in 1931 and has approximately $88.59 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 64706
Date Established 1931
Assets $88.59 million
Loans $65.61 million
Deposits $81.63 million
Capital $6.56 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school, worship or volunteer in Hennepin County. Membership is also open to employees in the information media, print or advertising industry.

Deposit Rates - October 4, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
Premium Money Market Account
0.10% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
0.85% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.50% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 4, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Star Choice

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Foundation Home Loans, LLC
NMLS ID: 2559614
License#: MC-7844
5.997% 5.875% 1.00 $4,284 $1,893 Learn More
Watermark Capital
NMLS ID: 1838
6.011% 5.875% 1.00 $4,699 $1,893 Learn More
PenFed Credit Union
NMLS ID: 401822
6.186% 6.000% 1.00 $6,400 $1,919 Learn More
First Citizens Bank
NMLS ID: 503941
6.465% 6.375% 1.00 $3,030 $1,997 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Star Choice
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Star Choice branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Star Choice Locations around zip code 20146


BranchDistance Map View Lobby Hours

Star Choice Credit Union - Bloomington

929.27 A View Lobby Hours

Heritage

932.21 B View Lobby Hours


Climate Policy and Initiatives

STAR CHOICE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Star Choice Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Star Choice. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Star Choice U.S. Average
1.60% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Star Choice had $91,924 in non-current loans and $17,200 in owned assets. To cover these potential losses it had $6,559,886 in net worth and $256,485 in loans loss reserves. That gives it a Texas Ratio of 1.60%.

Net Worth
Star Choice U.S. Average
7.4% 13.93%

Star Choice FCU has a net worth of 7.4% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Star Choice

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