Summit Choice Federal Credit Union

Headquarters

3306 N Clinton St
Fort Wayne, IN 46805
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Notable Rates APY Vs.Others
Savings 0.20% 5.00% →
1-Year CD 0.30% 4.75% →
2-Year CD 0.50% 4.65% →
5-Year CD 0.80% 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Summit Choice is an NCUA insured institution located in Fort Wayne, IN. It was founded in 1974 and has approximately $206.61 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 21593
Date Established 1974
Assets $206.61 million
Loans $150.90 million
Deposits $179.46 million
Capital $26.00 million
 

Deposit Rates - October 7, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
18 Mo CD
0.30% $10,000 $14,999 Learn More
18 Mo CD
0.30% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.50% $10,000 $14,999 Learn More
30 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
0.80% $10,000 $14,999 Learn More
60 Mo CD
0.80% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.30% $1 $999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 7, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Summit Choice

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Arizona Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Summit Choice
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Branches

Below are Summit Choice branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona



Climate Policy and Initiatives

SUMMIT CHOICE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Summit Choice Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Summit Choice. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Summit Choice U.S. Average
3.94% 5.13

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2026, Summit Choice had $992,795 in non-current loans and $61,545 in owned assets. To cover these potential losses it had $26,000,922 in net worth and $790,836 in loans loss reserves. That gives it a Texas Ratio of 3.94%.

Net Worth
Summit Choice U.S. Average
12.58% 14.54%

Summit Choice FCU has a net worth of 12.58% versus the BestCashCow average of 14.54. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Summit Choice

5.0 out of 5 based on 1 rating


  • April 16, 2021 |

    CDs 12 Month Rates

    Steady and reliable


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Rate it here →

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