Home Equity Loan product from CITIZENS EQUITY FIRST - Amortization Schedule Calculator

Use the calculator below to calculate your monthly home equity payment for the loan from CITIZENS EQUITY FIRST. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.

Home Equity product from CITIZENS EQUITY FIRST

Interest Type: Fixed
Interest Rate: 6.990%
Term : 15 Years

Monthly Payment: $ 2,694.81
Date Principal Balance? Monthly Payment? Interest? Monthly Amortization?
09/05/2025 $299,052.69 $2,694.81 $1,747.50 $947.31
10/05/2025 $298,099.87 $2,694.81 $1,741.98 $952.83
11/05/2025 $297,141.49 $2,694.81 $1,736.43 $958.38
12/05/2025 $296,177.53 $2,694.81 $1,730.85 $963.96
01/05/2026 $295,207.96 $2,694.81 $1,725.23 $969.57
02/05/2026 $294,232.74 $2,694.81 $1,719.59 $975.22
03/05/2026 $293,251.83 $2,694.81 $1,713.91 $980.90
04/05/2026 $292,265.22 $2,694.81 $1,708.19 $986.62
05/05/2026 $291,272.86 $2,694.81 $1,702.44 $992.36
06/05/2026 $290,274.71 $2,694.81 $1,696.66 $998.14
07/05/2026 $289,270.75 $2,694.81 $1,690.85 $1,003.96
08/05/2026 $288,260.95 $2,694.81 $1,685.00 $1,009.81
09/05/2026 $287,245.26 $2,694.81 $1,679.12 $1,015.69
10/05/2026 $286,223.66 $2,694.81 $1,673.20 $1,021.60
11/05/2026 $285,196.10 $2,694.81 $1,667.25 $1,027.56
12/05/2026 $284,162.56 $2,694.81 $1,661.27 $1,033.54
01/05/2027 $283,123.00 $2,694.81 $1,655.25 $1,039.56
02/05/2027 $282,077.38 $2,694.81 $1,649.19 $1,045.62
03/05/2027 $281,025.68 $2,694.81 $1,643.10 $1,051.71
04/05/2027 $279,967.84 $2,694.81 $1,636.97 $1,057.83
05/05/2027 $278,903.85 $2,694.81 $1,630.81 $1,064.00
06/05/2027 $277,833.65 $2,694.81 $1,624.61 $1,070.19
07/05/2027 $276,757.23 $2,694.81 $1,618.38 $1,076.43
08/05/2027 $275,674.53 $2,694.81 $1,612.11 $1,082.70
09/05/2027 $274,585.53 $2,694.81 $1,605.80 $1,089.00
10/05/2027 $273,490.18 $2,694.81 $1,599.46 $1,095.35
11/05/2027 $272,388.45 $2,694.81 $1,593.08 $1,101.73
12/05/2027 $271,280.31 $2,694.81 $1,586.66 $1,108.15
01/05/2028 $270,165.71 $2,694.81 $1,580.21 $1,114.60
02/05/2028 $269,044.61 $2,694.81 $1,573.72 $1,121.09
03/05/2028 $267,916.99 $2,694.81 $1,567.18 $1,127.62
04/05/2028 $266,782.80 $2,694.81 $1,560.62 $1,134.19
05/05/2028 $265,642.00 $2,694.81 $1,554.01 $1,140.80
06/05/2028 $264,494.56 $2,694.81 $1,547.36 $1,147.44
07/05/2028 $263,340.43 $2,694.81 $1,540.68 $1,154.13
08/05/2028 $262,179.58 $2,694.81 $1,533.96 $1,160.85
09/05/2028 $261,011.97 $2,694.81 $1,527.20 $1,167.61
10/05/2028 $259,837.56 $2,694.81 $1,520.39 $1,174.41
11/05/2028 $258,656.30 $2,694.81 $1,513.55 $1,181.25
12/05/2028 $257,468.17 $2,694.81 $1,506.67 $1,188.13
01/05/2029 $256,273.11 $2,694.81 $1,499.75 $1,195.06
02/05/2029 $255,071.10 $2,694.81 $1,492.79 $1,202.02
03/05/2029 $253,862.08 $2,694.81 $1,485.79 $1,209.02
04/05/2029 $252,646.02 $2,694.81 $1,478.75 $1,216.06
05/05/2029 $251,422.87 $2,694.81 $1,471.66 $1,223.14
06/05/2029 $250,192.60 $2,694.81 $1,464.54 $1,230.27
07/05/2029 $248,955.16 $2,694.81 $1,457.37 $1,237.44
08/05/2029 $247,710.52 $2,694.81 $1,450.16 $1,244.64
09/05/2029 $246,458.63 $2,694.81 $1,442.91 $1,251.89
10/05/2029 $245,199.44 $2,694.81 $1,435.62 $1,259.19
11/05/2029 $243,932.92 $2,694.81 $1,428.29 $1,266.52
12/05/2029 $242,659.02 $2,694.81 $1,420.91 $1,273.90
01/05/2030 $241,377.70 $2,694.81 $1,413.49 $1,281.32
02/05/2030 $240,088.92 $2,694.81 $1,406.03 $1,288.78
03/05/2030 $238,792.63 $2,694.81 $1,398.52 $1,296.29
04/05/2030 $237,488.79 $2,694.81 $1,390.97 $1,303.84
05/05/2030 $236,177.35 $2,694.81 $1,383.37 $1,311.44
06/05/2030 $234,858.28 $2,694.81 $1,375.73 $1,319.07
07/05/2030 $233,531.52 $2,694.81 $1,368.05 $1,326.76
08/05/2030 $232,197.03 $2,694.81 $1,360.32 $1,334.49
09/05/2030 $230,854.77 $2,694.81 $1,352.55 $1,342.26
10/05/2030 $229,504.69 $2,694.81 $1,344.73 $1,350.08
11/05/2030 $228,146.75 $2,694.81 $1,336.86 $1,357.94
12/05/2030 $226,780.90 $2,694.81 $1,328.95 $1,365.85
01/05/2031 $225,407.09 $2,694.81 $1,321.00 $1,373.81
02/05/2031 $224,025.28 $2,694.81 $1,313.00 $1,381.81
03/05/2031 $222,635.42 $2,694.81 $1,304.95 $1,389.86
04/05/2031 $221,237.46 $2,694.81 $1,296.85 $1,397.96
05/05/2031 $219,831.36 $2,694.81 $1,288.71 $1,406.10
06/05/2031 $218,417.07 $2,694.81 $1,280.52 $1,414.29
07/05/2031 $216,994.54 $2,694.81 $1,272.28 $1,422.53
08/05/2031 $215,563.73 $2,694.81 $1,263.99 $1,430.81
09/05/2031 $214,124.58 $2,694.81 $1,255.66 $1,439.15
10/05/2031 $212,677.04 $2,694.81 $1,247.28 $1,447.53
11/05/2031 $211,221.08 $2,694.81 $1,238.84 $1,455.96
12/05/2031 $209,756.64 $2,694.81 $1,230.36 $1,464.45
01/05/2032 $208,283.66 $2,694.81 $1,221.83 $1,472.98
02/05/2032 $206,802.10 $2,694.81 $1,213.25 $1,481.56
03/05/2032 $205,311.92 $2,694.81 $1,204.62 $1,490.19
04/05/2032 $203,813.05 $2,694.81 $1,195.94 $1,498.87
05/05/2032 $202,305.46 $2,694.81 $1,187.21 $1,507.60
06/05/2032 $200,789.08 $2,694.81 $1,178.43 $1,516.38
07/05/2032 $199,263.87 $2,694.81 $1,169.60 $1,525.21
08/05/2032 $197,729.77 $2,694.81 $1,160.71 $1,534.10
09/05/2032 $196,186.74 $2,694.81 $1,151.78 $1,543.03
10/05/2032 $194,634.72 $2,694.81 $1,142.79 $1,552.02
11/05/2032 $193,073.66 $2,694.81 $1,133.75 $1,561.06
12/05/2032 $191,503.50 $2,694.81 $1,124.65 $1,570.15
01/05/2033 $189,924.20 $2,694.81 $1,115.51 $1,579.30
02/05/2033 $188,335.70 $2,694.81 $1,106.31 $1,588.50
03/05/2033 $186,737.95 $2,694.81 $1,097.06 $1,597.75
04/05/2033 $185,130.89 $2,694.81 $1,087.75 $1,607.06
05/05/2033 $183,514.47 $2,694.81 $1,078.39 $1,616.42
06/05/2033 $181,888.64 $2,694.81 $1,068.97 $1,625.84
07/05/2033 $180,253.33 $2,694.81 $1,059.50 $1,635.31
08/05/2033 $178,608.50 $2,694.81 $1,049.98 $1,644.83
09/05/2033 $176,954.08 $2,694.81 $1,040.39 $1,654.41
10/05/2033 $175,290.03 $2,694.81 $1,030.76 $1,664.05
11/05/2033 $173,616.29 $2,694.81 $1,021.06 $1,673.74
12/05/2033 $171,932.80 $2,694.81 $1,011.31 $1,683.49
01/05/2034 $170,239.50 $2,694.81 $1,001.51 $1,693.30
02/05/2034 $168,536.34 $2,694.81 $991.65 $1,703.16
03/05/2034 $166,823.25 $2,694.81 $981.72 $1,713.08
04/05/2034 $165,100.19 $2,694.81 $971.75 $1,723.06
05/05/2034 $163,367.09 $2,694.81 $961.71 $1,733.10
06/05/2034 $161,623.90 $2,694.81 $951.61 $1,743.19
07/05/2034 $159,870.55 $2,694.81 $941.46 $1,753.35
08/05/2034 $158,106.98 $2,694.81 $931.25 $1,763.56
09/05/2034 $156,333.15 $2,694.81 $920.97 $1,773.83
10/05/2034 $154,548.98 $2,694.81 $910.64 $1,784.17
11/05/2034 $152,754.42 $2,694.81 $900.25 $1,794.56
12/05/2034 $150,949.41 $2,694.81 $889.79 $1,805.01
01/05/2035 $149,133.88 $2,694.81 $879.28 $1,815.53
02/05/2035 $147,307.78 $2,694.81 $868.70 $1,826.10
03/05/2035 $145,471.04 $2,694.81 $858.07 $1,836.74
04/05/2035 $143,623.60 $2,694.81 $847.37 $1,847.44
05/05/2035 $141,765.40 $2,694.81 $836.61 $1,858.20
06/05/2035 $139,896.38 $2,694.81 $825.78 $1,869.02
07/05/2035 $138,016.46 $2,694.81 $814.90 $1,879.91
08/05/2035 $136,125.60 $2,694.81 $803.95 $1,890.86
09/05/2035 $134,223.73 $2,694.81 $792.93 $1,901.88
10/05/2035 $132,310.77 $2,694.81 $781.85 $1,912.95
11/05/2035 $130,386.67 $2,694.81 $770.71 $1,924.10
12/05/2035 $128,451.37 $2,694.81 $759.50 $1,935.31
01/05/2036 $126,504.79 $2,694.81 $748.23 $1,946.58
02/05/2036 $124,546.87 $2,694.81 $736.89 $1,957.92
03/05/2036 $122,577.55 $2,694.81 $725.49 $1,969.32
04/05/2036 $120,596.76 $2,694.81 $714.01 $1,980.79
05/05/2036 $118,604.42 $2,694.81 $702.48 $1,992.33
06/05/2036 $116,600.49 $2,694.81 $690.87 $2,003.94
07/05/2036 $114,584.88 $2,694.81 $679.20 $2,015.61
08/05/2036 $112,557.53 $2,694.81 $667.46 $2,027.35
09/05/2036 $110,518.37 $2,694.81 $655.65 $2,039.16
10/05/2036 $108,467.33 $2,694.81 $643.77 $2,051.04
11/05/2036 $106,404.34 $2,694.81 $631.82 $2,062.99
12/05/2036 $104,329.34 $2,694.81 $619.81 $2,075.00
01/05/2037 $102,242.25 $2,694.81 $607.72 $2,087.09
02/05/2037 $100,143.00 $2,694.81 $595.56 $2,099.25
03/05/2037 $98,031.53 $2,694.81 $583.33 $2,111.47
04/05/2037 $95,907.75 $2,694.81 $571.03 $2,123.77
05/05/2037 $93,771.61 $2,694.81 $558.66 $2,136.15
06/05/2037 $91,623.02 $2,694.81 $546.22 $2,148.59
07/05/2037 $89,461.92 $2,694.81 $533.70 $2,161.10
08/05/2037 $87,288.22 $2,694.81 $521.12 $2,173.69
09/05/2037 $85,101.87 $2,694.81 $508.45 $2,186.35
10/05/2037 $82,902.78 $2,694.81 $495.72 $2,199.09
11/05/2037 $80,690.88 $2,694.81 $482.91 $2,211.90
12/05/2037 $78,466.10 $2,694.81 $470.02 $2,224.78
01/05/2038 $76,228.35 $2,694.81 $457.07 $2,237.74
02/05/2038 $73,977.58 $2,694.81 $444.03 $2,250.78
03/05/2038 $71,713.69 $2,694.81 $430.92 $2,263.89
04/05/2038 $69,436.61 $2,694.81 $417.73 $2,277.08
05/05/2038 $67,146.27 $2,694.81 $404.47 $2,290.34
06/05/2038 $64,842.59 $2,694.81 $391.13 $2,303.68
07/05/2038 $62,525.49 $2,694.81 $377.71 $2,317.10
08/05/2038 $60,194.90 $2,694.81 $364.21 $2,330.60
09/05/2038 $57,850.72 $2,694.81 $350.64 $2,344.17
10/05/2038 $55,492.90 $2,694.81 $336.98 $2,357.83
11/05/2038 $53,121.33 $2,694.81 $323.25 $2,371.56
12/05/2038 $50,735.96 $2,694.81 $309.43 $2,385.38
01/05/2039 $48,336.69 $2,694.81 $295.54 $2,399.27
02/05/2039 $45,923.44 $2,694.81 $281.56 $2,413.25
03/05/2039 $43,496.14 $2,694.81 $267.50 $2,427.30
04/05/2039 $41,054.69 $2,694.81 $253.36 $2,441.44
05/05/2039 $38,599.03 $2,694.81 $239.14 $2,455.66
06/05/2039 $36,129.06 $2,694.81 $224.84 $2,469.97
07/05/2039 $33,644.71 $2,694.81 $210.45 $2,484.36
08/05/2039 $31,145.88 $2,694.81 $195.98 $2,498.83
09/05/2039 $28,632.49 $2,694.81 $181.42 $2,513.38
10/05/2039 $26,104.47 $2,694.81 $166.78 $2,528.02
11/05/2039 $23,561.72 $2,694.81 $152.06 $2,542.75
12/05/2039 $21,004.16 $2,694.81 $137.25 $2,557.56
01/05/2040 $18,431.70 $2,694.81 $122.35 $2,572.46
02/05/2040 $15,844.26 $2,694.81 $107.36 $2,587.44
03/05/2040 $13,241.74 $2,694.81 $92.29 $2,602.52
04/05/2040 $10,624.07 $2,694.81 $77.13 $2,617.67
05/05/2040 $7,991.15 $2,694.81 $61.89 $2,632.92
06/05/2040 $5,342.89 $2,694.81 $46.55 $2,648.26
07/05/2040 $2,679.20 $2,694.81 $31.12 $2,663.69
08/05/2040 $0.00 $2,694.81 $15.61 $2,679.20
TOTAL: - $485,065.42 $185,065.42 $300,000.00

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