Mortgage Product from PenFed Credit Union - Amortization Schedule Calculator
Use the calculator below to calculate your monthly mortgage payment. You can adjust loan amount, interest rate, and mortgage term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Mortgage product from PenFed Credit Union
Interest Rate: 5.875%
Monthly Payment: $
4,655.59
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 12/04/2025 | $316,911.08 | $4,655.59 | $1,566.67 | $3,088.92 |
| 01/04/2026 | $313,807.04 | $4,655.59 | $1,551.54 | $3,104.04 |
| 02/04/2026 | $310,687.80 | $4,655.59 | $1,536.35 | $3,119.24 |
| 03/04/2026 | $307,553.29 | $4,655.59 | $1,521.08 | $3,134.51 |
| 04/04/2026 | $304,403.44 | $4,655.59 | $1,505.73 | $3,149.86 |
| 05/04/2026 | $301,238.16 | $4,655.59 | $1,490.31 | $3,165.28 |
| 06/04/2026 | $298,057.39 | $4,655.59 | $1,474.81 | $3,180.77 |
| 07/04/2026 | $294,861.04 | $4,655.59 | $1,459.24 | $3,196.35 |
| 08/04/2026 | $291,649.05 | $4,655.59 | $1,443.59 | $3,211.99 |
| 09/04/2026 | $288,421.33 | $4,655.59 | $1,427.87 | $3,227.72 |
| 10/04/2026 | $285,177.80 | $4,655.59 | $1,412.06 | $3,243.52 |
| 11/04/2026 | $281,918.40 | $4,655.59 | $1,396.18 | $3,259.40 |
| 12/04/2026 | $278,643.04 | $4,655.59 | $1,380.23 | $3,275.36 |
| 01/04/2027 | $275,351.65 | $4,655.59 | $1,364.19 | $3,291.40 |
| 02/04/2027 | $272,044.14 | $4,655.59 | $1,348.08 | $3,307.51 |
| 03/04/2027 | $268,720.43 | $4,655.59 | $1,331.88 | $3,323.70 |
| 04/04/2027 | $265,380.46 | $4,655.59 | $1,315.61 | $3,339.97 |
| 05/04/2027 | $262,024.13 | $4,655.59 | $1,299.26 | $3,356.33 |
| 06/04/2027 | $258,651.37 | $4,655.59 | $1,282.83 | $3,372.76 |
| 07/04/2027 | $255,262.10 | $4,655.59 | $1,266.31 | $3,389.27 |
| 08/04/2027 | $251,856.24 | $4,655.59 | $1,249.72 | $3,405.86 |
| 09/04/2027 | $248,433.70 | $4,655.59 | $1,233.05 | $3,422.54 |
| 10/04/2027 | $244,994.40 | $4,655.59 | $1,216.29 | $3,439.30 |
| 11/04/2027 | $241,538.27 | $4,655.59 | $1,199.45 | $3,456.13 |
| 12/04/2027 | $238,065.21 | $4,655.59 | $1,182.53 | $3,473.05 |
| 01/04/2028 | $234,575.16 | $4,655.59 | $1,165.53 | $3,490.06 |
| 02/04/2028 | $231,068.01 | $4,655.59 | $1,148.44 | $3,507.14 |
| 03/04/2028 | $227,543.70 | $4,655.59 | $1,131.27 | $3,524.31 |
| 04/04/2028 | $224,002.13 | $4,655.59 | $1,114.02 | $3,541.57 |
| 05/04/2028 | $220,443.22 | $4,655.59 | $1,096.68 | $3,558.91 |
| 06/04/2028 | $216,866.89 | $4,655.59 | $1,079.25 | $3,576.33 |
| 07/04/2028 | $213,273.05 | $4,655.59 | $1,061.74 | $3,593.84 |
| 08/04/2028 | $209,661.61 | $4,655.59 | $1,044.15 | $3,611.44 |
| 09/04/2028 | $206,032.49 | $4,655.59 | $1,026.47 | $3,629.12 |
| 10/04/2028 | $202,385.61 | $4,655.59 | $1,008.70 | $3,646.88 |
| 11/04/2028 | $198,720.87 | $4,655.59 | $990.85 | $3,664.74 |
| 12/04/2028 | $195,038.19 | $4,655.59 | $972.90 | $3,682.68 |
| 01/04/2029 | $191,337.48 | $4,655.59 | $954.87 | $3,700.71 |
| 02/04/2029 | $187,618.65 | $4,655.59 | $936.76 | $3,718.83 |
| 03/04/2029 | $183,881.61 | $4,655.59 | $918.55 | $3,737.04 |
| 04/04/2029 | $180,126.28 | $4,655.59 | $900.25 | $3,755.33 |
| 05/04/2029 | $176,352.57 | $4,655.59 | $881.87 | $3,773.72 |
| 06/04/2029 | $172,560.37 | $4,655.59 | $863.39 | $3,792.19 |
| 07/04/2029 | $168,749.61 | $4,655.59 | $844.83 | $3,810.76 |
| 08/04/2029 | $164,920.20 | $4,655.59 | $826.17 | $3,829.42 |
| 09/04/2029 | $161,072.04 | $4,655.59 | $807.42 | $3,848.16 |
| 10/04/2029 | $157,205.03 | $4,655.59 | $788.58 | $3,867.00 |
| 11/04/2029 | $153,319.10 | $4,655.59 | $769.65 | $3,885.94 |
| 12/04/2029 | $149,414.14 | $4,655.59 | $750.62 | $3,904.96 |
| 01/04/2030 | $145,490.06 | $4,655.59 | $731.51 | $3,924.08 |
| 02/04/2030 | $141,546.77 | $4,655.59 | $712.30 | $3,943.29 |
| 03/04/2030 | $137,584.17 | $4,655.59 | $692.99 | $3,962.60 |
| 04/04/2030 | $133,602.18 | $4,655.59 | $673.59 | $3,982.00 |
| 05/04/2030 | $129,600.68 | $4,655.59 | $654.09 | $4,001.49 |
| 06/04/2030 | $125,579.60 | $4,655.59 | $634.50 | $4,021.08 |
| 07/04/2030 | $121,538.83 | $4,655.59 | $614.82 | $4,040.77 |
| 08/04/2030 | $117,478.28 | $4,655.59 | $595.03 | $4,060.55 |
| 09/04/2030 | $113,397.85 | $4,655.59 | $575.15 | $4,080.43 |
| 10/04/2030 | $109,297.44 | $4,655.59 | $555.18 | $4,100.41 |
| 11/04/2030 | $105,176.96 | $4,655.59 | $535.10 | $4,120.48 |
| 12/04/2030 | $101,036.30 | $4,655.59 | $514.93 | $4,140.66 |
| 01/04/2031 | $96,875.38 | $4,655.59 | $494.66 | $4,160.93 |
| 02/04/2031 | $92,694.08 | $4,655.59 | $474.29 | $4,181.30 |
| 03/04/2031 | $88,492.31 | $4,655.59 | $453.81 | $4,201.77 |
| 04/04/2031 | $84,269.96 | $4,655.59 | $433.24 | $4,222.34 |
| 05/04/2031 | $80,026.95 | $4,655.59 | $412.57 | $4,243.01 |
| 06/04/2031 | $75,763.16 | $4,655.59 | $391.80 | $4,263.79 |
| 07/04/2031 | $71,478.50 | $4,655.59 | $370.92 | $4,284.66 |
| 08/04/2031 | $67,172.86 | $4,655.59 | $349.95 | $4,305.64 |
| 09/04/2031 | $62,846.15 | $4,655.59 | $328.87 | $4,326.72 |
| 10/04/2031 | $58,498.24 | $4,655.59 | $307.68 | $4,347.90 |
| 11/04/2031 | $54,129.06 | $4,655.59 | $286.40 | $4,369.19 |
| 12/04/2031 | $49,738.48 | $4,655.59 | $265.01 | $4,390.58 |
| 01/04/2032 | $45,326.40 | $4,655.59 | $243.51 | $4,412.07 |
| 02/04/2032 | $40,892.73 | $4,655.59 | $221.91 | $4,433.67 |
| 03/04/2032 | $36,437.35 | $4,655.59 | $200.20 | $4,455.38 |
| 04/04/2032 | $31,960.15 | $4,655.59 | $178.39 | $4,477.19 |
| 05/04/2032 | $27,461.04 | $4,655.59 | $156.47 | $4,499.11 |
| 06/04/2032 | $22,939.90 | $4,655.59 | $134.44 | $4,521.14 |
| 07/04/2032 | $18,396.62 | $4,655.59 | $112.31 | $4,543.28 |
| 08/04/2032 | $13,831.11 | $4,655.59 | $90.07 | $4,565.52 |
| 09/04/2032 | $9,243.24 | $4,655.59 | $67.71 | $4,587.87 |
| 10/04/2032 | $4,632.90 | $4,655.59 | $45.25 | $4,610.33 |
| 11/04/2032 | $0.00 | $4,655.59 | $22.68 | $4,632.90 |
| TOTAL: | - | $391,069.16 | $71,069.16 | $320,000.00 |
Change options for different scenario in the form below:
Featured - 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 1907 |
0.000% |
0.000%
0.00 points $0 fees |
$0 | Learn More |
NMLS ID: 2059741 |
5.921% |
5.875%
0.50 points $1,587 fees |
$1,893 | Learn More |
NMLS ID: 1025894 |
6.223% |
6.125%
0.88 points $3,353 fees |
$1,945 | Learn More |
NMLS ID: 6606 |
6.330% |
6.240%
1.00 points $3,037 fees |
$1,969 | Learn More |