Mortgage product from Institution for Savings in Newburyport and Its Vicinity - Amortization Schedule Calculator
Use the calculator below to calculate your monthly mortgage payment. You can adjust loan amount, interest rate, and mortgage term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Mortgage product from Institution for Savings in Newburyport and Its Vicinity
Interest Type: Fixed
Interest Rate: 5.570%
Monthly Payment: $
1,660.43
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 06/04/2025 | $239,453.57 | $1,660.43 | $1,114.00 | $546.43 |
| 07/04/2025 | $238,904.60 | $1,660.43 | $1,111.46 | $548.97 |
| 08/04/2025 | $238,353.08 | $1,660.43 | $1,108.92 | $551.52 |
| 09/04/2025 | $237,799.00 | $1,660.43 | $1,106.36 | $554.08 |
| 10/04/2025 | $237,242.36 | $1,660.43 | $1,103.78 | $556.65 |
| 11/04/2025 | $236,683.12 | $1,660.43 | $1,101.20 | $559.23 |
| 12/04/2025 | $236,121.29 | $1,660.43 | $1,098.60 | $561.83 |
| 01/04/2026 | $235,556.86 | $1,660.43 | $1,096.00 | $564.44 |
| 02/04/2026 | $234,989.80 | $1,660.43 | $1,093.38 | $567.06 |
| 03/04/2026 | $234,420.11 | $1,660.43 | $1,090.74 | $569.69 |
| 04/04/2026 | $233,847.78 | $1,660.43 | $1,088.10 | $572.33 |
| 05/04/2026 | $233,272.79 | $1,660.43 | $1,085.44 | $574.99 |
| 06/04/2026 | $232,695.13 | $1,660.43 | $1,082.77 | $577.66 |
| 07/04/2026 | $232,114.80 | $1,660.43 | $1,080.09 | $580.34 |
| 08/04/2026 | $231,531.76 | $1,660.43 | $1,077.40 | $583.03 |
| 09/04/2026 | $230,946.02 | $1,660.43 | $1,074.69 | $585.74 |
| 10/04/2026 | $230,357.57 | $1,660.43 | $1,071.97 | $588.46 |
| 11/04/2026 | $229,766.38 | $1,660.43 | $1,069.24 | $591.19 |
| 12/04/2026 | $229,172.44 | $1,660.43 | $1,066.50 | $593.93 |
| 01/04/2027 | $228,575.75 | $1,660.43 | $1,063.74 | $596.69 |
| 02/04/2027 | $227,976.29 | $1,660.43 | $1,060.97 | $599.46 |
| 03/04/2027 | $227,374.05 | $1,660.43 | $1,058.19 | $602.24 |
| 04/04/2027 | $226,769.01 | $1,660.43 | $1,055.39 | $605.04 |
| 05/04/2027 | $226,161.16 | $1,660.43 | $1,052.59 | $607.85 |
| 06/04/2027 | $225,550.50 | $1,660.43 | $1,049.76 | $610.67 |
| 07/04/2027 | $224,936.99 | $1,660.43 | $1,046.93 | $613.50 |
| 08/04/2027 | $224,320.64 | $1,660.43 | $1,044.08 | $616.35 |
| 09/04/2027 | $223,701.43 | $1,660.43 | $1,041.22 | $619.21 |
| 10/04/2027 | $223,079.35 | $1,660.43 | $1,038.35 | $622.09 |
| 11/04/2027 | $222,454.38 | $1,660.43 | $1,035.46 | $624.97 |
| 12/04/2027 | $221,826.50 | $1,660.43 | $1,032.56 | $627.87 |
| 01/04/2028 | $221,195.71 | $1,660.43 | $1,029.64 | $630.79 |
| 02/04/2028 | $220,562.00 | $1,660.43 | $1,026.72 | $633.72 |
| 03/04/2028 | $219,925.34 | $1,660.43 | $1,023.78 | $636.66 |
| 04/04/2028 | $219,285.73 | $1,660.43 | $1,020.82 | $639.61 |
| 05/04/2028 | $218,643.15 | $1,660.43 | $1,017.85 | $642.58 |
| 06/04/2028 | $217,997.58 | $1,660.43 | $1,014.87 | $645.56 |
| 07/04/2028 | $217,349.02 | $1,660.43 | $1,011.87 | $648.56 |
| 08/04/2028 | $216,697.45 | $1,660.43 | $1,008.86 | $651.57 |
| 09/04/2028 | $216,042.86 | $1,660.43 | $1,005.84 | $654.60 |
| 10/04/2028 | $215,385.22 | $1,660.43 | $1,002.80 | $657.63 |
| 11/04/2028 | $214,724.54 | $1,660.43 | $999.75 | $660.69 |
| 12/04/2028 | $214,060.79 | $1,660.43 | $996.68 | $663.75 |
| 01/04/2029 | $213,393.95 | $1,660.43 | $993.60 | $666.83 |
| 02/04/2029 | $212,724.02 | $1,660.43 | $990.50 | $669.93 |
| 03/04/2029 | $212,050.98 | $1,660.43 | $987.39 | $673.04 |
| 04/04/2029 | $211,374.82 | $1,660.43 | $984.27 | $676.16 |
| 05/04/2029 | $210,695.52 | $1,660.43 | $981.13 | $679.30 |
| 06/04/2029 | $210,013.07 | $1,660.43 | $977.98 | $682.45 |
| 07/04/2029 | $209,327.44 | $1,660.43 | $974.81 | $685.62 |
| 08/04/2029 | $208,638.64 | $1,660.43 | $971.63 | $688.80 |
| 09/04/2029 | $207,946.64 | $1,660.43 | $968.43 | $692.00 |
| 10/04/2029 | $207,251.42 | $1,660.43 | $965.22 | $695.21 |
| 11/04/2029 | $206,552.98 | $1,660.43 | $961.99 | $698.44 |
| 12/04/2029 | $205,851.30 | $1,660.43 | $958.75 | $701.68 |
| 01/04/2030 | $205,146.36 | $1,660.43 | $955.49 | $704.94 |
| 02/04/2030 | $204,438.15 | $1,660.43 | $952.22 | $708.21 |
| 03/04/2030 | $203,726.65 | $1,660.43 | $948.93 | $711.50 |
| 04/04/2030 | $203,011.85 | $1,660.43 | $945.63 | $714.80 |
| 05/04/2030 | $202,293.73 | $1,660.43 | $942.31 | $718.12 |
| 06/04/2030 | $201,572.28 | $1,660.43 | $938.98 | $721.45 |
| 07/04/2030 | $200,847.48 | $1,660.43 | $935.63 | $724.80 |
| 08/04/2030 | $200,119.31 | $1,660.43 | $932.27 | $728.17 |
| 09/04/2030 | $199,387.77 | $1,660.43 | $928.89 | $731.55 |
| 10/04/2030 | $198,652.83 | $1,660.43 | $925.49 | $734.94 |
| 11/04/2030 | $197,914.47 | $1,660.43 | $922.08 | $738.35 |
| 12/04/2030 | $197,172.69 | $1,660.43 | $918.65 | $741.78 |
| 01/04/2031 | $196,427.47 | $1,660.43 | $915.21 | $745.22 |
| 02/04/2031 | $195,678.79 | $1,660.43 | $911.75 | $748.68 |
| 03/04/2031 | $194,926.63 | $1,660.43 | $908.28 | $752.16 |
| 04/04/2031 | $194,170.99 | $1,660.43 | $904.78 | $755.65 |
| 05/04/2031 | $193,411.83 | $1,660.43 | $901.28 | $759.16 |
| 06/04/2031 | $192,649.15 | $1,660.43 | $897.75 | $762.68 |
| 07/04/2031 | $191,882.93 | $1,660.43 | $894.21 | $766.22 |
| 08/04/2031 | $191,113.16 | $1,660.43 | $890.66 | $769.78 |
| 09/04/2031 | $190,339.81 | $1,660.43 | $887.08 | $773.35 |
| 10/04/2031 | $189,562.87 | $1,660.43 | $883.49 | $776.94 |
| 11/04/2031 | $188,782.32 | $1,660.43 | $879.89 | $780.54 |
| 12/04/2031 | $187,998.15 | $1,660.43 | $876.26 | $784.17 |
| 01/04/2032 | $187,210.35 | $1,660.43 | $872.62 | $787.81 |
| 02/04/2032 | $186,418.88 | $1,660.43 | $868.97 | $791.46 |
| 03/04/2032 | $185,623.74 | $1,660.43 | $865.29 | $795.14 |
| 04/04/2032 | $184,824.92 | $1,660.43 | $861.60 | $798.83 |
| 05/04/2032 | $184,022.38 | $1,660.43 | $857.90 | $802.54 |
| 06/04/2032 | $183,216.12 | $1,660.43 | $854.17 | $806.26 |
| 07/04/2032 | $182,406.11 | $1,660.43 | $850.43 | $810.00 |
| 08/04/2032 | $181,592.35 | $1,660.43 | $846.67 | $813.76 |
| 09/04/2032 | $180,774.81 | $1,660.43 | $842.89 | $817.54 |
| 10/04/2032 | $179,953.47 | $1,660.43 | $839.10 | $821.34 |
| 11/04/2032 | $179,128.32 | $1,660.43 | $835.28 | $825.15 |
| 12/04/2032 | $178,299.34 | $1,660.43 | $831.45 | $828.98 |
| 01/04/2033 | $177,466.52 | $1,660.43 | $827.61 | $832.83 |
| 02/04/2033 | $176,629.82 | $1,660.43 | $823.74 | $836.69 |
| 03/04/2033 | $175,789.25 | $1,660.43 | $819.86 | $840.58 |
| 04/04/2033 | $174,944.77 | $1,660.43 | $815.96 | $844.48 |
| 05/04/2033 | $174,096.37 | $1,660.43 | $812.04 | $848.40 |
| 06/04/2033 | $173,244.04 | $1,660.43 | $808.10 | $852.34 |
| 07/04/2033 | $172,387.75 | $1,660.43 | $804.14 | $856.29 |
| 08/04/2033 | $171,527.48 | $1,660.43 | $800.17 | $860.27 |
| 09/04/2033 | $170,663.22 | $1,660.43 | $796.17 | $864.26 |
| 10/04/2033 | $169,794.95 | $1,660.43 | $792.16 | $868.27 |
| 11/04/2033 | $168,922.65 | $1,660.43 | $788.13 | $872.30 |
| 12/04/2033 | $168,046.30 | $1,660.43 | $784.08 | $876.35 |
| 01/04/2034 | $167,165.88 | $1,660.43 | $780.01 | $880.42 |
| 02/04/2034 | $166,281.38 | $1,660.43 | $775.93 | $884.50 |
| 03/04/2034 | $165,392.77 | $1,660.43 | $771.82 | $888.61 |
| 04/04/2034 | $164,500.03 | $1,660.43 | $767.70 | $892.73 |
| 05/04/2034 | $163,603.16 | $1,660.43 | $763.55 | $896.88 |
| 06/04/2034 | $162,702.12 | $1,660.43 | $759.39 | $901.04 |
| 07/04/2034 | $161,796.89 | $1,660.43 | $755.21 | $905.22 |
| 08/04/2034 | $160,887.47 | $1,660.43 | $751.01 | $909.43 |
| 09/04/2034 | $159,973.82 | $1,660.43 | $746.79 | $913.65 |
| 10/04/2034 | $159,055.93 | $1,660.43 | $742.55 | $917.89 |
| 11/04/2034 | $158,133.78 | $1,660.43 | $738.28 | $922.15 |
| 12/04/2034 | $157,207.36 | $1,660.43 | $734.00 | $926.43 |
| 01/04/2035 | $156,276.63 | $1,660.43 | $729.70 | $930.73 |
| 02/04/2035 | $155,341.58 | $1,660.43 | $725.38 | $935.05 |
| 03/04/2035 | $154,402.19 | $1,660.43 | $721.04 | $939.39 |
| 04/04/2035 | $153,458.44 | $1,660.43 | $716.68 | $943.75 |
| 05/04/2035 | $152,510.31 | $1,660.43 | $712.30 | $948.13 |
| 06/04/2035 | $151,557.78 | $1,660.43 | $707.90 | $952.53 |
| 07/04/2035 | $150,600.83 | $1,660.43 | $703.48 | $956.95 |
| 08/04/2035 | $149,639.44 | $1,660.43 | $699.04 | $961.39 |
| 09/04/2035 | $148,673.58 | $1,660.43 | $694.58 | $965.86 |
| 10/04/2035 | $147,703.24 | $1,660.43 | $690.09 | $970.34 |
| 11/04/2035 | $146,728.40 | $1,660.43 | $685.59 | $974.84 |
| 12/04/2035 | $145,749.03 | $1,660.43 | $681.06 | $979.37 |
| 01/04/2036 | $144,765.12 | $1,660.43 | $676.52 | $983.91 |
| 02/04/2036 | $143,776.63 | $1,660.43 | $671.95 | $988.48 |
| 03/04/2036 | $142,783.56 | $1,660.43 | $667.36 | $993.07 |
| 04/04/2036 | $141,785.89 | $1,660.43 | $662.75 | $997.68 |
| 05/04/2036 | $140,783.58 | $1,660.43 | $658.12 | $1,002.31 |
| 06/04/2036 | $139,776.61 | $1,660.43 | $653.47 | $1,006.96 |
| 07/04/2036 | $138,764.98 | $1,660.43 | $648.80 | $1,011.64 |
| 08/04/2036 | $137,748.65 | $1,660.43 | $644.10 | $1,016.33 |
| 09/04/2036 | $136,727.60 | $1,660.43 | $639.38 | $1,021.05 |
| 10/04/2036 | $135,701.81 | $1,660.43 | $634.64 | $1,025.79 |
| 11/04/2036 | $134,671.26 | $1,660.43 | $629.88 | $1,030.55 |
| 12/04/2036 | $133,635.92 | $1,660.43 | $625.10 | $1,035.33 |
| 01/04/2037 | $132,595.79 | $1,660.43 | $620.29 | $1,040.14 |
| 02/04/2037 | $131,550.82 | $1,660.43 | $615.47 | $1,044.97 |
| 03/04/2037 | $130,501.00 | $1,660.43 | $610.62 | $1,049.82 |
| 04/04/2037 | $129,446.31 | $1,660.43 | $605.74 | $1,054.69 |
| 05/04/2037 | $128,386.72 | $1,660.43 | $600.85 | $1,059.59 |
| 06/04/2037 | $127,322.22 | $1,660.43 | $595.93 | $1,064.50 |
| 07/04/2037 | $126,252.78 | $1,660.43 | $590.99 | $1,069.45 |
| 08/04/2037 | $125,178.37 | $1,660.43 | $586.02 | $1,074.41 |
| 09/04/2037 | $124,098.97 | $1,660.43 | $581.04 | $1,079.40 |
| 10/04/2037 | $123,014.56 | $1,660.43 | $576.03 | $1,084.41 |
| 11/04/2037 | $121,925.12 | $1,660.43 | $570.99 | $1,089.44 |
| 12/04/2037 | $120,830.63 | $1,660.43 | $565.94 | $1,094.50 |
| 01/04/2038 | $119,731.05 | $1,660.43 | $560.86 | $1,099.58 |
| 02/04/2038 | $118,626.37 | $1,660.43 | $555.75 | $1,104.68 |
| 03/04/2038 | $117,516.56 | $1,660.43 | $550.62 | $1,109.81 |
| 04/04/2038 | $116,401.60 | $1,660.43 | $545.47 | $1,114.96 |
| 05/04/2038 | $115,281.47 | $1,660.43 | $540.30 | $1,120.14 |
| 06/04/2038 | $114,156.13 | $1,660.43 | $535.10 | $1,125.33 |
| 07/04/2038 | $113,025.57 | $1,660.43 | $529.87 | $1,130.56 |
| 08/04/2038 | $111,889.77 | $1,660.43 | $524.63 | $1,135.81 |
| 09/04/2038 | $110,748.69 | $1,660.43 | $519.36 | $1,141.08 |
| 10/04/2038 | $109,602.32 | $1,660.43 | $514.06 | $1,146.37 |
| 11/04/2038 | $108,450.62 | $1,660.43 | $508.74 | $1,151.70 |
| 12/04/2038 | $107,293.58 | $1,660.43 | $503.39 | $1,157.04 |
| 01/04/2039 | $106,131.17 | $1,660.43 | $498.02 | $1,162.41 |
| 02/04/2039 | $104,963.36 | $1,660.43 | $492.63 | $1,167.81 |
| 03/04/2039 | $103,790.13 | $1,660.43 | $487.20 | $1,173.23 |
| 04/04/2039 | $102,611.46 | $1,660.43 | $481.76 | $1,178.67 |
| 05/04/2039 | $101,427.32 | $1,660.43 | $476.29 | $1,184.14 |
| 06/04/2039 | $100,237.68 | $1,660.43 | $470.79 | $1,189.64 |
| 07/04/2039 | $99,042.51 | $1,660.43 | $465.27 | $1,195.16 |
| 08/04/2039 | $97,841.80 | $1,660.43 | $459.72 | $1,200.71 |
| 09/04/2039 | $96,635.52 | $1,660.43 | $454.15 | $1,206.28 |
| 10/04/2039 | $95,423.64 | $1,660.43 | $448.55 | $1,211.88 |
| 11/04/2039 | $94,206.13 | $1,660.43 | $442.92 | $1,217.51 |
| 12/04/2039 | $92,982.97 | $1,660.43 | $437.27 | $1,223.16 |
| 01/04/2040 | $91,754.13 | $1,660.43 | $431.60 | $1,228.84 |
| 02/04/2040 | $90,519.59 | $1,660.43 | $425.89 | $1,234.54 |
| 03/04/2040 | $89,279.32 | $1,660.43 | $420.16 | $1,240.27 |
| 04/04/2040 | $88,033.29 | $1,660.43 | $414.40 | $1,246.03 |
| 05/04/2040 | $86,781.48 | $1,660.43 | $408.62 | $1,251.81 |
| 06/04/2040 | $85,523.86 | $1,660.43 | $402.81 | $1,257.62 |
| 07/04/2040 | $84,260.40 | $1,660.43 | $396.97 | $1,263.46 |
| 08/04/2040 | $82,991.08 | $1,660.43 | $391.11 | $1,269.32 |
| 09/04/2040 | $81,715.86 | $1,660.43 | $385.22 | $1,275.22 |
| 10/04/2040 | $80,434.73 | $1,660.43 | $379.30 | $1,281.13 |
| 11/04/2040 | $79,147.65 | $1,660.43 | $373.35 | $1,287.08 |
| 12/04/2040 | $77,854.59 | $1,660.43 | $367.38 | $1,293.06 |
| 01/04/2041 | $76,555.53 | $1,660.43 | $361.38 | $1,299.06 |
| 02/04/2041 | $75,250.45 | $1,660.43 | $355.35 | $1,305.09 |
| 03/04/2041 | $73,939.30 | $1,660.43 | $349.29 | $1,311.15 |
| 04/04/2041 | $72,622.07 | $1,660.43 | $343.20 | $1,317.23 |
| 05/04/2041 | $71,298.73 | $1,660.43 | $337.09 | $1,323.35 |
| 06/04/2041 | $69,969.24 | $1,660.43 | $330.94 | $1,329.49 |
| 07/04/2041 | $68,633.58 | $1,660.43 | $324.77 | $1,335.66 |
| 08/04/2041 | $67,291.72 | $1,660.43 | $318.57 | $1,341.86 |
| 09/04/2041 | $65,943.63 | $1,660.43 | $312.35 | $1,348.09 |
| 10/04/2041 | $64,589.29 | $1,660.43 | $306.09 | $1,354.34 |
| 11/04/2041 | $63,228.66 | $1,660.43 | $299.80 | $1,360.63 |
| 12/04/2041 | $61,861.71 | $1,660.43 | $293.49 | $1,366.95 |
| 01/04/2042 | $60,488.42 | $1,660.43 | $287.14 | $1,373.29 |
| 02/04/2042 | $59,108.76 | $1,660.43 | $280.77 | $1,379.67 |
| 03/04/2042 | $57,722.69 | $1,660.43 | $274.36 | $1,386.07 |
| 04/04/2042 | $56,330.18 | $1,660.43 | $267.93 | $1,392.50 |
| 05/04/2042 | $54,931.22 | $1,660.43 | $261.47 | $1,398.97 |
| 06/04/2042 | $53,525.76 | $1,660.43 | $254.97 | $1,405.46 |
| 07/04/2042 | $52,113.77 | $1,660.43 | $248.45 | $1,411.98 |
| 08/04/2042 | $50,695.24 | $1,660.43 | $241.89 | $1,418.54 |
| 09/04/2042 | $49,270.11 | $1,660.43 | $235.31 | $1,425.12 |
| 10/04/2042 | $47,838.38 | $1,660.43 | $228.70 | $1,431.74 |
| 11/04/2042 | $46,399.99 | $1,660.43 | $222.05 | $1,438.38 |
| 12/04/2042 | $44,954.93 | $1,660.43 | $215.37 | $1,445.06 |
| 01/04/2043 | $43,503.17 | $1,660.43 | $208.67 | $1,451.77 |
| 02/04/2043 | $42,044.66 | $1,660.43 | $201.93 | $1,458.51 |
| 03/04/2043 | $40,579.39 | $1,660.43 | $195.16 | $1,465.28 |
| 04/04/2043 | $39,107.31 | $1,660.43 | $188.36 | $1,472.08 |
| 05/04/2043 | $37,628.40 | $1,660.43 | $181.52 | $1,478.91 |
| 06/04/2043 | $36,142.63 | $1,660.43 | $174.66 | $1,485.77 |
| 07/04/2043 | $34,649.96 | $1,660.43 | $167.76 | $1,492.67 |
| 08/04/2043 | $33,150.36 | $1,660.43 | $160.83 | $1,499.60 |
| 09/04/2043 | $31,643.80 | $1,660.43 | $153.87 | $1,506.56 |
| 10/04/2043 | $30,130.25 | $1,660.43 | $146.88 | $1,513.55 |
| 11/04/2043 | $28,609.67 | $1,660.43 | $139.85 | $1,520.58 |
| 12/04/2043 | $27,082.03 | $1,660.43 | $132.80 | $1,527.64 |
| 01/04/2044 | $25,547.30 | $1,660.43 | $125.71 | $1,534.73 |
| 02/04/2044 | $24,005.45 | $1,660.43 | $118.58 | $1,541.85 |
| 03/04/2044 | $22,456.45 | $1,660.43 | $111.43 | $1,549.01 |
| 04/04/2044 | $20,900.25 | $1,660.43 | $104.24 | $1,556.20 |
| 05/04/2044 | $19,336.83 | $1,660.43 | $97.01 | $1,563.42 |
| 06/04/2044 | $17,766.15 | $1,660.43 | $89.76 | $1,570.68 |
| 07/04/2044 | $16,188.18 | $1,660.43 | $82.46 | $1,577.97 |
| 08/04/2044 | $14,602.89 | $1,660.43 | $75.14 | $1,585.29 |
| 09/04/2044 | $13,010.24 | $1,660.43 | $67.78 | $1,592.65 |
| 10/04/2044 | $11,410.20 | $1,660.43 | $60.39 | $1,600.04 |
| 11/04/2044 | $9,802.73 | $1,660.43 | $52.96 | $1,607.47 |
| 12/04/2044 | $8,187.80 | $1,660.43 | $45.50 | $1,614.93 |
| 01/04/2045 | $6,565.37 | $1,660.43 | $38.01 | $1,622.43 |
| 02/04/2045 | $4,935.41 | $1,660.43 | $30.47 | $1,629.96 |
| 03/04/2045 | $3,297.89 | $1,660.43 | $22.91 | $1,637.52 |
| 04/04/2045 | $1,652.76 | $1,660.43 | $15.31 | $1,645.12 |
| 05/04/2045 | $0.00 | $1,660.43 | $7.67 | $1,652.76 |
| TOTAL: | - | $398,503.81 | $158,503.81 | $240,000.00 |
Change options for different scenario in the form below:
Featured - 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 1025894 |
6.600% |
6.490%
0.88 points $3,679 fees |
$2,021 | Learn More |
NMLS ID: 401822 |
6.655% |
6.500%
1.00 points $5,195 fees |
$2,023 | Learn More |
NMLS ID: 6606 |
6.721% |
6.625%
1.00 points $3,181 fees |
$2,049 | Learn More |
NMLS ID: 3030 |
7.589% |
7.500%
0.88 points $2,800 fees |
$2,238 | Learn More |