Mortgage product from Woodsville Guaranty Savings Bank - Amortization Schedule Calculator
Use the calculator below to calculate your monthly mortgage payment. You can adjust loan amount, interest rate, and mortgage term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Mortgage product from Woodsville Guaranty Savings Bank
Interest Type: Fixed
Interest Rate: 6.380%
Monthly Payment: $
1,815.50
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 07/17/2025 | $209,301.00 | $1,815.50 | $1,116.50 | $699.00 |
| 08/17/2025 | $208,598.28 | $1,815.50 | $1,112.78 | $702.72 |
| 09/17/2025 | $207,891.83 | $1,815.50 | $1,109.05 | $706.45 |
| 10/17/2025 | $207,181.62 | $1,815.50 | $1,105.29 | $710.21 |
| 11/17/2025 | $206,467.64 | $1,815.50 | $1,101.52 | $713.98 |
| 12/17/2025 | $205,749.85 | $1,815.50 | $1,097.72 | $717.78 |
| 01/17/2026 | $205,028.26 | $1,815.50 | $1,093.90 | $721.60 |
| 02/17/2026 | $204,302.82 | $1,815.50 | $1,090.07 | $725.43 |
| 03/17/2026 | $203,573.53 | $1,815.50 | $1,086.21 | $729.29 |
| 04/17/2026 | $202,840.37 | $1,815.50 | $1,082.33 | $733.17 |
| 05/17/2026 | $202,103.30 | $1,815.50 | $1,078.43 | $737.07 |
| 06/17/2026 | $201,362.31 | $1,815.50 | $1,074.52 | $740.98 |
| 07/17/2026 | $200,617.39 | $1,815.50 | $1,070.58 | $744.92 |
| 08/17/2026 | $199,868.51 | $1,815.50 | $1,066.62 | $748.88 |
| 09/17/2026 | $199,115.64 | $1,815.50 | $1,062.63 | $752.87 |
| 10/17/2026 | $198,358.77 | $1,815.50 | $1,058.63 | $756.87 |
| 11/17/2026 | $197,597.88 | $1,815.50 | $1,054.61 | $760.89 |
| 12/17/2026 | $196,832.94 | $1,815.50 | $1,050.56 | $764.94 |
| 01/17/2027 | $196,063.93 | $1,815.50 | $1,046.50 | $769.01 |
| 02/17/2027 | $195,290.84 | $1,815.50 | $1,042.41 | $773.09 |
| 03/17/2027 | $194,513.63 | $1,815.50 | $1,038.30 | $777.20 |
| 04/17/2027 | $193,732.30 | $1,815.50 | $1,034.16 | $781.34 |
| 05/17/2027 | $192,946.81 | $1,815.50 | $1,030.01 | $785.49 |
| 06/17/2027 | $192,157.14 | $1,815.50 | $1,025.83 | $789.67 |
| 07/17/2027 | $191,363.28 | $1,815.50 | $1,021.64 | $793.87 |
| 08/17/2027 | $190,565.19 | $1,815.50 | $1,017.41 | $798.09 |
| 09/17/2027 | $189,762.86 | $1,815.50 | $1,013.17 | $802.33 |
| 10/17/2027 | $188,956.27 | $1,815.50 | $1,008.91 | $806.59 |
| 11/17/2027 | $188,145.38 | $1,815.50 | $1,004.62 | $810.88 |
| 12/17/2027 | $187,330.19 | $1,815.50 | $1,000.31 | $815.19 |
| 01/17/2028 | $186,510.66 | $1,815.50 | $995.97 | $819.53 |
| 02/17/2028 | $185,686.78 | $1,815.50 | $991.62 | $823.89 |
| 03/17/2028 | $184,858.51 | $1,815.50 | $987.23 | $828.27 |
| 04/17/2028 | $184,025.84 | $1,815.50 | $982.83 | $832.67 |
| 05/17/2028 | $183,188.74 | $1,815.50 | $978.40 | $837.10 |
| 06/17/2028 | $182,347.20 | $1,815.50 | $973.95 | $841.55 |
| 07/17/2028 | $181,501.18 | $1,815.50 | $969.48 | $846.02 |
| 08/17/2028 | $180,650.66 | $1,815.50 | $964.98 | $850.52 |
| 09/17/2028 | $179,795.61 | $1,815.50 | $960.46 | $855.04 |
| 10/17/2028 | $178,936.03 | $1,815.50 | $955.91 | $859.59 |
| 11/17/2028 | $178,071.87 | $1,815.50 | $951.34 | $864.16 |
| 12/17/2028 | $177,203.12 | $1,815.50 | $946.75 | $868.75 |
| 01/17/2029 | $176,329.75 | $1,815.50 | $942.13 | $873.37 |
| 02/17/2029 | $175,451.73 | $1,815.50 | $937.49 | $878.01 |
| 03/17/2029 | $174,569.05 | $1,815.50 | $932.82 | $882.68 |
| 04/17/2029 | $173,681.68 | $1,815.50 | $928.13 | $887.38 |
| 05/17/2029 | $172,789.58 | $1,815.50 | $923.41 | $892.09 |
| 06/17/2029 | $171,892.75 | $1,815.50 | $918.66 | $896.84 |
| 07/17/2029 | $170,991.14 | $1,815.50 | $913.90 | $901.60 |
| 08/17/2029 | $170,084.75 | $1,815.50 | $909.10 | $906.40 |
| 09/17/2029 | $169,173.53 | $1,815.50 | $904.28 | $911.22 |
| 10/17/2029 | $168,257.47 | $1,815.50 | $899.44 | $916.06 |
| 11/17/2029 | $167,336.54 | $1,815.50 | $894.57 | $920.93 |
| 12/17/2029 | $166,410.71 | $1,815.50 | $889.67 | $925.83 |
| 01/17/2030 | $165,479.96 | $1,815.50 | $884.75 | $930.75 |
| 02/17/2030 | $164,544.26 | $1,815.50 | $879.80 | $935.70 |
| 03/17/2030 | $163,603.59 | $1,815.50 | $874.83 | $940.67 |
| 04/17/2030 | $162,657.91 | $1,815.50 | $869.83 | $945.67 |
| 05/17/2030 | $161,707.21 | $1,815.50 | $864.80 | $950.70 |
| 06/17/2030 | $160,751.45 | $1,815.50 | $859.74 | $955.76 |
| 07/17/2030 | $159,790.61 | $1,815.50 | $854.66 | $960.84 |
| 08/17/2030 | $158,824.66 | $1,815.50 | $849.55 | $965.95 |
| 09/17/2030 | $157,853.58 | $1,815.50 | $844.42 | $971.08 |
| 10/17/2030 | $156,877.34 | $1,815.50 | $839.25 | $976.25 |
| 11/17/2030 | $155,895.90 | $1,815.50 | $834.06 | $981.44 |
| 12/17/2030 | $154,909.25 | $1,815.50 | $828.85 | $986.65 |
| 01/17/2031 | $153,917.35 | $1,815.50 | $823.60 | $991.90 |
| 02/17/2031 | $152,920.17 | $1,815.50 | $818.33 | $997.17 |
| 03/17/2031 | $151,917.70 | $1,815.50 | $813.03 | $1,002.47 |
| 04/17/2031 | $150,909.89 | $1,815.50 | $807.70 | $1,007.80 |
| 05/17/2031 | $149,896.73 | $1,815.50 | $802.34 | $1,013.16 |
| 06/17/2031 | $148,878.18 | $1,815.50 | $796.95 | $1,018.55 |
| 07/17/2031 | $147,854.22 | $1,815.50 | $791.54 | $1,023.96 |
| 08/17/2031 | $146,824.81 | $1,815.50 | $786.09 | $1,029.41 |
| 09/17/2031 | $145,789.93 | $1,815.50 | $780.62 | $1,034.88 |
| 10/17/2031 | $144,749.54 | $1,815.50 | $775.12 | $1,040.38 |
| 11/17/2031 | $143,703.63 | $1,815.50 | $769.59 | $1,045.92 |
| 12/17/2031 | $142,652.15 | $1,815.50 | $764.02 | $1,051.48 |
| 01/17/2032 | $141,595.08 | $1,815.50 | $758.43 | $1,057.07 |
| 02/17/2032 | $140,532.40 | $1,815.50 | $752.81 | $1,062.69 |
| 03/17/2032 | $139,464.06 | $1,815.50 | $747.16 | $1,068.34 |
| 04/17/2032 | $138,390.04 | $1,815.50 | $741.48 | $1,074.02 |
| 05/17/2032 | $137,310.32 | $1,815.50 | $735.77 | $1,079.73 |
| 06/17/2032 | $136,224.85 | $1,815.50 | $730.03 | $1,085.47 |
| 07/17/2032 | $135,133.61 | $1,815.50 | $724.26 | $1,091.24 |
| 08/17/2032 | $134,036.57 | $1,815.50 | $718.46 | $1,097.04 |
| 09/17/2032 | $132,933.70 | $1,815.50 | $712.63 | $1,102.87 |
| 10/17/2032 | $131,824.96 | $1,815.50 | $706.76 | $1,108.74 |
| 11/17/2032 | $130,710.33 | $1,815.50 | $700.87 | $1,114.63 |
| 12/17/2032 | $129,589.77 | $1,815.50 | $694.94 | $1,120.56 |
| 01/17/2033 | $128,463.26 | $1,815.50 | $688.99 | $1,126.51 |
| 02/17/2033 | $127,330.75 | $1,815.50 | $683.00 | $1,132.50 |
| 03/17/2033 | $126,192.23 | $1,815.50 | $676.98 | $1,138.53 |
| 04/17/2033 | $125,047.65 | $1,815.50 | $670.92 | $1,144.58 |
| 05/17/2033 | $123,896.98 | $1,815.50 | $664.84 | $1,150.66 |
| 06/17/2033 | $122,740.20 | $1,815.50 | $658.72 | $1,156.78 |
| 07/17/2033 | $121,577.27 | $1,815.50 | $652.57 | $1,162.93 |
| 08/17/2033 | $120,408.16 | $1,815.50 | $646.39 | $1,169.11 |
| 09/17/2033 | $119,232.83 | $1,815.50 | $640.17 | $1,175.33 |
| 10/17/2033 | $118,051.25 | $1,815.50 | $633.92 | $1,181.58 |
| 11/17/2033 | $116,863.39 | $1,815.50 | $627.64 | $1,187.86 |
| 12/17/2033 | $115,669.21 | $1,815.50 | $621.32 | $1,194.18 |
| 01/17/2034 | $114,468.68 | $1,815.50 | $614.97 | $1,200.53 |
| 02/17/2034 | $113,261.77 | $1,815.50 | $608.59 | $1,206.91 |
| 03/17/2034 | $112,048.45 | $1,815.50 | $602.18 | $1,213.33 |
| 04/17/2034 | $110,828.67 | $1,815.50 | $595.72 | $1,219.78 |
| 05/17/2034 | $109,602.41 | $1,815.50 | $589.24 | $1,226.26 |
| 06/17/2034 | $108,369.63 | $1,815.50 | $582.72 | $1,232.78 |
| 07/17/2034 | $107,130.29 | $1,815.50 | $576.17 | $1,239.34 |
| 08/17/2034 | $105,884.37 | $1,815.50 | $569.58 | $1,245.92 |
| 09/17/2034 | $104,631.82 | $1,815.50 | $562.95 | $1,252.55 |
| 10/17/2034 | $103,372.61 | $1,815.50 | $556.29 | $1,259.21 |
| 11/17/2034 | $102,106.71 | $1,815.50 | $549.60 | $1,265.90 |
| 12/17/2034 | $100,834.08 | $1,815.50 | $542.87 | $1,272.63 |
| 01/17/2035 | $99,554.68 | $1,815.50 | $536.10 | $1,279.40 |
| 02/17/2035 | $98,268.48 | $1,815.50 | $529.30 | $1,286.20 |
| 03/17/2035 | $96,975.44 | $1,815.50 | $522.46 | $1,293.04 |
| 04/17/2035 | $95,675.52 | $1,815.50 | $515.59 | $1,299.91 |
| 05/17/2035 | $94,368.70 | $1,815.50 | $508.67 | $1,306.83 |
| 06/17/2035 | $93,054.92 | $1,815.50 | $501.73 | $1,313.77 |
| 07/17/2035 | $91,734.16 | $1,815.50 | $494.74 | $1,320.76 |
| 08/17/2035 | $90,406.38 | $1,815.50 | $487.72 | $1,327.78 |
| 09/17/2035 | $89,071.54 | $1,815.50 | $480.66 | $1,334.84 |
| 10/17/2035 | $87,729.61 | $1,815.50 | $473.56 | $1,341.94 |
| 11/17/2035 | $86,380.53 | $1,815.50 | $466.43 | $1,349.07 |
| 12/17/2035 | $85,024.29 | $1,815.50 | $459.26 | $1,356.24 |
| 01/17/2036 | $83,660.84 | $1,815.50 | $452.05 | $1,363.45 |
| 02/17/2036 | $82,290.13 | $1,815.50 | $444.80 | $1,370.70 |
| 03/17/2036 | $80,912.14 | $1,815.50 | $437.51 | $1,377.99 |
| 04/17/2036 | $79,526.82 | $1,815.50 | $430.18 | $1,385.32 |
| 05/17/2036 | $78,134.14 | $1,815.50 | $422.82 | $1,392.68 |
| 06/17/2036 | $76,734.05 | $1,815.50 | $415.41 | $1,400.09 |
| 07/17/2036 | $75,326.52 | $1,815.50 | $407.97 | $1,407.53 |
| 08/17/2036 | $73,911.51 | $1,815.50 | $400.49 | $1,415.01 |
| 09/17/2036 | $72,488.97 | $1,815.50 | $392.96 | $1,422.54 |
| 10/17/2036 | $71,058.87 | $1,815.50 | $385.40 | $1,430.10 |
| 11/17/2036 | $69,621.16 | $1,815.50 | $377.80 | $1,437.70 |
| 12/17/2036 | $68,175.82 | $1,815.50 | $370.15 | $1,445.35 |
| 01/17/2037 | $66,722.78 | $1,815.50 | $362.47 | $1,453.03 |
| 02/17/2037 | $65,262.03 | $1,815.50 | $354.74 | $1,460.76 |
| 03/17/2037 | $63,793.50 | $1,815.50 | $346.98 | $1,468.52 |
| 04/17/2037 | $62,317.17 | $1,815.50 | $339.17 | $1,476.33 |
| 05/17/2037 | $60,832.99 | $1,815.50 | $331.32 | $1,484.18 |
| 06/17/2037 | $59,340.92 | $1,815.50 | $323.43 | $1,492.07 |
| 07/17/2037 | $57,840.91 | $1,815.50 | $315.50 | $1,500.00 |
| 08/17/2037 | $56,332.93 | $1,815.50 | $307.52 | $1,507.98 |
| 09/17/2037 | $54,816.94 | $1,815.50 | $299.50 | $1,516.00 |
| 10/17/2037 | $53,292.88 | $1,815.50 | $291.44 | $1,524.06 |
| 11/17/2037 | $51,760.72 | $1,815.50 | $283.34 | $1,532.16 |
| 12/17/2037 | $50,220.41 | $1,815.50 | $275.19 | $1,540.31 |
| 01/17/2038 | $48,671.92 | $1,815.50 | $267.01 | $1,548.50 |
| 02/17/2038 | $47,115.19 | $1,815.50 | $258.77 | $1,556.73 |
| 03/17/2038 | $45,550.18 | $1,815.50 | $250.50 | $1,565.00 |
| 04/17/2038 | $43,976.86 | $1,815.50 | $242.18 | $1,573.33 |
| 05/17/2038 | $42,395.17 | $1,815.50 | $233.81 | $1,581.69 |
| 06/17/2038 | $40,805.07 | $1,815.50 | $225.40 | $1,590.10 |
| 07/17/2038 | $39,206.52 | $1,815.50 | $216.95 | $1,598.55 |
| 08/17/2038 | $37,599.46 | $1,815.50 | $208.45 | $1,607.05 |
| 09/17/2038 | $35,983.87 | $1,815.50 | $199.90 | $1,615.60 |
| 10/17/2038 | $34,359.68 | $1,815.50 | $191.31 | $1,624.19 |
| 11/17/2038 | $32,726.86 | $1,815.50 | $182.68 | $1,632.82 |
| 12/17/2038 | $31,085.36 | $1,815.50 | $174.00 | $1,641.50 |
| 01/17/2039 | $29,435.13 | $1,815.50 | $165.27 | $1,650.23 |
| 02/17/2039 | $27,776.12 | $1,815.50 | $156.50 | $1,659.00 |
| 03/17/2039 | $26,108.30 | $1,815.50 | $147.68 | $1,667.82 |
| 04/17/2039 | $24,431.61 | $1,815.50 | $138.81 | $1,676.69 |
| 05/17/2039 | $22,746.00 | $1,815.50 | $129.89 | $1,685.61 |
| 06/17/2039 | $21,051.43 | $1,815.50 | $120.93 | $1,694.57 |
| 07/17/2039 | $19,347.86 | $1,815.50 | $111.92 | $1,703.58 |
| 08/17/2039 | $17,635.22 | $1,815.50 | $102.87 | $1,712.63 |
| 09/17/2039 | $15,913.48 | $1,815.50 | $93.76 | $1,721.74 |
| 10/17/2039 | $14,182.59 | $1,815.50 | $84.61 | $1,730.89 |
| 11/17/2039 | $12,442.49 | $1,815.50 | $75.40 | $1,740.10 |
| 12/17/2039 | $10,693.14 | $1,815.50 | $66.15 | $1,749.35 |
| 01/17/2040 | $8,934.49 | $1,815.50 | $56.85 | $1,758.65 |
| 02/17/2040 | $7,166.50 | $1,815.50 | $47.50 | $1,768.00 |
| 03/17/2040 | $5,389.10 | $1,815.50 | $38.10 | $1,777.40 |
| 04/17/2040 | $3,602.25 | $1,815.50 | $28.65 | $1,786.85 |
| 05/17/2040 | $1,805.90 | $1,815.50 | $19.15 | $1,796.35 |
| 06/17/2040 | $0.00 | $1,815.50 | $9.60 | $1,805.90 |
| TOTAL: | - | $326,790.10 | $116,790.10 | $210,000.00 |
Change options for different scenario in the form below:
Featured - 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 2059741 |
6.458% |
6.375%
0.88 points $2,771 fees |
$1,997 | Learn More |
NMLS ID: 1025894 |
6.617% |
6.500%
1.00 points $3,894 fees |
$2,023 | Learn More |
NMLS ID: 399799 |
6.731% |
6.625%
0.75 points $3,680 fees |
$2,049 | Learn More |
NMLS ID: 401822 |
6.758% |
6.625%
0.75 points $4,395 fees |
$2,049 | Learn More |