Mortgage product from Northpointe Bank - Amortization Schedule Calculator
Use the calculator below to calculate your monthly mortgage payment. You can adjust loan amount, interest rate, and mortgage term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Mortgage product from Northpointe Bank
Interest Type: Fixed
Interest Rate: 6.720%
Monthly Payment: $
2,296.44
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 06/04/2025 | $259,159.56 | $2,296.44 | $1,456.00 | $840.44 |
| 07/04/2025 | $258,314.41 | $2,296.44 | $1,451.29 | $845.15 |
| 08/04/2025 | $257,464.53 | $2,296.44 | $1,446.56 | $849.88 |
| 09/04/2025 | $256,609.89 | $2,296.44 | $1,441.80 | $854.64 |
| 10/04/2025 | $255,750.46 | $2,296.44 | $1,437.02 | $859.43 |
| 11/04/2025 | $254,886.22 | $2,296.44 | $1,432.20 | $864.24 |
| 12/04/2025 | $254,017.14 | $2,296.44 | $1,427.36 | $869.08 |
| 01/04/2026 | $253,143.19 | $2,296.44 | $1,422.50 | $873.95 |
| 02/04/2026 | $252,264.35 | $2,296.44 | $1,417.60 | $878.84 |
| 03/04/2026 | $251,380.59 | $2,296.44 | $1,412.68 | $883.76 |
| 04/04/2026 | $250,491.88 | $2,296.44 | $1,407.73 | $888.71 |
| 05/04/2026 | $249,598.19 | $2,296.44 | $1,402.75 | $893.69 |
| 06/04/2026 | $248,699.50 | $2,296.44 | $1,397.75 | $898.69 |
| 07/04/2026 | $247,795.78 | $2,296.44 | $1,392.72 | $903.73 |
| 08/04/2026 | $246,886.99 | $2,296.44 | $1,387.66 | $908.79 |
| 09/04/2026 | $245,973.11 | $2,296.44 | $1,382.57 | $913.88 |
| 10/04/2026 | $245,054.12 | $2,296.44 | $1,377.45 | $918.99 |
| 11/04/2026 | $244,129.98 | $2,296.44 | $1,372.30 | $924.14 |
| 12/04/2026 | $243,200.67 | $2,296.44 | $1,367.13 | $929.31 |
| 01/04/2027 | $242,266.15 | $2,296.44 | $1,361.92 | $934.52 |
| 02/04/2027 | $241,326.40 | $2,296.44 | $1,356.69 | $939.75 |
| 03/04/2027 | $240,381.38 | $2,296.44 | $1,351.43 | $945.01 |
| 04/04/2027 | $239,431.08 | $2,296.44 | $1,346.14 | $950.31 |
| 05/04/2027 | $238,475.45 | $2,296.44 | $1,340.81 | $955.63 |
| 06/04/2027 | $237,514.47 | $2,296.44 | $1,335.46 | $960.98 |
| 07/04/2027 | $236,548.11 | $2,296.44 | $1,330.08 | $966.36 |
| 08/04/2027 | $235,576.33 | $2,296.44 | $1,324.67 | $971.77 |
| 09/04/2027 | $234,599.12 | $2,296.44 | $1,319.23 | $977.21 |
| 10/04/2027 | $233,616.43 | $2,296.44 | $1,313.76 | $982.69 |
| 11/04/2027 | $232,628.24 | $2,296.44 | $1,308.25 | $988.19 |
| 12/04/2027 | $231,634.52 | $2,296.44 | $1,302.72 | $993.72 |
| 01/04/2028 | $230,635.23 | $2,296.44 | $1,297.15 | $999.29 |
| 02/04/2028 | $229,630.34 | $2,296.44 | $1,291.56 | $1,004.88 |
| 03/04/2028 | $228,619.83 | $2,296.44 | $1,285.93 | $1,010.51 |
| 04/04/2028 | $227,603.66 | $2,296.44 | $1,280.27 | $1,016.17 |
| 05/04/2028 | $226,581.80 | $2,296.44 | $1,274.58 | $1,021.86 |
| 06/04/2028 | $225,554.21 | $2,296.44 | $1,268.86 | $1,027.58 |
| 07/04/2028 | $224,520.88 | $2,296.44 | $1,263.10 | $1,033.34 |
| 08/04/2028 | $223,481.75 | $2,296.44 | $1,257.32 | $1,039.13 |
| 09/04/2028 | $222,436.81 | $2,296.44 | $1,251.50 | $1,044.94 |
| 10/04/2028 | $221,386.01 | $2,296.44 | $1,245.65 | $1,050.80 |
| 11/04/2028 | $220,329.33 | $2,296.44 | $1,239.76 | $1,056.68 |
| 12/04/2028 | $219,266.73 | $2,296.44 | $1,233.84 | $1,062.60 |
| 01/04/2029 | $218,198.18 | $2,296.44 | $1,227.89 | $1,068.55 |
| 02/04/2029 | $217,123.65 | $2,296.44 | $1,221.91 | $1,074.53 |
| 03/04/2029 | $216,043.10 | $2,296.44 | $1,215.89 | $1,080.55 |
| 04/04/2029 | $214,956.50 | $2,296.44 | $1,209.84 | $1,086.60 |
| 05/04/2029 | $213,863.81 | $2,296.44 | $1,203.76 | $1,092.69 |
| 06/04/2029 | $212,765.01 | $2,296.44 | $1,197.64 | $1,098.80 |
| 07/04/2029 | $211,660.05 | $2,296.44 | $1,191.48 | $1,104.96 |
| 08/04/2029 | $210,548.90 | $2,296.44 | $1,185.30 | $1,111.15 |
| 09/04/2029 | $209,431.54 | $2,296.44 | $1,179.07 | $1,117.37 |
| 10/04/2029 | $208,307.91 | $2,296.44 | $1,172.82 | $1,123.63 |
| 11/04/2029 | $207,177.99 | $2,296.44 | $1,166.52 | $1,129.92 |
| 12/04/2029 | $206,041.75 | $2,296.44 | $1,160.20 | $1,136.25 |
| 01/04/2030 | $204,899.14 | $2,296.44 | $1,153.83 | $1,142.61 |
| 02/04/2030 | $203,750.13 | $2,296.44 | $1,147.44 | $1,149.01 |
| 03/04/2030 | $202,594.69 | $2,296.44 | $1,141.00 | $1,155.44 |
| 04/04/2030 | $201,432.78 | $2,296.44 | $1,134.53 | $1,161.91 |
| 05/04/2030 | $200,264.36 | $2,296.44 | $1,128.02 | $1,168.42 |
| 06/04/2030 | $199,089.40 | $2,296.44 | $1,121.48 | $1,174.96 |
| 07/04/2030 | $197,907.86 | $2,296.44 | $1,114.90 | $1,181.54 |
| 08/04/2030 | $196,719.70 | $2,296.44 | $1,108.28 | $1,188.16 |
| 09/04/2030 | $195,524.89 | $2,296.44 | $1,101.63 | $1,194.81 |
| 10/04/2030 | $194,323.38 | $2,296.44 | $1,094.94 | $1,201.50 |
| 11/04/2030 | $193,115.15 | $2,296.44 | $1,088.21 | $1,208.23 |
| 12/04/2030 | $191,900.15 | $2,296.44 | $1,081.44 | $1,215.00 |
| 01/04/2031 | $190,678.35 | $2,296.44 | $1,074.64 | $1,221.80 |
| 02/04/2031 | $189,449.71 | $2,296.44 | $1,067.80 | $1,228.64 |
| 03/04/2031 | $188,214.18 | $2,296.44 | $1,060.92 | $1,235.52 |
| 04/04/2031 | $186,971.74 | $2,296.44 | $1,054.00 | $1,242.44 |
| 05/04/2031 | $185,722.34 | $2,296.44 | $1,047.04 | $1,249.40 |
| 06/04/2031 | $184,465.94 | $2,296.44 | $1,040.05 | $1,256.40 |
| 07/04/2031 | $183,202.51 | $2,296.44 | $1,033.01 | $1,263.43 |
| 08/04/2031 | $181,932.00 | $2,296.44 | $1,025.93 | $1,270.51 |
| 09/04/2031 | $180,654.38 | $2,296.44 | $1,018.82 | $1,277.62 |
| 10/04/2031 | $179,369.60 | $2,296.44 | $1,011.66 | $1,284.78 |
| 11/04/2031 | $178,077.63 | $2,296.44 | $1,004.47 | $1,291.97 |
| 12/04/2031 | $176,778.42 | $2,296.44 | $997.23 | $1,299.21 |
| 01/04/2032 | $175,471.94 | $2,296.44 | $989.96 | $1,306.48 |
| 02/04/2032 | $174,158.14 | $2,296.44 | $982.64 | $1,313.80 |
| 03/04/2032 | $172,836.98 | $2,296.44 | $975.29 | $1,321.16 |
| 04/04/2032 | $171,508.43 | $2,296.44 | $967.89 | $1,328.56 |
| 05/04/2032 | $170,172.43 | $2,296.44 | $960.45 | $1,336.00 |
| 06/04/2032 | $168,828.96 | $2,296.44 | $952.97 | $1,343.48 |
| 07/04/2032 | $167,477.96 | $2,296.44 | $945.44 | $1,351.00 |
| 08/04/2032 | $166,119.39 | $2,296.44 | $937.88 | $1,358.57 |
| 09/04/2032 | $164,753.22 | $2,296.44 | $930.27 | $1,366.17 |
| 10/04/2032 | $163,379.39 | $2,296.44 | $922.62 | $1,373.82 |
| 11/04/2032 | $161,997.87 | $2,296.44 | $914.92 | $1,381.52 |
| 12/04/2032 | $160,608.62 | $2,296.44 | $907.19 | $1,389.25 |
| 01/04/2033 | $159,211.59 | $2,296.44 | $899.41 | $1,397.03 |
| 02/04/2033 | $157,806.73 | $2,296.44 | $891.58 | $1,404.86 |
| 03/04/2033 | $156,394.00 | $2,296.44 | $883.72 | $1,412.72 |
| 04/04/2033 | $154,973.37 | $2,296.44 | $875.81 | $1,420.64 |
| 05/04/2033 | $153,544.78 | $2,296.44 | $867.85 | $1,428.59 |
| 06/04/2033 | $152,108.19 | $2,296.44 | $859.85 | $1,436.59 |
| 07/04/2033 | $150,663.55 | $2,296.44 | $851.81 | $1,444.64 |
| 08/04/2033 | $149,210.82 | $2,296.44 | $843.72 | $1,452.73 |
| 09/04/2033 | $147,749.96 | $2,296.44 | $835.58 | $1,460.86 |
| 10/04/2033 | $146,280.92 | $2,296.44 | $827.40 | $1,469.04 |
| 11/04/2033 | $144,803.65 | $2,296.44 | $819.17 | $1,477.27 |
| 12/04/2033 | $143,318.11 | $2,296.44 | $810.90 | $1,485.54 |
| 01/04/2034 | $141,824.25 | $2,296.44 | $802.58 | $1,493.86 |
| 02/04/2034 | $140,322.02 | $2,296.44 | $794.22 | $1,502.23 |
| 03/04/2034 | $138,811.38 | $2,296.44 | $785.80 | $1,510.64 |
| 04/04/2034 | $137,292.28 | $2,296.44 | $777.34 | $1,519.10 |
| 05/04/2034 | $135,764.68 | $2,296.44 | $768.84 | $1,527.61 |
| 06/04/2034 | $134,228.52 | $2,296.44 | $760.28 | $1,536.16 |
| 07/04/2034 | $132,683.75 | $2,296.44 | $751.68 | $1,544.76 |
| 08/04/2034 | $131,130.34 | $2,296.44 | $743.03 | $1,553.41 |
| 09/04/2034 | $129,568.23 | $2,296.44 | $734.33 | $1,562.11 |
| 10/04/2034 | $127,997.37 | $2,296.44 | $725.58 | $1,570.86 |
| 11/04/2034 | $126,417.71 | $2,296.44 | $716.79 | $1,579.66 |
| 12/04/2034 | $124,829.21 | $2,296.44 | $707.94 | $1,588.50 |
| 01/04/2035 | $123,231.81 | $2,296.44 | $699.04 | $1,597.40 |
| 02/04/2035 | $121,625.47 | $2,296.44 | $690.10 | $1,606.34 |
| 03/04/2035 | $120,010.13 | $2,296.44 | $681.10 | $1,615.34 |
| 04/04/2035 | $118,385.74 | $2,296.44 | $672.06 | $1,624.39 |
| 05/04/2035 | $116,752.26 | $2,296.44 | $662.96 | $1,633.48 |
| 06/04/2035 | $115,109.63 | $2,296.44 | $653.81 | $1,642.63 |
| 07/04/2035 | $113,457.80 | $2,296.44 | $644.61 | $1,651.83 |
| 08/04/2035 | $111,796.72 | $2,296.44 | $635.36 | $1,661.08 |
| 09/04/2035 | $110,126.34 | $2,296.44 | $626.06 | $1,670.38 |
| 10/04/2035 | $108,446.61 | $2,296.44 | $616.71 | $1,679.73 |
| 11/04/2035 | $106,757.46 | $2,296.44 | $607.30 | $1,689.14 |
| 12/04/2035 | $105,058.86 | $2,296.44 | $597.84 | $1,698.60 |
| 01/04/2036 | $103,350.75 | $2,296.44 | $588.33 | $1,708.11 |
| 02/04/2036 | $101,633.07 | $2,296.44 | $578.76 | $1,717.68 |
| 03/04/2036 | $99,905.78 | $2,296.44 | $569.15 | $1,727.30 |
| 04/04/2036 | $98,168.81 | $2,296.44 | $559.47 | $1,736.97 |
| 05/04/2036 | $96,422.11 | $2,296.44 | $549.75 | $1,746.70 |
| 06/04/2036 | $94,665.63 | $2,296.44 | $539.96 | $1,756.48 |
| 07/04/2036 | $92,899.32 | $2,296.44 | $530.13 | $1,766.31 |
| 08/04/2036 | $91,123.11 | $2,296.44 | $520.24 | $1,776.21 |
| 09/04/2036 | $89,336.96 | $2,296.44 | $510.29 | $1,786.15 |
| 10/04/2036 | $87,540.80 | $2,296.44 | $500.29 | $1,796.16 |
| 11/04/2036 | $85,734.59 | $2,296.44 | $490.23 | $1,806.21 |
| 12/04/2036 | $83,918.26 | $2,296.44 | $480.11 | $1,816.33 |
| 01/04/2037 | $82,091.76 | $2,296.44 | $469.94 | $1,826.50 |
| 02/04/2037 | $80,255.03 | $2,296.44 | $459.71 | $1,836.73 |
| 03/04/2037 | $78,408.02 | $2,296.44 | $449.43 | $1,847.01 |
| 04/04/2037 | $76,550.66 | $2,296.44 | $439.08 | $1,857.36 |
| 05/04/2037 | $74,682.90 | $2,296.44 | $428.68 | $1,867.76 |
| 06/04/2037 | $72,804.68 | $2,296.44 | $418.22 | $1,878.22 |
| 07/04/2037 | $70,915.95 | $2,296.44 | $407.71 | $1,888.74 |
| 08/04/2037 | $69,016.63 | $2,296.44 | $397.13 | $1,899.31 |
| 09/04/2037 | $67,106.69 | $2,296.44 | $386.49 | $1,909.95 |
| 10/04/2037 | $65,186.04 | $2,296.44 | $375.80 | $1,920.64 |
| 11/04/2037 | $63,254.64 | $2,296.44 | $365.04 | $1,931.40 |
| 12/04/2037 | $61,312.42 | $2,296.44 | $354.23 | $1,942.22 |
| 01/04/2038 | $59,359.33 | $2,296.44 | $343.35 | $1,953.09 |
| 02/04/2038 | $57,395.30 | $2,296.44 | $332.41 | $1,964.03 |
| 03/04/2038 | $55,420.27 | $2,296.44 | $321.41 | $1,975.03 |
| 04/04/2038 | $53,434.18 | $2,296.44 | $310.35 | $1,986.09 |
| 05/04/2038 | $51,436.97 | $2,296.44 | $299.23 | $1,997.21 |
| 06/04/2038 | $49,428.58 | $2,296.44 | $288.05 | $2,008.40 |
| 07/04/2038 | $47,408.94 | $2,296.44 | $276.80 | $2,019.64 |
| 08/04/2038 | $45,377.98 | $2,296.44 | $265.49 | $2,030.95 |
| 09/04/2038 | $43,335.66 | $2,296.44 | $254.12 | $2,042.33 |
| 10/04/2038 | $41,281.89 | $2,296.44 | $242.68 | $2,053.76 |
| 11/04/2038 | $39,216.63 | $2,296.44 | $231.18 | $2,065.26 |
| 12/04/2038 | $37,139.80 | $2,296.44 | $219.61 | $2,076.83 |
| 01/04/2039 | $35,051.34 | $2,296.44 | $207.98 | $2,088.46 |
| 02/04/2039 | $32,951.19 | $2,296.44 | $196.29 | $2,100.15 |
| 03/04/2039 | $30,839.27 | $2,296.44 | $184.53 | $2,111.92 |
| 04/04/2039 | $28,715.53 | $2,296.44 | $172.70 | $2,123.74 |
| 05/04/2039 | $26,579.89 | $2,296.44 | $160.81 | $2,135.64 |
| 06/04/2039 | $24,432.30 | $2,296.44 | $148.85 | $2,147.59 |
| 07/04/2039 | $22,272.68 | $2,296.44 | $136.82 | $2,159.62 |
| 08/04/2039 | $20,100.96 | $2,296.44 | $124.73 | $2,171.72 |
| 09/04/2039 | $17,917.09 | $2,296.44 | $112.57 | $2,183.88 |
| 10/04/2039 | $15,720.98 | $2,296.44 | $100.34 | $2,196.11 |
| 11/04/2039 | $13,512.57 | $2,296.44 | $88.04 | $2,208.40 |
| 12/04/2039 | $11,291.80 | $2,296.44 | $75.67 | $2,220.77 |
| 01/04/2040 | $9,058.59 | $2,296.44 | $63.23 | $2,233.21 |
| 02/04/2040 | $6,812.88 | $2,296.44 | $50.73 | $2,245.71 |
| 03/04/2040 | $4,554.59 | $2,296.44 | $38.15 | $2,258.29 |
| 04/04/2040 | $2,283.65 | $2,296.44 | $25.51 | $2,270.94 |
| 05/04/2040 | $0.00 | $2,296.44 | $12.79 | $2,283.65 |
| TOTAL: | - | $413,359.61 | $153,359.61 | $260,000.00 |
Change options for different scenario in the form below:
Featured - 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 1025894 |
6.600% |
6.490%
0.88 points $3,679 fees |
$2,021 | Learn More |
NMLS ID: 401822 |
6.655% |
6.500%
1.00 points $5,195 fees |
$2,023 | Learn More |
NMLS ID: 6606 |
6.721% |
6.625%
1.00 points $3,181 fees |
$2,049 | Learn More |
NMLS ID: 407568 |
7.113% |
6.990%
1.00 points $4,072 fees |
$2,127 | Learn More |