Mortgage product from Citibank, National Association - Amortization Schedule Calculator
Use the calculator below to calculate your monthly mortgage payment. You can adjust loan amount, interest rate, and mortgage term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Mortgage product from Citibank, National Association
Interest Type: Fixed
Interest Rate: 5.880%
Monthly Payment: $
3,091.73
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 09/19/2025 | $278,280.27 | $3,091.73 | $1,372.00 | $1,719.73 |
| 10/19/2025 | $276,552.12 | $3,091.73 | $1,363.57 | $1,728.15 |
| 11/19/2025 | $274,815.50 | $3,091.73 | $1,355.11 | $1,736.62 |
| 12/19/2025 | $273,070.36 | $3,091.73 | $1,346.60 | $1,745.13 |
| 01/19/2026 | $271,316.68 | $3,091.73 | $1,338.04 | $1,753.68 |
| 02/19/2026 | $269,554.40 | $3,091.73 | $1,329.45 | $1,762.28 |
| 03/19/2026 | $267,783.49 | $3,091.73 | $1,320.82 | $1,770.91 |
| 04/19/2026 | $266,003.91 | $3,091.73 | $1,312.14 | $1,779.59 |
| 05/19/2026 | $264,215.60 | $3,091.73 | $1,303.42 | $1,788.31 |
| 06/19/2026 | $262,418.53 | $3,091.73 | $1,294.66 | $1,797.07 |
| 07/19/2026 | $260,612.65 | $3,091.73 | $1,285.85 | $1,805.88 |
| 08/19/2026 | $258,797.92 | $3,091.73 | $1,277.00 | $1,814.73 |
| 09/19/2026 | $256,974.30 | $3,091.73 | $1,268.11 | $1,823.62 |
| 10/19/2026 | $255,141.75 | $3,091.73 | $1,259.17 | $1,832.55 |
| 11/19/2026 | $253,300.22 | $3,091.73 | $1,250.19 | $1,841.53 |
| 12/19/2026 | $251,449.66 | $3,091.73 | $1,241.17 | $1,850.56 |
| 01/19/2027 | $249,590.04 | $3,091.73 | $1,232.10 | $1,859.62 |
| 02/19/2027 | $247,721.30 | $3,091.73 | $1,222.99 | $1,868.74 |
| 03/19/2027 | $245,843.41 | $3,091.73 | $1,213.83 | $1,877.89 |
| 04/19/2027 | $243,956.31 | $3,091.73 | $1,204.63 | $1,887.10 |
| 05/19/2027 | $242,059.97 | $3,091.73 | $1,195.39 | $1,896.34 |
| 06/19/2027 | $240,154.34 | $3,091.73 | $1,186.09 | $1,905.63 |
| 07/19/2027 | $238,239.36 | $3,091.73 | $1,176.76 | $1,914.97 |
| 08/19/2027 | $236,315.01 | $3,091.73 | $1,167.37 | $1,924.35 |
| 09/19/2027 | $234,381.23 | $3,091.73 | $1,157.94 | $1,933.78 |
| 10/19/2027 | $232,437.97 | $3,091.73 | $1,148.47 | $1,943.26 |
| 11/19/2027 | $230,485.18 | $3,091.73 | $1,138.95 | $1,952.78 |
| 12/19/2027 | $228,522.83 | $3,091.73 | $1,129.38 | $1,962.35 |
| 01/19/2028 | $226,550.87 | $3,091.73 | $1,119.76 | $1,971.97 |
| 02/19/2028 | $224,569.24 | $3,091.73 | $1,110.10 | $1,981.63 |
| 03/19/2028 | $222,577.90 | $3,091.73 | $1,100.39 | $1,991.34 |
| 04/19/2028 | $220,576.80 | $3,091.73 | $1,090.63 | $2,001.10 |
| 05/19/2028 | $218,565.90 | $3,091.73 | $1,080.83 | $2,010.90 |
| 06/19/2028 | $216,545.15 | $3,091.73 | $1,070.97 | $2,020.75 |
| 07/19/2028 | $214,514.49 | $3,091.73 | $1,061.07 | $2,030.66 |
| 08/19/2028 | $212,473.89 | $3,091.73 | $1,051.12 | $2,040.61 |
| 09/19/2028 | $210,423.28 | $3,091.73 | $1,041.12 | $2,050.61 |
| 10/19/2028 | $208,362.63 | $3,091.73 | $1,031.07 | $2,060.65 |
| 11/19/2028 | $206,291.88 | $3,091.73 | $1,020.98 | $2,070.75 |
| 12/19/2028 | $204,210.98 | $3,091.73 | $1,010.83 | $2,080.90 |
| 01/19/2029 | $202,119.88 | $3,091.73 | $1,000.63 | $2,091.09 |
| 02/19/2029 | $200,018.54 | $3,091.73 | $990.39 | $2,101.34 |
| 03/19/2029 | $197,906.91 | $3,091.73 | $980.09 | $2,111.64 |
| 04/19/2029 | $195,784.92 | $3,091.73 | $969.74 | $2,121.98 |
| 05/19/2029 | $193,652.54 | $3,091.73 | $959.35 | $2,132.38 |
| 06/19/2029 | $191,509.71 | $3,091.73 | $948.90 | $2,142.83 |
| 07/19/2029 | $189,356.38 | $3,091.73 | $938.40 | $2,153.33 |
| 08/19/2029 | $187,192.50 | $3,091.73 | $927.85 | $2,163.88 |
| 09/19/2029 | $185,018.01 | $3,091.73 | $917.24 | $2,174.48 |
| 10/19/2029 | $182,832.88 | $3,091.73 | $906.59 | $2,185.14 |
| 11/19/2029 | $180,637.03 | $3,091.73 | $895.88 | $2,195.85 |
| 12/19/2029 | $178,430.42 | $3,091.73 | $885.12 | $2,206.61 |
| 01/19/2030 | $176,213.00 | $3,091.73 | $874.31 | $2,217.42 |
| 02/19/2030 | $173,984.72 | $3,091.73 | $863.44 | $2,228.28 |
| 03/19/2030 | $171,745.52 | $3,091.73 | $852.53 | $2,239.20 |
| 04/19/2030 | $169,495.34 | $3,091.73 | $841.55 | $2,250.17 |
| 05/19/2030 | $167,234.14 | $3,091.73 | $830.53 | $2,261.20 |
| 06/19/2030 | $164,961.86 | $3,091.73 | $819.45 | $2,272.28 |
| 07/19/2030 | $162,678.45 | $3,091.73 | $808.31 | $2,283.41 |
| 08/19/2030 | $160,383.84 | $3,091.73 | $797.12 | $2,294.60 |
| 09/19/2030 | $158,078.00 | $3,091.73 | $785.88 | $2,305.85 |
| 10/19/2030 | $155,760.85 | $3,091.73 | $774.58 | $2,317.15 |
| 11/19/2030 | $153,432.35 | $3,091.73 | $763.23 | $2,328.50 |
| 12/19/2030 | $151,092.44 | $3,091.73 | $751.82 | $2,339.91 |
| 01/19/2031 | $148,741.07 | $3,091.73 | $740.35 | $2,351.37 |
| 02/19/2031 | $146,378.17 | $3,091.73 | $728.83 | $2,362.90 |
| 03/19/2031 | $144,003.70 | $3,091.73 | $717.25 | $2,374.47 |
| 04/19/2031 | $141,617.59 | $3,091.73 | $705.62 | $2,386.11 |
| 05/19/2031 | $139,219.79 | $3,091.73 | $693.93 | $2,397.80 |
| 06/19/2031 | $136,810.23 | $3,091.73 | $682.18 | $2,409.55 |
| 07/19/2031 | $134,388.88 | $3,091.73 | $670.37 | $2,421.36 |
| 08/19/2031 | $131,955.65 | $3,091.73 | $658.51 | $2,433.22 |
| 09/19/2031 | $129,510.51 | $3,091.73 | $646.58 | $2,445.15 |
| 10/19/2031 | $127,053.38 | $3,091.73 | $634.60 | $2,457.13 |
| 11/19/2031 | $124,584.22 | $3,091.73 | $622.56 | $2,469.17 |
| 12/19/2031 | $122,102.95 | $3,091.73 | $610.46 | $2,481.27 |
| 01/19/2032 | $119,609.53 | $3,091.73 | $598.30 | $2,493.42 |
| 02/19/2032 | $117,103.89 | $3,091.73 | $586.09 | $2,505.64 |
| 03/19/2032 | $114,585.97 | $3,091.73 | $573.81 | $2,517.92 |
| 04/19/2032 | $112,055.71 | $3,091.73 | $561.47 | $2,530.26 |
| 05/19/2032 | $109,513.06 | $3,091.73 | $549.07 | $2,542.65 |
| 06/19/2032 | $106,957.94 | $3,091.73 | $536.61 | $2,555.11 |
| 07/19/2032 | $104,390.31 | $3,091.73 | $524.09 | $2,567.63 |
| 08/19/2032 | $101,810.10 | $3,091.73 | $511.51 | $2,580.22 |
| 09/19/2032 | $99,217.24 | $3,091.73 | $498.87 | $2,592.86 |
| 10/19/2032 | $96,611.67 | $3,091.73 | $486.16 | $2,605.56 |
| 11/19/2032 | $93,993.34 | $3,091.73 | $473.40 | $2,618.33 |
| 12/19/2032 | $91,362.18 | $3,091.73 | $460.57 | $2,631.16 |
| 01/19/2033 | $88,718.13 | $3,091.73 | $447.67 | $2,644.05 |
| 02/19/2033 | $86,061.12 | $3,091.73 | $434.72 | $2,657.01 |
| 03/19/2033 | $83,391.09 | $3,091.73 | $421.70 | $2,670.03 |
| 04/19/2033 | $80,707.98 | $3,091.73 | $408.62 | $2,683.11 |
| 05/19/2033 | $78,011.72 | $3,091.73 | $395.47 | $2,696.26 |
| 06/19/2033 | $75,302.25 | $3,091.73 | $382.26 | $2,709.47 |
| 07/19/2033 | $72,579.51 | $3,091.73 | $368.98 | $2,722.75 |
| 08/19/2033 | $69,843.42 | $3,091.73 | $355.64 | $2,736.09 |
| 09/19/2033 | $67,093.92 | $3,091.73 | $342.23 | $2,749.49 |
| 10/19/2033 | $64,330.95 | $3,091.73 | $328.76 | $2,762.97 |
| 11/19/2033 | $61,554.45 | $3,091.73 | $315.22 | $2,776.51 |
| 12/19/2033 | $58,764.34 | $3,091.73 | $301.62 | $2,790.11 |
| 01/19/2034 | $55,960.56 | $3,091.73 | $287.95 | $2,803.78 |
| 02/19/2034 | $53,143.03 | $3,091.73 | $274.21 | $2,817.52 |
| 03/19/2034 | $50,311.71 | $3,091.73 | $260.40 | $2,831.33 |
| 04/19/2034 | $47,466.51 | $3,091.73 | $246.53 | $2,845.20 |
| 05/19/2034 | $44,607.37 | $3,091.73 | $232.59 | $2,859.14 |
| 06/19/2034 | $41,734.21 | $3,091.73 | $218.58 | $2,873.15 |
| 07/19/2034 | $38,846.98 | $3,091.73 | $204.50 | $2,887.23 |
| 08/19/2034 | $35,945.61 | $3,091.73 | $190.35 | $2,901.38 |
| 09/19/2034 | $33,030.01 | $3,091.73 | $176.13 | $2,915.59 |
| 10/19/2034 | $30,100.13 | $3,091.73 | $161.85 | $2,929.88 |
| 11/19/2034 | $27,155.89 | $3,091.73 | $147.49 | $2,944.24 |
| 12/19/2034 | $24,197.23 | $3,091.73 | $133.06 | $2,958.66 |
| 01/19/2035 | $21,224.07 | $3,091.73 | $118.57 | $2,973.16 |
| 02/19/2035 | $18,236.34 | $3,091.73 | $104.00 | $2,987.73 |
| 03/19/2035 | $15,233.97 | $3,091.73 | $89.36 | $3,002.37 |
| 04/19/2035 | $12,216.89 | $3,091.73 | $74.65 | $3,017.08 |
| 05/19/2035 | $9,185.02 | $3,091.73 | $59.86 | $3,031.86 |
| 06/19/2035 | $6,138.30 | $3,091.73 | $45.01 | $3,046.72 |
| 07/19/2035 | $3,076.65 | $3,091.73 | $30.08 | $3,061.65 |
| 08/19/2035 | $0.00 | $3,091.73 | $15.08 | $3,076.65 |
| TOTAL: | - | $371,007.33 | $91,007.33 | $280,000.00 |
Change options for different scenario in the form below:
Featured - 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 292473 |
6.247% |
6.125%
0.63 points $4,184 fees |
$1,945 | Learn More |
NMLS ID: 447490 |
6.356% |
6.250%
0.63 points $3,590 fees |
$1,971 | Learn More |
NMLS ID: 2059741 |
6.369% |
6.250%
0.63 points $4,029 fees |
$1,971 | Learn More |
NMLS ID: 449401 |
6.390% |
6.390%
0.00 points $0 fees |
$2,000 | Learn More |