Citibank, National Association

701 East 60th Street North
Sioux Falls, SD 57104

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 7213
Date Established 1812
Assets $1,401.30 billion
Loans $604.81 billion
Deposits $972.08 billion
Capital $148.64 billion

Citibank, National Association is an FDIC insured institution located in Sioux Falls, SD. It was founded in 1812 and has approximately $1401.3 billion in assets. Customers can open an account at one of its 1,092 branches.

For a more detailed analysis of Citibank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Citibank, National Association’s loan portfolio are Commercial and Industrial Loans, Credit Card Loans, and 1-4 Family Residential Loans.

Compared to other banks in South Dakota, Citibank, National Association has a significantly higher percent of Credit Card Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 15.49
Multifamily
Mortgages
0.71
Credit Card Loans 23.80
Consumer Auto Loans 0.01
Small Business Loans 0.07
Construction and Development Loans 0.81
Commercial Real Estate 1.53
Commercial and Industrial Loans 25.70
Farm Loans 0.18

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.05% $10,000 $24,999 Learn MoreShow Less
3 Mo CD 100K
0.05% $100,000 $499,999 Learn MoreShow Less
6 Mo CD 10K
0.07% $10,000 $24,999 Learn MoreShow Less
6 Mo CD 100K
0.07% $100,000 $499,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.04% $1 $9,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.20% $250 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.64% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.01% $1 $24,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Basic Checking 0.00% $1,500 $12.00 Learn MoreShow Less
The Citibank Account 0.00% $10,000 $25.00 Learn MoreShow Less
Citigold 0.05% $200,000 $0.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Citibank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Citibank, National Association Locations

Financial Details

Citibank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Citibank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Citibank, National Association U.S. Bank Average
4.53% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Citibank, National Association had $7,082,000,000 in non-current loans and $120,000,000 in owned real estate. To cover these potential losses it had $148,644,000,000 in equity and $10,321,000,000 in loans loss reserves. That gives it a Texas Ratio of 4.53%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Citibank, National Association U.S. Bank Average
8.68% 8.58

Citibank, National Association has a Return on Equity of 8.68% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Citibank, National Association U.S. Bank Average
10.61% 12.11

Citibank, National Association has a Capitalization of 10.61% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Citibank, National Association Balance Sheet Analysis

As of June 30, 2017, Citibank, National Association had assets of $1,401,303,000,000, loans of $604,811,000,000, and deposits of $972,081,000,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Citibank

Branches and Savings

Is Citibank FDIC insured?

Yes. It is covered under FDIC Certificate #7213.

Why does Citibank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Citibank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Citibank a commercial bank?

Yes

Where are Citibank locations?

See branch locations nearby.

Is Citibank open on Saturdays?

Is Citibank open on Sundays?

What time does Citibank open?

What time does Citibank close?

Are Citibank ATMs Open 24/7?

Do Citibank ATMs accept cash deposits?

Can Citibank customers use other ATMs?

Do Citibank branches have notaries?

Will Citibank notarize my document?

What address for Citibank should I put for incoming ACH transfers?

Will the Citibank branch print checks?

Do Citibank checks expire?

Does Citibank require US citizenship to open account?

Can Citibank close my account?

Does Citibank Report to credit bureaus?

If you apply for a credit card with Citibank, you should expect that the bank will check with and report to all three major credit rating bureaus.

Does Citibank Use Equifax?

Yes

What is Citibank's ACH Routing Number?

21000089

What is Citibank's SWIFT code?

Citibank's SWIFT code CITIUS33 should be used for incoming wires in U.S. dollars. Bank of America's SWIFT code CITIGB2L should be used for incoming wires in foreign currency.

Products

Does Citibank offer mortgages?

Compare mortgage rates here.

Does Citibank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Citibank offer personal loans?

Compare personal loan rates here.

Does Citibank offer student loans?

Will Citibank cash a check?

Will Citibank redeem a savings bond?

Does Citibank cash savings bonds?

Will Citibank cash money orders?

Can Citibank issue a money order?

Does Citibank do currency exchange?

Background on The Bank

Who owns Citibank?

Citibank is a publicly traded company on the NYSE trading under the ticker 'C'.

How long has Citibank been around?

Can Citibank transfer to other banks?

Does Citibank have quick pay?

Does Citibank accept rolled coins?

Will Citibank accept loose change?

Where is Citibank headquarters?

Citibank registers its legal headquarters in Sioux Falls, SD, but the bank is operated from New York.

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