Mortgage product from United Community Bank - Amortization Schedule Calculator
Use the calculator below to calculate your monthly mortgage payment. You can adjust loan amount, interest rate, and mortgage term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Mortgage product from United Community Bank
Interest Type: Fixed
Interest Rate: 6.328%
Monthly Payment: $
2,326.54
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 12/01/2025 | $269,097.26 | $2,326.54 | $1,423.80 | $902.74 |
| 01/01/2026 | $268,189.77 | $2,326.54 | $1,419.04 | $907.50 |
| 02/01/2026 | $267,277.49 | $2,326.54 | $1,414.25 | $912.28 |
| 03/01/2026 | $266,360.40 | $2,326.54 | $1,409.44 | $917.09 |
| 04/01/2026 | $265,438.47 | $2,326.54 | $1,404.61 | $921.93 |
| 05/01/2026 | $264,511.68 | $2,326.54 | $1,399.75 | $926.79 |
| 06/01/2026 | $263,580.00 | $2,326.54 | $1,394.86 | $931.68 |
| 07/01/2026 | $262,643.41 | $2,326.54 | $1,389.95 | $936.59 |
| 08/01/2026 | $261,701.88 | $2,326.54 | $1,385.01 | $941.53 |
| 09/01/2026 | $260,755.39 | $2,326.54 | $1,380.04 | $946.49 |
| 10/01/2026 | $259,803.90 | $2,326.54 | $1,375.05 | $951.49 |
| 11/01/2026 | $258,847.40 | $2,326.54 | $1,370.03 | $956.50 |
| 12/01/2026 | $257,885.85 | $2,326.54 | $1,364.99 | $961.55 |
| 01/01/2027 | $256,919.24 | $2,326.54 | $1,359.92 | $966.62 |
| 02/01/2027 | $255,947.52 | $2,326.54 | $1,354.82 | $971.71 |
| 03/01/2027 | $254,970.68 | $2,326.54 | $1,349.70 | $976.84 |
| 04/01/2027 | $253,988.69 | $2,326.54 | $1,344.55 | $981.99 |
| 05/01/2027 | $253,001.52 | $2,326.54 | $1,339.37 | $987.17 |
| 06/01/2027 | $252,009.15 | $2,326.54 | $1,334.16 | $992.37 |
| 07/01/2027 | $251,011.54 | $2,326.54 | $1,328.93 | $997.61 |
| 08/01/2027 | $250,008.67 | $2,326.54 | $1,323.67 | $1,002.87 |
| 09/01/2027 | $249,000.52 | $2,326.54 | $1,318.38 | $1,008.16 |
| 10/01/2027 | $247,987.05 | $2,326.54 | $1,313.06 | $1,013.47 |
| 11/01/2027 | $246,968.23 | $2,326.54 | $1,307.72 | $1,018.82 |
| 12/01/2027 | $245,944.04 | $2,326.54 | $1,302.35 | $1,024.19 |
| 01/01/2028 | $244,914.45 | $2,326.54 | $1,296.94 | $1,029.59 |
| 02/01/2028 | $243,879.43 | $2,326.54 | $1,291.52 | $1,035.02 |
| 03/01/2028 | $242,838.95 | $2,326.54 | $1,286.06 | $1,040.48 |
| 04/01/2028 | $241,792.99 | $2,326.54 | $1,280.57 | $1,045.96 |
| 05/01/2028 | $240,741.51 | $2,326.54 | $1,275.06 | $1,051.48 |
| 06/01/2028 | $239,684.48 | $2,326.54 | $1,269.51 | $1,057.03 |
| 07/01/2028 | $238,621.88 | $2,326.54 | $1,263.94 | $1,062.60 |
| 08/01/2028 | $237,553.68 | $2,326.54 | $1,258.33 | $1,068.20 |
| 09/01/2028 | $236,479.84 | $2,326.54 | $1,252.70 | $1,073.84 |
| 10/01/2028 | $235,400.35 | $2,326.54 | $1,247.04 | $1,079.50 |
| 11/01/2028 | $234,315.15 | $2,326.54 | $1,241.34 | $1,085.19 |
| 12/01/2028 | $233,224.24 | $2,326.54 | $1,235.62 | $1,090.91 |
| 01/01/2029 | $232,127.57 | $2,326.54 | $1,229.87 | $1,096.67 |
| 02/01/2029 | $231,025.13 | $2,326.54 | $1,224.09 | $1,102.45 |
| 03/01/2029 | $229,916.86 | $2,326.54 | $1,218.27 | $1,108.26 |
| 04/01/2029 | $228,802.76 | $2,326.54 | $1,212.43 | $1,114.11 |
| 05/01/2029 | $227,682.77 | $2,326.54 | $1,206.55 | $1,119.98 |
| 06/01/2029 | $226,556.89 | $2,326.54 | $1,200.65 | $1,125.89 |
| 07/01/2029 | $225,425.06 | $2,326.54 | $1,194.71 | $1,131.83 |
| 08/01/2029 | $224,287.27 | $2,326.54 | $1,188.74 | $1,137.79 |
| 09/01/2029 | $223,143.47 | $2,326.54 | $1,182.74 | $1,143.79 |
| 10/01/2029 | $221,993.65 | $2,326.54 | $1,176.71 | $1,149.83 |
| 11/01/2029 | $220,837.76 | $2,326.54 | $1,170.65 | $1,155.89 |
| 12/01/2029 | $219,675.77 | $2,326.54 | $1,164.55 | $1,161.98 |
| 01/01/2030 | $218,507.66 | $2,326.54 | $1,158.42 | $1,168.11 |
| 02/01/2030 | $217,333.39 | $2,326.54 | $1,152.26 | $1,174.27 |
| 03/01/2030 | $216,152.93 | $2,326.54 | $1,146.07 | $1,180.46 |
| 04/01/2030 | $214,966.24 | $2,326.54 | $1,139.85 | $1,186.69 |
| 05/01/2030 | $213,773.29 | $2,326.54 | $1,133.59 | $1,192.95 |
| 06/01/2030 | $212,574.05 | $2,326.54 | $1,127.30 | $1,199.24 |
| 07/01/2030 | $211,368.49 | $2,326.54 | $1,120.97 | $1,205.56 |
| 08/01/2030 | $210,156.57 | $2,326.54 | $1,114.62 | $1,211.92 |
| 09/01/2030 | $208,938.26 | $2,326.54 | $1,108.23 | $1,218.31 |
| 10/01/2030 | $207,713.53 | $2,326.54 | $1,101.80 | $1,224.73 |
| 11/01/2030 | $206,482.34 | $2,326.54 | $1,095.34 | $1,231.19 |
| 12/01/2030 | $205,244.65 | $2,326.54 | $1,088.85 | $1,237.69 |
| 01/01/2031 | $204,000.44 | $2,326.54 | $1,082.32 | $1,244.21 |
| 02/01/2031 | $202,749.67 | $2,326.54 | $1,075.76 | $1,250.77 |
| 03/01/2031 | $201,492.30 | $2,326.54 | $1,069.17 | $1,257.37 |
| 04/01/2031 | $200,228.30 | $2,326.54 | $1,062.54 | $1,264.00 |
| 05/01/2031 | $198,957.63 | $2,326.54 | $1,055.87 | $1,270.66 |
| 06/01/2031 | $197,680.27 | $2,326.54 | $1,049.17 | $1,277.37 |
| 07/01/2031 | $196,396.17 | $2,326.54 | $1,042.43 | $1,284.10 |
| 08/01/2031 | $195,105.29 | $2,326.54 | $1,035.66 | $1,290.87 |
| 09/01/2031 | $193,807.61 | $2,326.54 | $1,028.86 | $1,297.68 |
| 10/01/2031 | $192,503.09 | $2,326.54 | $1,022.01 | $1,304.52 |
| 11/01/2031 | $191,191.69 | $2,326.54 | $1,015.13 | $1,311.40 |
| 12/01/2031 | $189,873.37 | $2,326.54 | $1,008.22 | $1,318.32 |
| 01/01/2032 | $188,548.10 | $2,326.54 | $1,001.27 | $1,325.27 |
| 02/01/2032 | $187,215.84 | $2,326.54 | $994.28 | $1,332.26 |
| 03/01/2032 | $185,876.56 | $2,326.54 | $987.25 | $1,339.28 |
| 04/01/2032 | $184,530.21 | $2,326.54 | $980.19 | $1,346.35 |
| 05/01/2032 | $183,176.77 | $2,326.54 | $973.09 | $1,353.45 |
| 06/01/2032 | $181,816.18 | $2,326.54 | $965.95 | $1,360.58 |
| 07/01/2032 | $180,448.43 | $2,326.54 | $958.78 | $1,367.76 |
| 08/01/2032 | $179,073.45 | $2,326.54 | $951.56 | $1,374.97 |
| 09/01/2032 | $177,691.23 | $2,326.54 | $944.31 | $1,382.22 |
| 10/01/2032 | $176,301.72 | $2,326.54 | $937.03 | $1,389.51 |
| 11/01/2032 | $174,904.89 | $2,326.54 | $929.70 | $1,396.84 |
| 12/01/2032 | $173,500.68 | $2,326.54 | $922.33 | $1,404.20 |
| 01/01/2033 | $172,089.07 | $2,326.54 | $914.93 | $1,411.61 |
| 02/01/2033 | $170,670.02 | $2,326.54 | $907.48 | $1,419.05 |
| 03/01/2033 | $169,243.49 | $2,326.54 | $900.00 | $1,426.54 |
| 04/01/2033 | $167,809.43 | $2,326.54 | $892.48 | $1,434.06 |
| 05/01/2033 | $166,367.81 | $2,326.54 | $884.92 | $1,441.62 |
| 06/01/2033 | $164,918.58 | $2,326.54 | $877.31 | $1,449.22 |
| 07/01/2033 | $163,461.72 | $2,326.54 | $869.67 | $1,456.86 |
| 08/01/2033 | $161,997.17 | $2,326.54 | $861.99 | $1,464.55 |
| 09/01/2033 | $160,524.90 | $2,326.54 | $854.27 | $1,472.27 |
| 10/01/2033 | $159,044.87 | $2,326.54 | $846.50 | $1,480.03 |
| 11/01/2033 | $157,557.03 | $2,326.54 | $838.70 | $1,487.84 |
| 12/01/2033 | $156,061.35 | $2,326.54 | $830.85 | $1,495.68 |
| 01/01/2034 | $154,557.77 | $2,326.54 | $822.96 | $1,503.57 |
| 02/01/2034 | $153,046.27 | $2,326.54 | $815.03 | $1,511.50 |
| 03/01/2034 | $151,526.80 | $2,326.54 | $807.06 | $1,519.47 |
| 04/01/2034 | $149,999.32 | $2,326.54 | $799.05 | $1,527.48 |
| 05/01/2034 | $148,463.78 | $2,326.54 | $791.00 | $1,535.54 |
| 06/01/2034 | $146,920.14 | $2,326.54 | $782.90 | $1,543.64 |
| 07/01/2034 | $145,368.37 | $2,326.54 | $774.76 | $1,551.78 |
| 08/01/2034 | $143,808.41 | $2,326.54 | $766.58 | $1,559.96 |
| 09/01/2034 | $142,240.22 | $2,326.54 | $758.35 | $1,568.19 |
| 10/01/2034 | $140,663.77 | $2,326.54 | $750.08 | $1,576.46 |
| 11/01/2034 | $139,079.00 | $2,326.54 | $741.77 | $1,584.77 |
| 12/01/2034 | $137,485.87 | $2,326.54 | $733.41 | $1,593.13 |
| 01/01/2035 | $135,884.34 | $2,326.54 | $725.01 | $1,601.53 |
| 02/01/2035 | $134,274.37 | $2,326.54 | $716.56 | $1,609.97 |
| 03/01/2035 | $132,655.91 | $2,326.54 | $708.07 | $1,618.46 |
| 04/01/2035 | $131,028.91 | $2,326.54 | $699.54 | $1,627.00 |
| 05/01/2035 | $129,393.34 | $2,326.54 | $690.96 | $1,635.58 |
| 06/01/2035 | $127,749.14 | $2,326.54 | $682.33 | $1,644.20 |
| 07/01/2035 | $126,096.27 | $2,326.54 | $673.66 | $1,652.87 |
| 08/01/2035 | $124,434.68 | $2,326.54 | $664.95 | $1,661.59 |
| 09/01/2035 | $122,764.33 | $2,326.54 | $656.19 | $1,670.35 |
| 10/01/2035 | $121,085.17 | $2,326.54 | $647.38 | $1,679.16 |
| 11/01/2035 | $119,397.16 | $2,326.54 | $638.52 | $1,688.01 |
| 12/01/2035 | $117,700.24 | $2,326.54 | $629.62 | $1,696.91 |
| 01/01/2036 | $115,994.38 | $2,326.54 | $620.67 | $1,705.86 |
| 02/01/2036 | $114,279.52 | $2,326.54 | $611.68 | $1,714.86 |
| 03/01/2036 | $112,555.62 | $2,326.54 | $602.63 | $1,723.90 |
| 04/01/2036 | $110,822.63 | $2,326.54 | $593.54 | $1,732.99 |
| 05/01/2036 | $109,080.50 | $2,326.54 | $584.40 | $1,742.13 |
| 06/01/2036 | $107,329.18 | $2,326.54 | $575.22 | $1,751.32 |
| 07/01/2036 | $105,568.63 | $2,326.54 | $565.98 | $1,760.55 |
| 08/01/2036 | $103,798.79 | $2,326.54 | $556.70 | $1,769.84 |
| 09/01/2036 | $102,019.62 | $2,326.54 | $547.37 | $1,779.17 |
| 10/01/2036 | $100,231.07 | $2,326.54 | $537.98 | $1,788.55 |
| 11/01/2036 | $98,433.09 | $2,326.54 | $528.55 | $1,797.98 |
| 12/01/2036 | $96,625.62 | $2,326.54 | $519.07 | $1,807.46 |
| 01/01/2037 | $94,808.62 | $2,326.54 | $509.54 | $1,817.00 |
| 02/01/2037 | $92,982.05 | $2,326.54 | $499.96 | $1,826.58 |
| 03/01/2037 | $91,145.84 | $2,326.54 | $490.33 | $1,836.21 |
| 04/01/2037 | $89,299.94 | $2,326.54 | $480.64 | $1,845.89 |
| 05/01/2037 | $87,444.32 | $2,326.54 | $470.91 | $1,855.63 |
| 06/01/2037 | $85,578.90 | $2,326.54 | $461.12 | $1,865.41 |
| 07/01/2037 | $83,703.66 | $2,326.54 | $451.29 | $1,875.25 |
| 08/01/2037 | $81,818.52 | $2,326.54 | $441.40 | $1,885.14 |
| 09/01/2037 | $79,923.44 | $2,326.54 | $431.46 | $1,895.08 |
| 10/01/2037 | $78,018.37 | $2,326.54 | $421.46 | $1,905.07 |
| 11/01/2037 | $76,103.25 | $2,326.54 | $411.42 | $1,915.12 |
| 12/01/2037 | $74,178.03 | $2,326.54 | $401.32 | $1,925.22 |
| 01/01/2038 | $72,242.66 | $2,326.54 | $391.17 | $1,935.37 |
| 02/01/2038 | $70,297.08 | $2,326.54 | $380.96 | $1,945.58 |
| 03/01/2038 | $68,341.25 | $2,326.54 | $370.70 | $1,955.84 |
| 04/01/2038 | $66,375.10 | $2,326.54 | $360.39 | $1,966.15 |
| 05/01/2038 | $64,398.58 | $2,326.54 | $350.02 | $1,976.52 |
| 06/01/2038 | $62,411.64 | $2,326.54 | $339.60 | $1,986.94 |
| 07/01/2038 | $60,414.22 | $2,326.54 | $329.12 | $1,997.42 |
| 08/01/2038 | $58,406.27 | $2,326.54 | $318.58 | $2,007.95 |
| 09/01/2038 | $56,387.73 | $2,326.54 | $308.00 | $2,018.54 |
| 10/01/2038 | $54,358.55 | $2,326.54 | $297.35 | $2,029.18 |
| 11/01/2038 | $52,318.66 | $2,326.54 | $286.65 | $2,039.88 |
| 12/01/2038 | $50,268.02 | $2,326.54 | $275.89 | $2,050.64 |
| 01/01/2039 | $48,206.57 | $2,326.54 | $265.08 | $2,061.46 |
| 02/01/2039 | $46,134.24 | $2,326.54 | $254.21 | $2,072.33 |
| 03/01/2039 | $44,050.99 | $2,326.54 | $243.28 | $2,083.25 |
| 04/01/2039 | $41,956.75 | $2,326.54 | $232.30 | $2,094.24 |
| 05/01/2039 | $39,851.46 | $2,326.54 | $221.25 | $2,105.28 |
| 06/01/2039 | $37,735.08 | $2,326.54 | $210.15 | $2,116.39 |
| 07/01/2039 | $35,607.53 | $2,326.54 | $198.99 | $2,127.55 |
| 08/01/2039 | $33,468.77 | $2,326.54 | $187.77 | $2,138.76 |
| 09/01/2039 | $31,318.73 | $2,326.54 | $176.49 | $2,150.04 |
| 10/01/2039 | $29,157.34 | $2,326.54 | $165.15 | $2,161.38 |
| 11/01/2039 | $26,984.57 | $2,326.54 | $153.76 | $2,172.78 |
| 12/01/2039 | $24,800.33 | $2,326.54 | $142.30 | $2,184.24 |
| 01/01/2040 | $22,604.57 | $2,326.54 | $130.78 | $2,195.75 |
| 02/01/2040 | $20,397.24 | $2,326.54 | $119.20 | $2,207.33 |
| 03/01/2040 | $18,178.27 | $2,326.54 | $107.56 | $2,218.97 |
| 04/01/2040 | $15,947.59 | $2,326.54 | $95.86 | $2,230.68 |
| 05/01/2040 | $13,705.15 | $2,326.54 | $84.10 | $2,242.44 |
| 06/01/2040 | $11,450.89 | $2,326.54 | $72.27 | $2,254.26 |
| 07/01/2040 | $9,184.74 | $2,326.54 | $60.38 | $2,266.15 |
| 08/01/2040 | $6,906.64 | $2,326.54 | $48.43 | $2,278.10 |
| 09/01/2040 | $4,616.52 | $2,326.54 | $36.42 | $2,290.11 |
| 10/01/2040 | $2,314.33 | $2,326.54 | $24.34 | $2,302.19 |
| 11/01/2040 | $0.00 | $2,326.54 | $12.20 | $2,314.33 |
| TOTAL: | - | $418,776.36 | $148,776.36 | $270,000.00 |
Change options for different scenario in the form below:
Featured - 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 1907 |
0.000% |
0.000%
0.00 points $0 fees |
$0 | Learn More |
NMLS ID: 6606 |
6.092% |
6.000%
1.00 points $3,162 fees |
$1,919 | Learn More |
NMLS ID: 401822 |
6.116% |
6.000%
0.63 points $3,995 fees |
$1,919 | Learn More |
NMLS ID: 1025894 |
6.209% |
6.125%
0.63 points $2,850 fees |
$1,945 | Learn More |