Mortgage product from United Community Bank - Amortization Schedule Calculator
Use the calculator below to calculate your monthly mortgage payment. You can adjust loan amount, interest rate, and mortgage term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Mortgage product from United Community Bank
Interest Type: Fixed
Interest Rate: 6.362%
Monthly Payment: $
3,272.57
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 09/21/2025 | $288,264.92 | $3,272.57 | $1,537.48 | $1,735.08 |
| 10/21/2025 | $286,520.64 | $3,272.57 | $1,528.28 | $1,744.28 |
| 11/21/2025 | $284,767.11 | $3,272.57 | $1,519.04 | $1,753.53 |
| 12/21/2025 | $283,004.28 | $3,272.57 | $1,509.74 | $1,762.83 |
| 01/21/2026 | $281,232.11 | $3,272.57 | $1,500.39 | $1,772.17 |
| 02/21/2026 | $279,450.55 | $3,272.57 | $1,491.00 | $1,781.57 |
| 03/21/2026 | $277,659.53 | $3,272.57 | $1,481.55 | $1,791.01 |
| 04/21/2026 | $275,859.03 | $3,272.57 | $1,472.06 | $1,800.51 |
| 05/21/2026 | $274,048.97 | $3,272.57 | $1,462.51 | $1,810.05 |
| 06/21/2026 | $272,229.32 | $3,272.57 | $1,452.92 | $1,819.65 |
| 07/21/2026 | $270,400.03 | $3,272.57 | $1,443.27 | $1,829.30 |
| 08/21/2026 | $268,561.03 | $3,272.57 | $1,433.57 | $1,838.99 |
| 09/21/2026 | $266,712.29 | $3,272.57 | $1,423.82 | $1,848.74 |
| 10/21/2026 | $264,853.74 | $3,272.57 | $1,414.02 | $1,858.55 |
| 11/21/2026 | $262,985.34 | $3,272.57 | $1,404.17 | $1,868.40 |
| 12/21/2026 | $261,107.04 | $3,272.57 | $1,394.26 | $1,878.30 |
| 01/21/2027 | $259,218.78 | $3,272.57 | $1,384.30 | $1,888.26 |
| 02/21/2027 | $257,320.50 | $3,272.57 | $1,374.29 | $1,898.27 |
| 03/21/2027 | $255,412.16 | $3,272.57 | $1,364.23 | $1,908.34 |
| 04/21/2027 | $253,493.71 | $3,272.57 | $1,354.11 | $1,918.46 |
| 05/21/2027 | $251,565.08 | $3,272.57 | $1,343.94 | $1,928.63 |
| 06/21/2027 | $249,626.23 | $3,272.57 | $1,333.71 | $1,938.85 |
| 07/21/2027 | $247,677.10 | $3,272.57 | $1,323.44 | $1,949.13 |
| 08/21/2027 | $245,717.64 | $3,272.57 | $1,313.10 | $1,959.46 |
| 09/21/2027 | $243,747.79 | $3,272.57 | $1,302.71 | $1,969.85 |
| 10/21/2027 | $241,767.49 | $3,272.57 | $1,292.27 | $1,980.30 |
| 11/21/2027 | $239,776.69 | $3,272.57 | $1,281.77 | $1,990.79 |
| 12/21/2027 | $237,775.35 | $3,272.57 | $1,271.22 | $2,001.35 |
| 01/21/2028 | $235,763.39 | $3,272.57 | $1,260.61 | $2,011.96 |
| 02/21/2028 | $233,740.76 | $3,272.57 | $1,249.94 | $2,022.63 |
| 03/21/2028 | $231,707.41 | $3,272.57 | $1,239.22 | $2,033.35 |
| 04/21/2028 | $229,663.28 | $3,272.57 | $1,228.44 | $2,044.13 |
| 05/21/2028 | $227,608.31 | $3,272.57 | $1,217.60 | $2,054.97 |
| 06/21/2028 | $225,542.45 | $3,272.57 | $1,206.70 | $2,065.86 |
| 07/21/2028 | $223,465.63 | $3,272.57 | $1,195.75 | $2,076.81 |
| 08/21/2028 | $221,377.81 | $3,272.57 | $1,184.74 | $2,087.83 |
| 09/21/2028 | $219,278.92 | $3,272.57 | $1,173.67 | $2,098.89 |
| 10/21/2028 | $217,168.89 | $3,272.57 | $1,162.54 | $2,110.02 |
| 11/21/2028 | $215,047.69 | $3,272.57 | $1,151.36 | $2,121.21 |
| 12/21/2028 | $212,915.23 | $3,272.57 | $1,140.11 | $2,132.45 |
| 01/21/2029 | $210,771.47 | $3,272.57 | $1,128.81 | $2,143.76 |
| 02/21/2029 | $208,616.35 | $3,272.57 | $1,117.44 | $2,155.13 |
| 03/21/2029 | $206,449.79 | $3,272.57 | $1,106.01 | $2,166.55 |
| 04/21/2029 | $204,271.76 | $3,272.57 | $1,094.53 | $2,178.04 |
| 05/21/2029 | $202,082.17 | $3,272.57 | $1,082.98 | $2,189.58 |
| 06/21/2029 | $199,880.98 | $3,272.57 | $1,071.37 | $2,201.19 |
| 07/21/2029 | $197,668.12 | $3,272.57 | $1,059.70 | $2,212.86 |
| 08/21/2029 | $195,443.52 | $3,272.57 | $1,047.97 | $2,224.59 |
| 09/21/2029 | $193,207.13 | $3,272.57 | $1,036.18 | $2,236.39 |
| 10/21/2029 | $190,958.89 | $3,272.57 | $1,024.32 | $2,248.25 |
| 11/21/2029 | $188,698.72 | $3,272.57 | $1,012.40 | $2,260.17 |
| 12/21/2029 | $186,426.57 | $3,272.57 | $1,000.42 | $2,272.15 |
| 01/21/2030 | $184,142.38 | $3,272.57 | $988.37 | $2,284.19 |
| 02/21/2030 | $181,846.08 | $3,272.57 | $976.26 | $2,296.30 |
| 03/21/2030 | $179,537.60 | $3,272.57 | $964.09 | $2,308.48 |
| 04/21/2030 | $177,216.88 | $3,272.57 | $951.85 | $2,320.72 |
| 05/21/2030 | $174,883.86 | $3,272.57 | $939.54 | $2,333.02 |
| 06/21/2030 | $172,538.47 | $3,272.57 | $927.18 | $2,345.39 |
| 07/21/2030 | $170,180.65 | $3,272.57 | $914.74 | $2,357.82 |
| 08/21/2030 | $167,810.32 | $3,272.57 | $902.24 | $2,370.32 |
| 09/21/2030 | $165,427.43 | $3,272.57 | $889.67 | $2,382.89 |
| 10/21/2030 | $163,031.91 | $3,272.57 | $877.04 | $2,395.52 |
| 11/21/2030 | $160,623.68 | $3,272.57 | $864.34 | $2,408.22 |
| 12/21/2030 | $158,202.69 | $3,272.57 | $851.57 | $2,420.99 |
| 01/21/2031 | $155,768.86 | $3,272.57 | $838.74 | $2,433.83 |
| 02/21/2031 | $153,322.13 | $3,272.57 | $825.83 | $2,446.73 |
| 03/21/2031 | $150,862.43 | $3,272.57 | $812.86 | $2,459.70 |
| 04/21/2031 | $148,389.69 | $3,272.57 | $799.82 | $2,472.74 |
| 05/21/2031 | $145,903.83 | $3,272.57 | $786.71 | $2,485.85 |
| 06/21/2031 | $143,404.80 | $3,272.57 | $773.53 | $2,499.03 |
| 07/21/2031 | $140,892.52 | $3,272.57 | $760.28 | $2,512.28 |
| 08/21/2031 | $138,366.92 | $3,272.57 | $746.97 | $2,525.60 |
| 09/21/2031 | $135,827.93 | $3,272.57 | $733.58 | $2,538.99 |
| 10/21/2031 | $133,275.48 | $3,272.57 | $720.11 | $2,552.45 |
| 11/21/2031 | $130,709.50 | $3,272.57 | $706.58 | $2,565.98 |
| 12/21/2031 | $128,129.91 | $3,272.57 | $692.98 | $2,579.59 |
| 01/21/2032 | $125,536.64 | $3,272.57 | $679.30 | $2,593.26 |
| 02/21/2032 | $122,929.63 | $3,272.57 | $665.55 | $2,607.01 |
| 03/21/2032 | $120,308.80 | $3,272.57 | $651.73 | $2,620.83 |
| 04/21/2032 | $117,674.07 | $3,272.57 | $637.84 | $2,634.73 |
| 05/21/2032 | $115,025.37 | $3,272.57 | $623.87 | $2,648.70 |
| 06/21/2032 | $112,362.64 | $3,272.57 | $609.83 | $2,662.74 |
| 07/21/2032 | $109,685.78 | $3,272.57 | $595.71 | $2,676.86 |
| 08/21/2032 | $106,994.73 | $3,272.57 | $581.52 | $2,691.05 |
| 09/21/2032 | $104,289.42 | $3,272.57 | $567.25 | $2,705.32 |
| 10/21/2032 | $101,569.76 | $3,272.57 | $552.91 | $2,719.66 |
| 11/21/2032 | $98,835.68 | $3,272.57 | $538.49 | $2,734.08 |
| 12/21/2032 | $96,087.11 | $3,272.57 | $523.99 | $2,748.57 |
| 01/21/2033 | $93,323.97 | $3,272.57 | $509.42 | $2,763.14 |
| 02/21/2033 | $90,546.17 | $3,272.57 | $494.77 | $2,777.79 |
| 03/21/2033 | $87,753.65 | $3,272.57 | $480.05 | $2,792.52 |
| 04/21/2033 | $84,946.33 | $3,272.57 | $465.24 | $2,807.32 |
| 05/21/2033 | $82,124.12 | $3,272.57 | $450.36 | $2,822.21 |
| 06/21/2033 | $79,286.95 | $3,272.57 | $435.39 | $2,837.17 |
| 07/21/2033 | $76,434.74 | $3,272.57 | $420.35 | $2,852.21 |
| 08/21/2033 | $73,567.40 | $3,272.57 | $405.23 | $2,867.33 |
| 09/21/2033 | $70,684.87 | $3,272.57 | $390.03 | $2,882.54 |
| 10/21/2033 | $67,787.05 | $3,272.57 | $374.75 | $2,897.82 |
| 11/21/2033 | $64,873.87 | $3,272.57 | $359.38 | $2,913.18 |
| 12/21/2033 | $61,945.24 | $3,272.57 | $343.94 | $2,928.63 |
| 01/21/2034 | $59,001.09 | $3,272.57 | $328.41 | $2,944.15 |
| 02/21/2034 | $56,041.33 | $3,272.57 | $312.80 | $2,959.76 |
| 03/21/2034 | $53,065.88 | $3,272.57 | $297.11 | $2,975.45 |
| 04/21/2034 | $50,074.65 | $3,272.57 | $281.34 | $2,991.23 |
| 05/21/2034 | $47,067.56 | $3,272.57 | $265.48 | $3,007.09 |
| 06/21/2034 | $44,044.53 | $3,272.57 | $249.54 | $3,023.03 |
| 07/21/2034 | $41,005.48 | $3,272.57 | $233.51 | $3,039.06 |
| 08/21/2034 | $37,950.31 | $3,272.57 | $217.40 | $3,055.17 |
| 09/21/2034 | $34,878.94 | $3,272.57 | $201.20 | $3,071.37 |
| 10/21/2034 | $31,791.29 | $3,272.57 | $184.92 | $3,087.65 |
| 11/21/2034 | $28,687.28 | $3,272.57 | $168.55 | $3,104.02 |
| 12/21/2034 | $25,566.80 | $3,272.57 | $152.09 | $3,120.48 |
| 01/21/2035 | $22,429.78 | $3,272.57 | $135.55 | $3,137.02 |
| 02/21/2035 | $19,276.13 | $3,272.57 | $118.92 | $3,153.65 |
| 03/21/2035 | $16,105.76 | $3,272.57 | $102.20 | $3,170.37 |
| 04/21/2035 | $12,918.58 | $3,272.57 | $85.39 | $3,187.18 |
| 05/21/2035 | $9,714.51 | $3,272.57 | $68.49 | $3,204.08 |
| 06/21/2035 | $6,493.45 | $3,272.57 | $51.50 | $3,221.06 |
| 07/21/2035 | $3,255.31 | $3,272.57 | $34.43 | $3,238.14 |
| 08/21/2035 | $0.00 | $3,272.57 | $17.26 | $3,255.31 |
| TOTAL: | - | $392,707.85 | $102,707.85 | $290,000.00 |
Change options for different scenario in the form below:
Featured - 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 1945532 |
6.036% |
5.875%
0.75 points $5,600 fees |
$1,893 | Learn More |
NMLS ID: 1981224 |
6.036% |
5.875%
0.75 points $5,600 fees |
$1,893 | Learn More |
NMLS ID: 135622 License#: 233759 |
6.102% |
6.000%
0.75 points $3,495 fees |
$1,919 | Learn More |
NMLS ID: 1835285 |
6.207% |
6.125%
0.88 points $2,800 fees |
$1,945 | Learn More |