Mortgage product from First Northern Bank of Dixon - Amortization Schedule Calculator
Use the calculator below to calculate your monthly mortgage payment. You can adjust loan amount, interest rate, and mortgage term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Mortgage product from First Northern Bank of Dixon
Interest Type: Fixed
Interest Rate: 5.889%
Monthly Payment: $
2,513.62
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 09/02/2025 | $298,958.63 | $2,513.62 | $1,472.25 | $1,041.37 |
| 10/02/2025 | $297,912.16 | $2,513.62 | $1,467.14 | $1,046.48 |
| 11/02/2025 | $296,860.55 | $2,513.62 | $1,462.00 | $1,051.61 |
| 12/02/2025 | $295,803.78 | $2,513.62 | $1,456.84 | $1,056.77 |
| 01/02/2026 | $294,741.82 | $2,513.62 | $1,451.66 | $1,061.96 |
| 02/02/2026 | $293,674.65 | $2,513.62 | $1,446.45 | $1,067.17 |
| 03/02/2026 | $292,602.24 | $2,513.62 | $1,441.21 | $1,072.41 |
| 04/02/2026 | $291,524.57 | $2,513.62 | $1,435.95 | $1,077.67 |
| 05/02/2026 | $290,441.61 | $2,513.62 | $1,430.66 | $1,082.96 |
| 06/02/2026 | $289,353.34 | $2,513.62 | $1,425.34 | $1,088.27 |
| 07/02/2026 | $288,259.73 | $2,513.62 | $1,420.00 | $1,093.61 |
| 08/02/2026 | $287,160.75 | $2,513.62 | $1,414.63 | $1,098.98 |
| 09/02/2026 | $286,056.37 | $2,513.62 | $1,409.24 | $1,104.37 |
| 10/02/2026 | $284,946.58 | $2,513.62 | $1,403.82 | $1,109.79 |
| 11/02/2026 | $283,831.34 | $2,513.62 | $1,398.38 | $1,115.24 |
| 12/02/2026 | $282,710.63 | $2,513.62 | $1,392.90 | $1,120.71 |
| 01/02/2027 | $281,584.41 | $2,513.62 | $1,387.40 | $1,126.21 |
| 02/02/2027 | $280,452.67 | $2,513.62 | $1,381.88 | $1,131.74 |
| 03/02/2027 | $279,315.38 | $2,513.62 | $1,376.32 | $1,137.29 |
| 04/02/2027 | $278,172.51 | $2,513.62 | $1,370.74 | $1,142.87 |
| 05/02/2027 | $277,024.02 | $2,513.62 | $1,365.13 | $1,148.48 |
| 06/02/2027 | $275,869.90 | $2,513.62 | $1,359.50 | $1,154.12 |
| 07/02/2027 | $274,710.12 | $2,513.62 | $1,353.83 | $1,159.78 |
| 08/02/2027 | $273,544.64 | $2,513.62 | $1,348.14 | $1,165.48 |
| 09/02/2027 | $272,373.45 | $2,513.62 | $1,342.42 | $1,171.19 |
| 10/02/2027 | $271,196.51 | $2,513.62 | $1,336.67 | $1,176.94 |
| 11/02/2027 | $270,013.79 | $2,513.62 | $1,330.90 | $1,182.72 |
| 12/02/2027 | $268,825.27 | $2,513.62 | $1,325.09 | $1,188.52 |
| 01/02/2028 | $267,630.91 | $2,513.62 | $1,319.26 | $1,194.36 |
| 02/02/2028 | $266,430.69 | $2,513.62 | $1,313.40 | $1,200.22 |
| 03/02/2028 | $265,224.59 | $2,513.62 | $1,307.51 | $1,206.11 |
| 04/02/2028 | $264,012.56 | $2,513.62 | $1,301.59 | $1,212.03 |
| 05/02/2028 | $262,794.59 | $2,513.62 | $1,295.64 | $1,217.97 |
| 06/02/2028 | $261,570.64 | $2,513.62 | $1,289.66 | $1,223.95 |
| 07/02/2028 | $260,340.68 | $2,513.62 | $1,283.66 | $1,229.96 |
| 08/02/2028 | $259,104.69 | $2,513.62 | $1,277.62 | $1,235.99 |
| 09/02/2028 | $257,862.63 | $2,513.62 | $1,271.56 | $1,242.06 |
| 10/02/2028 | $256,614.48 | $2,513.62 | $1,265.46 | $1,248.15 |
| 11/02/2028 | $255,360.20 | $2,513.62 | $1,259.34 | $1,254.28 |
| 12/02/2028 | $254,099.76 | $2,513.62 | $1,253.18 | $1,260.43 |
| 01/02/2029 | $252,833.14 | $2,513.62 | $1,246.99 | $1,266.62 |
| 02/02/2029 | $251,560.30 | $2,513.62 | $1,240.78 | $1,272.84 |
| 03/02/2029 | $250,281.22 | $2,513.62 | $1,234.53 | $1,279.08 |
| 04/02/2029 | $248,995.86 | $2,513.62 | $1,228.26 | $1,285.36 |
| 05/02/2029 | $247,704.19 | $2,513.62 | $1,221.95 | $1,291.67 |
| 06/02/2029 | $246,406.19 | $2,513.62 | $1,215.61 | $1,298.01 |
| 07/02/2029 | $245,101.81 | $2,513.62 | $1,209.24 | $1,304.38 |
| 08/02/2029 | $243,791.03 | $2,513.62 | $1,202.84 | $1,310.78 |
| 09/02/2029 | $242,473.82 | $2,513.62 | $1,196.40 | $1,317.21 |
| 10/02/2029 | $241,150.15 | $2,513.62 | $1,189.94 | $1,323.67 |
| 11/02/2029 | $239,819.98 | $2,513.62 | $1,183.44 | $1,330.17 |
| 12/02/2029 | $238,483.28 | $2,513.62 | $1,176.92 | $1,336.70 |
| 01/02/2030 | $237,140.02 | $2,513.62 | $1,170.36 | $1,343.26 |
| 02/02/2030 | $235,790.17 | $2,513.62 | $1,163.76 | $1,349.85 |
| 03/02/2030 | $234,433.69 | $2,513.62 | $1,157.14 | $1,356.47 |
| 04/02/2030 | $233,070.56 | $2,513.62 | $1,150.48 | $1,363.13 |
| 05/02/2030 | $231,700.74 | $2,513.62 | $1,143.79 | $1,369.82 |
| 06/02/2030 | $230,324.20 | $2,513.62 | $1,137.07 | $1,376.54 |
| 07/02/2030 | $228,940.90 | $2,513.62 | $1,130.32 | $1,383.30 |
| 08/02/2030 | $227,550.81 | $2,513.62 | $1,123.53 | $1,390.09 |
| 09/02/2030 | $226,153.90 | $2,513.62 | $1,116.71 | $1,396.91 |
| 10/02/2030 | $224,750.14 | $2,513.62 | $1,109.85 | $1,403.76 |
| 11/02/2030 | $223,339.48 | $2,513.62 | $1,102.96 | $1,410.65 |
| 12/02/2030 | $221,921.90 | $2,513.62 | $1,096.04 | $1,417.58 |
| 01/02/2031 | $220,497.37 | $2,513.62 | $1,089.08 | $1,424.53 |
| 02/02/2031 | $219,065.85 | $2,513.62 | $1,082.09 | $1,431.52 |
| 03/02/2031 | $217,627.30 | $2,513.62 | $1,075.07 | $1,438.55 |
| 04/02/2031 | $216,181.69 | $2,513.62 | $1,068.01 | $1,445.61 |
| 05/02/2031 | $214,728.99 | $2,513.62 | $1,060.91 | $1,452.70 |
| 06/02/2031 | $213,269.15 | $2,513.62 | $1,053.78 | $1,459.83 |
| 07/02/2031 | $211,802.16 | $2,513.62 | $1,046.62 | $1,467.00 |
| 08/02/2031 | $210,327.96 | $2,513.62 | $1,039.42 | $1,474.20 |
| 09/02/2031 | $208,846.53 | $2,513.62 | $1,032.18 | $1,481.43 |
| 10/02/2031 | $207,357.83 | $2,513.62 | $1,024.91 | $1,488.70 |
| 11/02/2031 | $205,861.82 | $2,513.62 | $1,017.61 | $1,496.01 |
| 12/02/2031 | $204,358.47 | $2,513.62 | $1,010.27 | $1,503.35 |
| 01/02/2032 | $202,847.75 | $2,513.62 | $1,002.89 | $1,510.73 |
| 02/02/2032 | $201,329.61 | $2,513.62 | $995.48 | $1,518.14 |
| 03/02/2032 | $199,804.02 | $2,513.62 | $988.03 | $1,525.59 |
| 04/02/2032 | $198,270.94 | $2,513.62 | $980.54 | $1,533.08 |
| 05/02/2032 | $196,730.34 | $2,513.62 | $973.01 | $1,540.60 |
| 06/02/2032 | $195,182.18 | $2,513.62 | $965.45 | $1,548.16 |
| 07/02/2032 | $193,626.42 | $2,513.62 | $957.86 | $1,555.76 |
| 08/02/2032 | $192,063.03 | $2,513.62 | $950.22 | $1,563.39 |
| 09/02/2032 | $190,491.96 | $2,513.62 | $942.55 | $1,571.07 |
| 10/02/2032 | $188,913.19 | $2,513.62 | $934.84 | $1,578.78 |
| 11/02/2032 | $187,326.66 | $2,513.62 | $927.09 | $1,586.52 |
| 12/02/2032 | $185,732.35 | $2,513.62 | $919.31 | $1,594.31 |
| 01/02/2033 | $184,130.22 | $2,513.62 | $911.48 | $1,602.13 |
| 02/02/2033 | $182,520.22 | $2,513.62 | $903.62 | $1,610.00 |
| 03/02/2033 | $180,902.33 | $2,513.62 | $895.72 | $1,617.90 |
| 04/02/2033 | $179,276.49 | $2,513.62 | $887.78 | $1,625.84 |
| 05/02/2033 | $177,642.67 | $2,513.62 | $879.80 | $1,633.82 |
| 06/02/2033 | $176,000.84 | $2,513.62 | $871.78 | $1,641.83 |
| 07/02/2033 | $174,350.95 | $2,513.62 | $863.72 | $1,649.89 |
| 08/02/2033 | $172,692.96 | $2,513.62 | $855.63 | $1,657.99 |
| 09/02/2033 | $171,026.84 | $2,513.62 | $847.49 | $1,666.12 |
| 10/02/2033 | $169,352.54 | $2,513.62 | $839.31 | $1,674.30 |
| 11/02/2033 | $167,670.02 | $2,513.62 | $831.10 | $1,682.52 |
| 12/02/2033 | $165,979.24 | $2,513.62 | $822.84 | $1,690.77 |
| 01/02/2034 | $164,280.17 | $2,513.62 | $814.54 | $1,699.07 |
| 02/02/2034 | $162,572.76 | $2,513.62 | $806.20 | $1,707.41 |
| 03/02/2034 | $160,856.97 | $2,513.62 | $797.83 | $1,715.79 |
| 04/02/2034 | $159,132.76 | $2,513.62 | $789.41 | $1,724.21 |
| 05/02/2034 | $157,400.09 | $2,513.62 | $780.94 | $1,732.67 |
| 06/02/2034 | $155,658.92 | $2,513.62 | $772.44 | $1,741.17 |
| 07/02/2034 | $153,909.20 | $2,513.62 | $763.90 | $1,749.72 |
| 08/02/2034 | $152,150.89 | $2,513.62 | $755.31 | $1,758.31 |
| 09/02/2034 | $150,383.96 | $2,513.62 | $746.68 | $1,766.93 |
| 10/02/2034 | $148,608.35 | $2,513.62 | $738.01 | $1,775.61 |
| 11/02/2034 | $146,824.03 | $2,513.62 | $729.30 | $1,784.32 |
| 12/02/2034 | $145,030.96 | $2,513.62 | $720.54 | $1,793.08 |
| 01/02/2035 | $143,229.08 | $2,513.62 | $711.74 | $1,801.88 |
| 02/02/2035 | $141,418.36 | $2,513.62 | $702.90 | $1,810.72 |
| 03/02/2035 | $139,598.76 | $2,513.62 | $694.01 | $1,819.60 |
| 04/02/2035 | $137,770.22 | $2,513.62 | $685.08 | $1,828.53 |
| 05/02/2035 | $135,932.72 | $2,513.62 | $676.11 | $1,837.51 |
| 06/02/2035 | $134,086.19 | $2,513.62 | $667.09 | $1,846.53 |
| 07/02/2035 | $132,230.60 | $2,513.62 | $658.03 | $1,855.59 |
| 08/02/2035 | $130,365.91 | $2,513.62 | $648.92 | $1,864.69 |
| 09/02/2035 | $128,492.07 | $2,513.62 | $639.77 | $1,873.84 |
| 10/02/2035 | $126,609.03 | $2,513.62 | $630.57 | $1,883.04 |
| 11/02/2035 | $124,716.74 | $2,513.62 | $621.33 | $1,892.28 |
| 12/02/2035 | $122,815.18 | $2,513.62 | $612.05 | $1,901.57 |
| 01/02/2036 | $120,904.28 | $2,513.62 | $602.72 | $1,910.90 |
| 02/02/2036 | $118,984.00 | $2,513.62 | $593.34 | $1,920.28 |
| 03/02/2036 | $117,054.30 | $2,513.62 | $583.91 | $1,929.70 |
| 04/02/2036 | $115,115.13 | $2,513.62 | $574.44 | $1,939.17 |
| 05/02/2036 | $113,166.44 | $2,513.62 | $564.93 | $1,948.69 |
| 06/02/2036 | $111,208.19 | $2,513.62 | $555.36 | $1,958.25 |
| 07/02/2036 | $109,240.33 | $2,513.62 | $545.75 | $1,967.86 |
| 08/02/2036 | $107,262.81 | $2,513.62 | $536.10 | $1,977.52 |
| 09/02/2036 | $105,275.59 | $2,513.62 | $526.39 | $1,987.22 |
| 10/02/2036 | $103,278.61 | $2,513.62 | $516.64 | $1,996.98 |
| 11/02/2036 | $101,271.84 | $2,513.62 | $506.84 | $2,006.78 |
| 12/02/2036 | $99,255.21 | $2,513.62 | $496.99 | $2,016.62 |
| 01/02/2037 | $97,228.69 | $2,513.62 | $487.09 | $2,026.52 |
| 02/02/2037 | $95,192.23 | $2,513.62 | $477.15 | $2,036.47 |
| 03/02/2037 | $93,145.77 | $2,513.62 | $467.16 | $2,046.46 |
| 04/02/2037 | $91,089.27 | $2,513.62 | $457.11 | $2,056.50 |
| 05/02/2037 | $89,022.67 | $2,513.62 | $447.02 | $2,066.59 |
| 06/02/2037 | $86,945.94 | $2,513.62 | $436.88 | $2,076.74 |
| 07/02/2037 | $84,859.01 | $2,513.62 | $426.69 | $2,086.93 |
| 08/02/2037 | $82,761.84 | $2,513.62 | $416.45 | $2,097.17 |
| 09/02/2037 | $80,654.38 | $2,513.62 | $406.15 | $2,107.46 |
| 10/02/2037 | $78,536.57 | $2,513.62 | $395.81 | $2,117.80 |
| 11/02/2037 | $76,408.38 | $2,513.62 | $385.42 | $2,128.20 |
| 12/02/2037 | $74,269.73 | $2,513.62 | $374.97 | $2,138.64 |
| 01/02/2038 | $72,120.60 | $2,513.62 | $364.48 | $2,149.14 |
| 02/02/2038 | $69,960.92 | $2,513.62 | $353.93 | $2,159.68 |
| 03/02/2038 | $67,790.63 | $2,513.62 | $343.33 | $2,170.28 |
| 04/02/2038 | $65,609.70 | $2,513.62 | $332.68 | $2,180.93 |
| 05/02/2038 | $63,418.07 | $2,513.62 | $321.98 | $2,191.64 |
| 06/02/2038 | $61,215.67 | $2,513.62 | $311.22 | $2,202.39 |
| 07/02/2038 | $59,002.47 | $2,513.62 | $300.42 | $2,213.20 |
| 08/02/2038 | $56,778.41 | $2,513.62 | $289.55 | $2,224.06 |
| 09/02/2038 | $54,543.44 | $2,513.62 | $278.64 | $2,234.98 |
| 10/02/2038 | $52,297.50 | $2,513.62 | $267.67 | $2,245.94 |
| 11/02/2038 | $50,040.53 | $2,513.62 | $256.65 | $2,256.97 |
| 12/02/2038 | $47,772.49 | $2,513.62 | $245.57 | $2,268.04 |
| 01/02/2039 | $45,493.32 | $2,513.62 | $234.44 | $2,279.17 |
| 02/02/2039 | $43,202.96 | $2,513.62 | $223.26 | $2,290.36 |
| 03/02/2039 | $40,901.37 | $2,513.62 | $212.02 | $2,301.60 |
| 04/02/2039 | $38,588.47 | $2,513.62 | $200.72 | $2,312.89 |
| 05/02/2039 | $36,264.23 | $2,513.62 | $189.37 | $2,324.24 |
| 06/02/2039 | $33,928.58 | $2,513.62 | $177.97 | $2,335.65 |
| 07/02/2039 | $31,581.47 | $2,513.62 | $166.50 | $2,347.11 |
| 08/02/2039 | $29,222.84 | $2,513.62 | $154.99 | $2,358.63 |
| 09/02/2039 | $26,852.64 | $2,513.62 | $143.41 | $2,370.20 |
| 10/02/2039 | $24,470.80 | $2,513.62 | $131.78 | $2,381.84 |
| 11/02/2039 | $22,077.28 | $2,513.62 | $120.09 | $2,393.52 |
| 12/02/2039 | $19,672.01 | $2,513.62 | $108.34 | $2,405.27 |
| 01/02/2040 | $17,254.93 | $2,513.62 | $96.54 | $2,417.07 |
| 02/02/2040 | $14,826.00 | $2,513.62 | $84.68 | $2,428.94 |
| 03/02/2040 | $12,385.14 | $2,513.62 | $72.76 | $2,440.86 |
| 04/02/2040 | $9,932.31 | $2,513.62 | $60.78 | $2,452.84 |
| 05/02/2040 | $7,467.43 | $2,513.62 | $48.74 | $2,464.87 |
| 06/02/2040 | $4,990.46 | $2,513.62 | $36.65 | $2,476.97 |
| 07/02/2040 | $2,501.34 | $2,513.62 | $24.49 | $2,489.12 |
| 08/02/2040 | $0.00 | $2,513.62 | $12.28 | $2,501.34 |
| TOTAL: | - | $452,450.72 | $152,450.72 | $300,000.00 |
Change options for different scenario in the form below:
Featured - 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 2059741 |
6.193% |
6.125%
0.75 points $2,314 fees |
$1,945 | Learn More |
NMLS ID: 1025894 |
6.464% |
6.375%
0.75 points $2,975 fees |
$1,997 | Learn More |
NMLS ID: 401822 |
6.529% |
6.375%
1.00 points $5,195 fees |
$1,997 | Learn More |
NMLS ID: 6606 |
6.581% |
6.490%
1.00 points $3,037 fees |
$2,021 | Learn More |