New Bank Offers

Barclays raised its savings rate to 4.00% APY from 3.80%.   Barclays has been later to raise its rates over the last year than just about any other online bank, and it is arriving at 4.00% after Citizens, Synchrony and CIT.

Barclays also has lowered its 12-month CD from 5.00% to 4.90% APY.  Barclays does not currently have any CD offerings above 5%.